Ukuya ekholejini yinto ebiza kakhulu. Ngelixa iindleko zokufunda zishicilelwe ngokucacileyo kwiiwebhusayithi zesikolo nakwiikhathalogu, isixa sokuchitha imali esifunwa ngumfundi wasekholejini kunokuba nzima ukufumanisa. Ukuphawula isixa semali semali esifunekayo kwikholeji kuxhomekeke kwizinto ezininzi, kubandakanya into umntu ayithatha njengokuchitha imali, imisebenzi, kunye nommandla wejografi apho umfundi aya khona kwikholeji.
Umzekelo woHlahlo-lwabiwo mali
| Udidi lohlahlo-lwabiwo mali | Isixa sonyaka |
|---|---|
| Impahla | $ 450- $ 750 |
| Ukuzonwabisa | $ 1,300 |
| Ukutya (kuthathwa ngokuba ukutya okuninzi kuyatyiwa kwikhampasi ) | $ 3,500- $ 7,500 |
| Irhasi / Imoto I-inshurensi | $ 1,000- $ 5,000 |
| Imfonomfono | $ 150- $ 800 |
| Imisebenzi (enje iiklabhu ezikwikhampasi ) | $ 400- $ 1,200 |
| Izipho | $ 600- $ 1,100 |
| Iincwadi kunye nesikolo izixhobo | $ 600- $ 1,200 |
| Izixhobo zombane | $ 200- $ 1,200 |
| Ukuhamba (Isixa sixhomekeke ekubeni ukude kangakanani nekhaya oya kulo) | $ 300- $ 1,000 |
Amanani alondolozayo ngakumbi adibanisa ukuya kuthi ga kwi-8,500 yeedola, ngelixa amanani anesisa angaphezulu afikelela kwi- $ 21,050 ngonyaka. Uninzi lwabafundi luya kuwa kwindawo ethile phakathi kwezi zimbini. Kuba abafundi beekholeji abaninzi bayasebenza kwaye fumana umndilili $ 195 ngeveki okanye i-10, 000 yeedola ukuba basebenza ixesha elizeleyo unyaka wonke, akufuneki bafune ncedo 'lokuchitha imali.'
Amanqaku afanelekileyo- Imali yasimahla yeFederal kwiKholeji
- Iingcebiso zeKholeji yokuSebenzisa
- Iindlela ezizezinye zokuhlawula ikholeji
Ukubala iimfuno
Esinye sezizathu kunzima ukufumanisa ukuba ingakanani na umfundi wakho wasekholejini anokuyifuna kukuba abantu abohlukeneyo bajonga izinto ezahlukeneyo njengezihlawulelweyo 'ngokuchitha imali.' Umzekelo, abanye abantu sele behlawulisile iindleko zeencwadi zesikhokelo kunye nokupaka ekhampasini kwiindleko zokuhamba isikolo. Imali mboleko isekwe kule mali ifunekayo ngonyaka. Nangona kunjalo, uninzi lwabazali luthatha izinto ezinjengeencwadi ziyinto ayithengayo umfundi ngexesha lokufunda kwakhe ekholejini, efuna ukuchitha imali.
Iincwadi zezifundo zibiza kakhulu ngencwadi entsha exabisa i-80 yeedola kwaye iinguqulelo ezisetyenzisiweyo zibiza i- $ 50 (kubiza naphi na ukusuka kwi-200 ukuya kwi-500 yeedola kwisemester nganye), kwaye ziyafuneka. Ukupaka kwikhampasi yenye indleko efihliweyo yekholeji, enokuthi isuke kwi $ 400- $ 2000 ngonyaka. Ngelixa abanye bengangayiboni imoto njengesidingo, abafundi beekholeji banokucinga ngenye indlela.
Ukuze ubale imali ngokuchanekileyo, kufuneka kuqala uvumelane ngezinto ozithengayo eziza kudla imali, kwaye zithini iindleko zokuya ekholejini.
Iindidi ezinokubakho zokuchitha imali
Ezi zinto zilandelayo zinokuthathwa njengemali yokuchitha imali kubafundi beekholeji:
umthandazo wokufa kwesilwanyana sasekhaya
-
Impahla - Ukuzonwabisa
- Ukutya (ukutya ngaphandle, uku-odola ipitsa, ikofu ukuba ihambe, enokuthi ingafakwa kuhlahlo-lwabiwo mali lokutya lonyaka)
- Irhasi okanye uthutho loluntu
- Imfonomfono
- Imisebenzi efana neklabhu yebhola ekhatywayo, iklasi yokudanisa, okanye ubulungu bokuzivocavoca
- Izipho
- Iincwadi zesikhokelo kunye neempahla zesikolo
- Elektroniki (kubandakanya ikhompyutha )
- Isibonelelo sokuhamba (ukuza ekhaya ngenxa yombulelo, njl.)
ImpahlaEzinye izinto ziyahluka kakhulu. Umzekelo, ukuba isibonelelo sokuhamba sifakiwe kwaye umfundi uya esikolweni kude nekhaya, i itikiti lendiza elijikelezayo eliqhelekileyo Ixabisa i-370 yeedola kuhambo ngalunye. Ukuthatha isigqibo sokuba zibandakanye ezi nkcitho kwinkcitho yemali kubalulekile. Nje ukuba uthathe isigqibo sokuba zeziphi izinto oza kuzibandakanya, kuya kufuneka uqikelele ukuba ingakanani imali onokuyivumela nganye nganye.
Izixa kuhlobo ngalunye lokuSebenzisa imali
Ngelixa abanye abafundi beekholeji befuna isibonelelo esikhulu sempahla kwinyanga nganye, abanye abafundi bayokuthenga ehlobo kwaye besiya esikolweni iimpahla zabo zilungele unyaka. Ngokukwanjalo, abanye abafundi bathatha inxaxheba kwimisebenzi ebizayo ngelixa abanye bengenzi njalo. Ngelixa zombini ezi ntlobo zabafundi ziya kudinga isixa semali ekufuneka sizichithile, ukubala itotali kuxhomekeke kwiindidi zemisebenzi abathathe inxaxheba kuyo.
Okokugqibela, ummandla wejografi unokuchaphazela kakhulu isixa sokuchitha kwemali efunwa ngumfundi wasekholejini. Izinto eziyimfuneko ezinje ngerente kunye nokutya kubiza kakhulu kwiidolophu ezinkulu, kodwa abafundi abakwiikhampasi zasemaphandleni baya kuchitha imali eninzi ngerhasi okanye ngezithuthi zikawonkewonke kunabo bahlala esixekweni.
Ukubeka ulindelo lohlahlo-lwabiwo mali
Ngaphambi kokuba uthumele umntwana wakho aye kwikholeji, kubalulekile ukuba uxoxe ngemicimbi yezemali yobomi bekampus yakho. Uninzi lwabantu, eli lixesha lokuqala bebodwa kwaye kufuneka bacwangcise uhlahlo-lwabiwo mali. Umfundi onolwazi olungalunganga lohlahlo-lwabiwo mali unokuphelelwa yimali eyimfuneko yokuthenga iincwadi, ukuhlawula izifundo, okanye ezinye iindleko ezibalulekileyo zokuphila. Kwangokunjalo, uninzi lwabafundi beekholeji banokuba besebenza namakhadi etyala okanye okuthenga ngetyala okokuqala ebomini babo, kwaye ngaphandle kwesikhokelo esifanelekileyo, banokubonisa ulawulo olungeyomfuneko kwinkcitho kunye nokulandela umkhondo. Ngelixa oku kunokuba yinto nje esendleleni kwabanye abafundi, kwabanye kunokuthetha umahluko phakathi kokukwazi ukuya kwikholeji hayi.
amazwi amnandi ukuwathetha kuye
Ngaphambi kokuba umntwana wakho aye ekholejini, xoxa ngoku kulandelayo:
-
Bafundise indlela yokulandelela inkcitho yanyanga zonke kwaye bayidibanise nohlahlo-lwabiwo mali. - Yabelana ngemigibe enokubakho kuhlahlo-lwabiwo mali kwaye uthethe ngeendlela zokujongana nazo.
- Xoxa ngomahluko phakathi kweemfuno neemfuno. Fundisa umntwana wakho ukuhlawulela izinto eziyimfuneko kuqala, emva koko asebenzise ingeniso elahlwayo ukuhlawulela izinto ezibonakalayo.
- Babonise indlela yokulandela umkhondo wenkcitho yamakhadi etyala kunye nokulungelelanisa iakhawunti yabo inyanga nenyanga.
- Yabelana ngokulindeleyo kunye nolutsha lwakho malunga nendlela abaza kuyisebenzisa ngayo imali yabo. Sukubakhupha ngalo lonke ixesha bechitha ngaphezulu.
- Babonise indlela yokwakha ingxowamali engxamisekileyo xa kunokwenzeka into ivele.
- Emva kokuba abantwana bakho baye ekholejini, qhubeka nokuba neengxoxo zebhajethi nabo ukuze uchonge iingxaki ngaphambi kokuba zivele.
Bafundise indlela yokulandelela inkcitho yanyanga zonke kwaye bayidibanise nohlahlo-lwabiwo mali.Ukulungiselela Ulutsha Lwakho
Eyona ndlela yokulungiselela umfundi wakho wasekholejini ukuba abe namava ophumeleleyo kwezemali kukuqala kwangoko. Ukonga uxinzelelo besebancinci, kwaye ukhuthaze abantwana ukuba balandelele inkcitho. Kwisikolo samabanga aphakamileyo, cinga ngokunika umntwana wakho iakhawunti yolutsha ukuba azilawule ukuze azi ukuphatha imali xa esiya ekholejini. Ngokubeka isiseko kwangethuba, ungamisela umntwana wakho ukuba aphumelele xa ekugqibeleni eyedwa.
