Bala eyakho iNtlawulo yeMoto!
Ufuna ukwazi ukubala intlawulo yemoto yenyanga? Ukuqonda indlela yokubala intlawulo yakho yenyanga sisixhobo esihle xa uthengela imoto entsha okanye esele isetyenzisiwe ukukunceda uthathe isigqibo malunga nento onokufikelela kuyo. Apha uya kufumana iwebhusayithi ekwi-intanethi ukukunceda ufunde indlela yokubala intlawulo ngokwakho ngoncedo lwekhaltyhuleyitha okanye inkqubo yespredishithi efana ne-Excel.
Uyibala njani intlawulo yemoto yenyanga
Uncedo olukwi-Intanethi
Unokufumana izixhobo zokubala ezikwi-Intanethi ezikhethekileyo kwimali mboleko yemoto kunye neentlawulo zenyanga. IiMoto zeMSN inikezela ngesixhobo esikhulu apho ufaka khona intlawulo, intengo yokuthenga, inqanaba lenzala, kunye nobude bemali mboleko okanye ixesha lemali mboleko. Nangona kunjalo, gcinani engqondweni ukuba inqanaba lenzala yakho liya kuxhomekeka kumanqaku akho etyala. Fumana i simahla Ikopi yengxelo yakho yekhredithi kwaye ujonge amanqaku akho etyala minyaka le ngokundwendwela IKhomishini yoRhwebo kaRhulumente endaweni yokujoyina inkampani enika ingxelo ngetyala efuna ukuba ubhalise kwinkqubo yenyanga yomrhumo.
Amanqaku afanelekileyo
- Iingcebiso ngabasetyhini abathenga iimoto ezisetyenzisiweyo
- Imbali yeZithuthi zeFord
- Yila imoto eyiyo
Hlukana ngokucacileyo kwiiwebhusayithi zokuthengisa ezibonelela nge-calculator yokubhatala yenyanga. Abathengisi basebenzisa oku ukukhuthaza ukuba ungatyeleli kuphela iwebhusayithi yabo kunye nokuthengisa, kodwa ufumane ulwazi oluvela kuwe njengedilesi ye-imeyile, inombolo yefowuni kunye negama.
Bala ngokwakho
Kulula ukubala intlawulo yenyanga ngokwakho ukuba ulandela la manyathelo alula:
- Bhala phantsi inzala yakho (I), isixa semali-mboleko (A) kunye nenani leentlawulo zenyanga (M).
- Guqula inzala yakho iye kwi-decimal. Ukuba inzala yakho ibiyi-8%, idesimali ibiya kuba ngu -08. Ukuba inzala yakho ibiyi-8.5%, idesimali yakho ibiya kuba ngu -085 njalo njalo.
- Okulandelayo, thatha inani lenzala yakho lokugqibela kwaye ulihlule ngeenyanga ezilishumi elinambini. Kwi-8% uza kwahlula-hlula .08 nge-12. Uya kufumana into eyi-.0067 ngokusondeza.
- Thatha into .0067 kwaye uyiphindaphinde ngexabiso lemali mboleko yakho okanye ixabiso lokuthenga lesithuthi. Umzekelo ukuba uxhasa ngemali i-15,000 yeedola, ungathatha .0067 uphinda-phinde $ 15,000 onokulingana 99.99. Le nto ye-99.99 iya kusetyenziselwa ukubala intlawulo yenyanga.
- Ngoku thatha inzala yakho kwakhona, ekumzekelo wethu ngu -08 kwaye yahlule ngo-12 emva koko udibanise enye ukuze ufumane into eyi-1.0067. Emva koko phakamisa ixabiso kumandla amabi ngolu balo: (1 + .08 / 12) ^ -60). Okokugqibela, thabatha 1 usikhuphe kwixabiso lakho langaphambili ulisebenzise njengedinomineyitha. Iziphumo kolu balo ziya kulingana .329. Funda ngakumbi malunga nokuphakamisa amaxabiso kunye neenombolo kumandla amabi nge EasySurf .
- Inyathelo lakho lokugqibela kukuthatha amaxabiso akho amabini u-99.99 kunye .329 kwaye yahlule: 99.99 yahlulwe ngo -329 ilingana ne-303.92. I-303.92 ye- $ iya kuba yintlawulo yakho yenyanga yemoto kubandakanya inzala kunye nenqununu.
Iingcebiso ngokubala iiNtlawulo zenyanga
- Dlala ujikeleze ngenkqubo yokubala okanye yenkqubo yespredishithi njengeMicrosoft Excel enezinga lenzala eyahlukileyo, ixesha lemali mboleko kwiinyanga, kunye nenani lemali mboleko yokufumanisa ukuba zeziphi iintlawulo zenyanga onokuzifikelela.
- Khumbula, ukuba usebenzisa ikhalityhuleyitha, ukuba amanani aboniswe kulo mzekelo ayarhangqwa.
- Ukuba usenengxaki yokubala intlawulo yemoto yenyanga, cela umcwangcisi-zimali wakho okanye umphathi webhanki akuncede.
- Amanqanaba enzala ayahluka mihla le, ke fowunela ibhanki yakho kuqala kwaye ufumanise ukuba yeyiphi inzala ekhoyo ngoku kwaye yongeza inqaku elinye ukuya kwamabini kuloo manqanaba. Ngokudibanisa inqaku elinye okanye amabini, uya kufumana inzala oya kuthi ubonelelwe ngayo yibhanki, ukuthengisa okanye umbutho wekhredithi.
- Sebenzisa amaqhinga ethu okuthenga iimoto ukukunceda ufumane eyona mpahla intle xa uyokuthenga imoto.
- Ukuba isebe lezemali lomthengisi liza nentlawulo yenyanga eyahlukileyo kunaleyo uyibalayo, buza ukuba kukho imirhumo efihliweyo kwixabiso lokuthenga.
Kulula ukubala intlawulo yemoto yenyanga kwi-calculator yakho okanye ngenkqubo yesoftware yespredishithi. Unokufumana iindlela ezilula zokubala kwi-intanethi, kodwa ukufunda indlela yokubala ngokwakho kunokuba yigolide ukuba unamathele kumthengisi ngaphandle kokufikelela kwi-Intanethi.
