Ukuba ujonga indlela esebenzayo yokwenzakhulisa imaliyeqela lakho okanye umbutho ongabandakanyi ukuthengisa izinto zabantu abangazifuniyo okanye abangazifuniyo, cinga ngokubamba umcimbi wokunyusa ingxowa yekhuphoni. Ngexesha elizayo xa ufuna ukunyusa imali, yenza oku endaweni yokuthatha iiodolo kwimveliso yabathengi.
Yintoni iNgxowa-mali yeNcwadi yokuKhutshwa?
Ukuthengisa iincwadi zekhuphoni kunokuba yindlela eyoyikisayo kuzo zonke iintlobo zemibutho engenzi nzuzoukunyusa imali. Olu hlobo lwengxowa-mali lubandakanya ukuthengisa iincwadana ezinesatifikethi sezaphulelo kwiintlobo ezahlukeneyo zeemveliso kunye neenkonzo. Iibhondi ziyiindlela esebenzayoUkuqokelela imali kuba banabaphulaphuli abaninzi, nge ngaphezulu kwama-90% abantu baseMelika usebenzisa amatikiti ukuthenga.
Amanqaku afanelekileyo- Igalari yeMbono eNcinci yeNgxowa-mali yeCawa
- Ukudluliselwa kwiGalari yeNgcamango yoBomi
- Iqela lezemali abaxhasi
Ukuthengisa kwakhona iincwadi zekhuphoni
Uninzi lwemibutho ingena kwisivumelwano sokuthengisa iincwadana ezenziwe yinkampani yokunyusa ingxowa mali. Iinkampani ezininzi zigxile ekusebenzeni nemibutho engenzi nzuzo enqwenela ukwenza imali ngolu hlobo lokuthengisa imali. Ukuba uyifumana le ndlela yokunyusa ingxowa-mali ukuba ibe nomtsalane, thengisa ukuze ufumane esona sivumelwano sihle kumbutho wakho ngaphambi kokukhetha umthengisi wencwadi yekhuphoni.
indlela yokwenza abafazi bathande wena
Ukukhetha iNkqubo yokuNyusa iNgxowa-mali yeNcwadi
Xa kuvavanywa ukhetho lomthengisi wencwadi yekhuphoni, izinto ezininzi kufuneka ziqwalaselwe. Ngokuqinisekileyo kubalulekile ukuba ukhethe inkqubo yokunyusa ingxowa mali evumela iqela lakho ukuba ligcine ipesenti entle yentengiso iyonke ukuze wandise umvuzo wakho. Nangona kunjalo, ayisiyiyo kuphela into ebalulekileyo ekufuneka uyivavanye xa usenza isigqibo. Uya kufuna ukuphonononga imixholo yeencwadi ngokwazo, ukuze uqiniseke ukuba ziqulathe izibonelelo abaxhasi bakho abanokuba nomdla kuzo kwaye ezinokusetyenziswa kwindawo yakho yengingqi. Uyakufuna kwakhona ukuqinisekisa ukuba uya kucelwa ukuba uzibophelele kuthenga ubuncinci okanye ukuba uya kuba noxanduva lokungenisa intlawulo kuphela ngenani leencwadi ezithengisweamavolontiya asebenza nzimausebenza kwiphulo lakho.
Ikhuphoni INkampani yokunyusa imali
Ezinye zeenkampani ezaziwa kakhulu zokunyusa ingxowa mali yekhuphoni zezi:
iingoma zokuphulukana nomntu ngokuzibulala
- Umtsalane Isikhokelo sokutya kunye nexabiso nikezela amatikiti kwindawo zaseNorth Carolina, eSouth Carolina naseVirginia. Awudingi ukuthenga iincwadi ngaphambili ukuze ufumane imali kwaye i-non-profit okanye isikolo sinokufumana ukuya kuthi ga kwiipesenti ezingama-50 kwintengiso yeencwadi.
- Iincwadi zokunyusa ingxowa mali kuluntu Iincwadi zekhuphoni ziyafumaneka kwiindawo ezine eGeorgia kubandakanya iAthene enkulu, iGainesville enkulu, iSnellville, iLoganville, iGrayson neMonroe kunye neLawrenceville, iBuford neSuwanee. Inkqubo yenzelwe ukunyusa ingxowa mali kuwo onke amanqanaba ezikolo, kubandakanya neekholeji, kunye neeklabhu zesikolo, amaqela emidlalo, amaqela ezemidlalo kunye nee-PTAs. Iicawa, iiklabhu zecawe kunye noluntu kunye neeklabhu nazo ziyafaneleka. Amaqela anokufumana inzuzo engama-50% kwintengiso yeencwadi kunye neencwadi ezingathengiswanga ezinokubuyiselwa ngetyala elipheleleyo.
- GcinaAround Ebekwishishini lokunyusa ingxowa mali ngaphezulu kweminyaka engama-40. Baneencwadi zekhuphoni zeemarike ezili-170 ezinezaphulelo zeenkampani zalapha, zommandla nezelizwe. Ukuthenga incwadi kunika abathengi ukufikelela kwi-app yeselfowuni kunye neekhuphoni ezishicilelweyo kwi-Intanethi. Iincwadi zeeKhuphoni eziGcinwayo eziGcinwayo ziyi- $ 25 inye.
- Iincwadi zeKhuphoni zeKidStuff ziyilelwe ukunceda ukuqokelela imali yezikolo, ukusuka kwiindawo zokugcina abantwana ukuya kwizikolo eziphakamileyo. Abathengi banokuthenga ezi ncwadi buqu okanye isikolo sakho sinokuseka ikhonkco kwi-Intanethi eliza kusetyenziswa ngabathengi. Kukho iincwadana zencwadi yekhuphoni zeKidStuff ezikhoyo kwiidolophu zaseConnecticut, eDelaware, eMaryland, eMassachusetts, eNew Hampshire, eNew Jersey, eNew York nasePennsylvania. Iincwadi zeekhuphoni ze-KidStuff zi- $ 25 nganye kwaye izikolo zinokugcina i-50% yenzuzo okanye izikolo zifumana i- $ 10 kwintengiso kwikhonkco elikwi-Intanethi.
- INcwadi yokuZonwabisa Sekukho ngaphezulu kweminyaka engama-55. Incwadi yekhuphoni ibandakanya usetyenziso oluselfowuni kunye nabaxhasi bengxowa mali abafumana iwebhusayithi enakho kunye nezixhobo zabo zokufumana imali njengenxalenye yesicwangciso sabo. Incwadi iyafumaneka ngaphezulu kweedolophu ze-10,000 eMntla Melika. Umbutho ungazithengisa iincwadi kwivenkile ekwi-intanethi ngaphandle kokuthenga nayiphi na i-inventri, kwaye abathengi banokusebenzisa ivenkile eyahlukileyo yombutho ngamnye ukuthenga incwadi kwindawo yabo, nokuba abahlali kwindawo yombutho wokubamba.
Ixabisa malini iincwadi zekhuphoni?
Inkqubo nganye inesakhiwo sayo samaxabiso, ke kuya kufuneka uqiniseke ukuba umda wenzuzo uyavakala kumbutho wakho okanye kwisikolo. Iincwadi zekhuphoni zingaqala ukusuka kwi-25 ukuya kwi-35 yeedola kunye nomgama oqhelekileyo wenzuzo malunga neepesenti ezingama-50. Uya kudinga ukufumanisa ukuba ingakanani imali onayo ukuze uthenge iincwadi, nangona ezinye iinkqubo zikuvumela ukuba uthengise iincwadi ngqo kubathengi ngaphandle kokuba uzithenge ngaphambili. Ukuba ufuna ukuzithenga ngaphambili, kuya kufuneka uphinde ufumanise malunga nomgaqo-nkqubo wokubuya xa kunokwenzeka ukuba une-inventri eseleyo ongakwaziyo ukuyithengisa.
Yenza ezakho iincwadi zekhuphoni
Ngamanye amaxesha, endaweni yokuthengisa iincwadana esele zikhona, imibutho engenzi nzuzo ikhetha ukucela abathengisi ngeenjongo zokuzenzela ezabo iincwadi zokukhutshelwa. Ngelixa olu hlobo lwencwadi yekhuphoniIprojekthi yokunyusa imaliKuthatha ixesha elininzi kunenye ebandakanya ukuthengisa iincwadi ezihlelwe yenye inkampani, kukho izibonelelo ezininzi ezinxulumene nokwenza yonke into ngokwakho.
leliphi icala ekufanele ukuba likuyo ngaphambi kokuba uphumelele
Ukuqashwa kwamashishini endawo
Ukuba iqela lakho lifumana abathengisi ukuba bafake amakhuphoni ezincwadini zawo, unokufumana ingeniso yentengiso yokuthengisa ukongeza kwintlawulo oya kuyenza xa uthengisa imveliso egqityiweyo kubaxhasi bombutho wakho. Ngaphambi kokuba yenzeke loo nto, kuya kufuneka uqinisekise abanini bamashishini kunye nabaphathi bendawo ukuba banokuzuza ngokubandakanya amakhuphoni kwiimveliso zabo kunye neenkonzo kwincwadana yakho. Nje ukuba uthengise iintengiso, kuya kufuneka wenze uyilo kunye noyilo lwemveliso egqityiweyo kwaye uyiprinte.
Nika iiKhuphoni ezizodwa
Esinye isibonelelo sokwenza ezakho iincwadi zizaliswe zizaphulelo ukuze uzithengise kukuba awuzukuba naxhala malunga nokuthengisa okhuphisana nemveliso efana ncam neyakho. Ukuba umbutho wakho ujongana neprojekthi yokuyenzela eyakho incwadi oza kuyithengisa, imveliso egqityiweyo iya kuba yinyani ngokwenene kuba abathengisi baya kuba ziinkampani ezazifunwa ngamavolontiya akho. Awuyi kubaleka abathengi abanokuba sele benayo le ncwadana uyithengisayo, kuba alikho elinye iqela elinokuba nemveliso egqityiweyo efana ncam neyakho.
Ungaprinta njani iincwadi zakho zekhuphoni
Kuya kufuneka ubenomshicileli onokuthi usebenze naye ekwenzeni iincwadi, kwaye usenokufumana nesiprinta esizimisele ukukunika isaphulelo esikhulu kutshintsho lokubonelela ngokwaso ngentengiso yazo ezincwadini. Iincwadi zinokuyilwa kwinkqubo elula enje ngeMicrosoft Word okanye ngenkqubo yoyilo efana neAdobe InDesign. Ukwenza incwadi yakho kunokuba ngumsebenzi ongaphezulu, kodwa ukuba unokucela iinkonzo zokuzithandela zomyili wemizobo, oku kunokwenza imveliso ibize kakhulu. Ngaphambi kokuthatha isigqibo ngale ndlela, thetha nabashicileli malunga neendleko zemveliso yencwadi kwaye wenze uhlahlo-lwabiwo mali. Uya kudinga ukufumana abaxhasi bendawo aboneleyo abakulungeleyo ukunceda ukubonelela ngemali yoshicilelo lwencwadi, okanye ubenenkxaso-mali ekhoyo ukuhlawula iindleko. Qiniseka kananjalo kuhlahlo-lwabiwo mali ukuba iindleko zakho kwimveliso yeencwadi ziya kuhlawulwa ngokuthengiswa kweencwadi kwaye inzuzo iya kuba nkulu ngokwaneleyo ukuyenza ibe sisithuthi esisebenzayo sokunyusa ingxowa mali. Ukuba akukhange kubenjalo, iincwadi ezonyuswe kwangaphambili zinokuba yeyona ndlela ilungileyo kumbutho wakho.
Zilungiselele impumelelo
Nokuba uthatha isigqibo sokuthengisa incwadi ekhoyo yekhuphoni okanye ukwamkela umceli mngeni wokudala kunye nokuthengisa ingqokelela yakho yezaphulelo, olu hlobo lwengxowa mali lunokuphumelela kakhulu. Njengalo naliphi na iphulo elijolise ekukhuliseni imali, iziphumo onazo ziya kuba noxanduva ngokuthe ngqo kwizakhono, ukuzibophelela, kunye neenzame zamalungu ekomiti kunye namavolontiya.
