Gcina imali oyifumene njengelifahlukile kwimali yomtshato.
Umthetho woqhawulo mtshato kunye nemali eyindlalifa kunokuba nzima. Eli nqaku liza kuchaza iziseko ukuze uqonde ukuba liphathwa njani ilifa xa isibini sifuna ukuqhawula umtshato.
Isishwankathelo sePropathi yomtshato
Xa isibini siqhawula umtshato, iiasethi abaziqokelele ngexesha lomtshato ziya kwahlulwa ngokomthetho welizwe apho amaphepha oqhawulo-mtshato afakwa khona. Ukuba izibini ezitshatileyo zikwipropathi yoluntu, njengeCalifornia, ipropathi yomtshato yahlulwe ngokulinganayo.
Amanqaku afanelekileyo
- Ukwabiwa ngokulinganayo koqhawulo mtshato
- Ipropathi yoLuntu kunye nokuSinda
- Iingcebiso ngeenkcukacha zoqhawulo mtshato
Kwezinye iindawo zaseUnited States, ipropati yomtshato yahlulwe ngokulinganayo. Oku akuthethi ukuba iiasethi zahlulwe phakathi. Esi sibini sinokufikelela kwisivumelwano ngoncedo lwamagqwetha abo ekwahluleni iimpahla zabo zomtshato ngendlela abavakalelwa ngayo ukuba kufanelekile. Elinye iqabane linokunikwa ipesenti enkulu yeeasethi zomtshato kunenye ukuba ityala ligwetywa yijaji.
Umthetho woqhawulo mtshato kunye neLifa eliZuzwayo: Iipropathi ezingezizo ezomtshato
Ukuba umntu ufumana ilifa, akuthathwa njengenxalenye yepropati yomtshato wesibini. Umthetho uthi imali efunyanwa njengelifa yeyomntu oyifumeneyo. Ngethuba nje ummkeli eyigcina eyahlukileyo, ayifakwanga xa kufika ixesha lokwahlula iiasethi zesibini kwisivumelwano soqhawulo mtshato.
Ilifa elizayo umntu alindele ukulifumana alifakwanga kubalo lwepropathi yomtshato. INkundla igqibe ekubeni ekubeni umntu onelungelo anelungelo lokutshintsha umyolelo wakhe ngalo naliphi na ixesha, ulindelo lokufumana ilifa alunakuthathwa njengempahla yomntu.
Gcina Imali Ezalelwe Kuwo Yahlukile
Into ekufuneka igcinwe engqondweni apha kukuba ukuba ufuna ukugcina ilifa ekuqwalaselweni njengepropathi yomtshato, kufuneka igcinwe yahlukile kwipropathi yomtshato. Ukwenza oku, kuya kufuneka ubeke imali kwiakhawunti yebhanki ngegama lakho kuphela. Ukongeza enye imali kuyo enokuthi iqwalaselwe njengepropathi yomtshato (njengentlawulo yomvuzo) kunokuthetha ukuba yonke imali eseleyo kwi-akhawunti iya kuthathwa njenge-asethi yomtshato. Umthetho woqhawulo mtshato kunye nemali oyifumana njengelifa ikwajonga ukuba xa usebenzisa ezinye okanye zonke iimali ozifumene njengelifa ukuhlawula ityala lomtshato okanye inkcitho, loo nxalenye iba yipropathi yomtshato. Kuxhomekeke kurhulumente ekuthethwa ngaye, nokuba uyibuyisile imali obuyisebenzisa ukuhlawula ityala okanye inkcitho emva kwenyani, yonke imali kwi-akhawunti iba yipropathi yomtshato. Kwezinye iindawo zaseUnited States, into yokuba urhoxe kwinxalenye yemali oyizuze njengelifa ukuhlawulela into enokuthi ithathelwe ingqalelo njengepropathi yomtshato kuthetha ukuba yonke imali iba yipropathi yomtshato.
Fumana iingcebiso ngeNgcali
Ukuba ulindele ukufumana ilifa kwaye ufuna ukuqiniseka ukuba ayithathwa njengepropathi yomtshato, elona nyathelo lilungileyo kukubonisana negqwetha ngaphambi kokuba ufake itsheki. Unokhetho lokuvula iakhawunti entsha egameni lakho kuphela kwaye ubeke imali ngenjongo yokubashiya bodwa de ufumane ingcebiso yezomthetho. Ngale ndlela, uyakwaziswa malunga namalungelo akho, kwaye unokwenza ngokufanelekileyo.
Eyona nto iphambili kukuba kufuneka ugcine imali ihluke ngokupheleleyo kwenye ipropati yomtshato. Ukusilela ukwenza njalo kunokuthetha ukuba yonke imali oyifumanayo ithathwa njengempahla yomtshato ngokuxhomekeke kukwahlulahlula.
