Isikhokelo kwiMithi yeMali yoMtshato

Amagama Aphezulu Ebantwaneni

Umtshato wemali yomtshato eneedola eziqhotyoshelweyo

Isikhokelo kubalulekile kuye nabani na odala imithi yemali yomtshato. Nokuba usebenzisa umthi wemali yomtshato kwimibhiyozo yakho kunokuba sisigqibo esinokuphikisana. Kukho iindlela ezifanelekileyo zokubandakanya lo mkhuba womtshato ngaphandle kokudala imiba xa kucwangcisiwe ngesikhokelo esincedayo.





Ukucela imali

Ngaphambi kokuba baqwalasele umthi wemali, izibini kufuneka zazi ukuba kuhlala kuthathwa njengokuophula isimilo somtshato ukucela imali nangayiphi na indlela, nokuba kungokucela ngqo okanye ngemithi, ngemidaniso, okanye ngezinye iindlela. Oko akuthethi ukuba isibini asinakho ukusebenzisa umthi wemali, nangona kunjalo. Endaweni yoko, umthi wemali awufanele ukwenziwa kugxilwe emsithweni, nokuba kukwishawa yomtshato, umsitho, okanye nawuphi na umbhiyozo onxulumene nomtshato. Iindwendwe akufuneki ziziva zinyanzelekile ukuba zinike isibini imali, kodwa ukubonelela ngomthi wemali kunokwenza kube lula kwiindwendwe ezinqwenela ukwenza njalo.

Amanqaku afanelekileyo
  • Izipho eziMnandi zoMtshato
  • Iingcamango zomtshato waselwandle
  • Ikhekhe lomtshato elikhethekileyo

Yintoni umthi wemali?

Umthi wemali yindawo ephambili apho iindwendwe zinokufaka okanye zicofe imali 'emthini' njengesipho kwisibini esonwabileyo. Imithi yemali inokwenziwa ngocingo okanye ngokhuni lokwenyani, kwaye izikhonkwane, iipaperclip, iingubo zokunxiba, okanye iirebhoni zisetyenziselwa ukuhombisa umthi ngelixa zibonelela ngeendlela zokufumana imali ngokulula. Abanye abatshatileyo bakhetha ukubonelela ngeemvulophu ezincinci ukuze izipho zemali zinikwe ngobulumko ngakumbi, kwaye ukongeza amanqaku amancinci okanye iipeni kunika iindwendwe indlela yokongeza iminqweno yabo yomtshato emthini.





Ngaba Umthi Wemali Ulungile?

Imithi yemali, okanye nayiphi na indlela yokucela ngokuthe ngqo izipho zemali, ayisoloko ithathwa njengefanelekileyo. Yenziwe ngokufanelekileyo, nangona kunjalo, imali okanye umthi wemali unokuba nencasa kwaye wamkeleke. Iimeko ezenza ukuba imali yemithi ifaneleke ngakumbi zibandakanya:

Icala elikweliphi icala?
  • Imitshato yokufikela Izibini azinakuthutha ngokulula izipho ezinkulu ezivela emtshatweni phesheya, kwaye imali ilula ngakumbi.
  • Imithi yokuhlamba Sebenzisa umthi wemali yeshawa yomtshato, apho injongo yomsitho 'kukuhlamba' izibini ngezipho, endaweni yomtshato ngokwawo, apho injongo ikukubhiyozela umanyano lwesibini, lukhetho olufanelekileyo ngakumbi.
  • Imithi enezinto : Ukuba isibini sinazo ezinye iindleko ezizayo kubomi babo obuza kutshata kungekudala, njengosana olusanda kuzalwa okanye ukuthenga ikhaya elitsha, umthi wemali ungabhalwa ngokukodwa ukunceda ukuxhasa eso sizathu. Ukuhlawula nje umtshato okanye ukutshata, nangona kunjalo, ayisiyonto ifanelekileyo.
  • Ukulindela Inkcubeko : Kwezinye iinkcubeko, imithi yemithi izithethe zokuzonwabisa ezisetyenziselwe izizukulwana. Amaqabane asondelelene neengcambu zawo kwaye anqwenela ukufaka eli lifa labo kwimibhiyozo yabo angenza ngokulula, ukuba oko kwenziwa kwimeko yenkcubeko efanelekileyo hayi njengesizathu sokucela imali.

Iingcebiso zokusebenzisa umthi wemali yomtshato

Ukuba ukhetha ukuba nomthi wemali njengenxalenye yemibhiyozo yakho yomtshato, yenze ibe yingqondi kwaye intle kangangokuba iyinxalenye emnandi yomnyhadala wakho kunokuba ulindelo olucacileyo lokunika.



  • Beka umthi kufutshane nezinye izipho, kodwa ungawubeki ngaphambili kunye naseziko ngokungathi zonke iindwendwe kulindeleke ukuba zenze igalelo.
  • Sukutsalela ingqalelo emthini ngokusebenzisa izibhengezo okanye ii-toast. Umtshakazi nomyeni akufuneki babize umthi ngokwabo.
  • Beka umbongo okanye ivesi engenamdla kufutshane nomthi ukuze uchaze injongo yawo kwiindwendwe ekunokwenzeka ukuba azibonanga ngaphambili, kodwa yenze icace into yokuba naziphi na izipho eziyimali zinokuzikhethela.
  • Khetha uhlobo lomthi oza kuwusebenzisa ukulungelelanisa kunye nemithendeleko yomtshato. Umthi wepayini, umzekelo, lukhetho olumnandi kwimitshato yasebusika, ngelixa umthi wesundu unokusetyenziselwa imitshato yaselwandle. Imithi yeFicus, iidiliya, kunye neearbors ezincinci zezinye iindlela zokudala imali yemithi.
  • Hombisa umthi ngaphezulu kwemali. Yongeza imihombiso emincinci ehambelana nemibala yomtshato okanye umxholo ukwenza ukuba umthi ube ngumhombiso ofanelekileyo.

Yenza Eyakho Umthi Wemali

Ukwenza owakho umthi wemali yomtshato, kuya kufuneka:

Umthi womtshato ongezelelweyo onemali eqhotyoshelweyo
  • Imbiza yodongwe
  • Coca ipeyinti emhlophe, igolide, isilivere, okanye ulungelelwaniso lwemibala yomtshato
  • Isebe elomeleleyo
  • Isanti, iimabhile, okanye amagwebu aneentyatyambo
  • Umboniso okanye iirebhoni
  1. Cima isebe kubume obufanelekileyo kwaye ufayele nayiphi na imiphetho erhabaxa okanye ebukhali ukuze ingabi yingozi.
  2. Iglu eshushu yongeza amasebe kulwakhiwo oluphambili lokugcwalisa imilo ukuba kukho imfuneko.
  3. Ukuhlobisa ibhodwe lobumba xa unqwenela, ubeke isebe limi nkqo embizeni.
  4. Gcwalisa imbiza ngesanti okanye ngeemabula ukuze ubambe isebe ngokuqinileyo. Ukuba usebenzisa amagwebu aneentyatyambo, faka amagwebu embizeni ngaphambi kokufaka isebe.
  5. Spray ipeyinti yesebe elimhlophe okanye nawuphi na umbala wokunxibelelana nemihombiso yomtshato. Imbiza inokulingana, okanye isebe linokufuna ukupeyintwa ngokwahlukeneyo.
  6. Yongeza iirebhoni okanye ezinye izinto zokuhombisa emthini.
  7. Yongeza iziqeshana okanye uzibeke kufutshane neendwendwe ezizakusebenzisa ukuncamathisela imali emthini. Cinga ukongeza iimvulophu kunye nepads kwitafile yomthi ngokunjalo.
  8. Namathisela iibhili ezimbalwa ngokungakhethiyo emthini ukuze iindwendwe ziyiqonde injongo yazo kwaye zibone indlela yokuncamathisela izipho zazo.

Ezinye iindlela zomthi wemali

Isibini esithanda umbono wemithi yemali kodwa singakhululekanga xa imali icinyiwe kwisityalo singasebenzisa ezinye iindlela zokuyila, ezinje:

  • Ukufuna imithombo
  • Iindlwana ezihonjisiweyo zeentaka
  • Iibhokisi zamakhadi omtshato
  • Izikhongozeli ezinomxholo, ezinjengeebhutsi zeenkomo zomtshato wasentshona
  • Umdaniso wemali

ICash sisipho esihle somtshato, kwaye ukusebenzisa umthi wemali yomtshato kunokunceda iindwendwe zinike imali ngobuqili nangokuyilayo. Logama nje umthi wemali usetyenziswa ngokufanelekileyo kwaye ayisosicelo seminikelo, inokuba yinxalenye yokonwaba kwimitshato yomtshato.



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