Indlela yokujonga ibhalansi kwiKhadi leZipho laseMelika

Amagama Aphezulu Ebantwaneni

umfazi uthenga kwi-intanethi

Ungajonga ngokulula ikhadi lakho lesipho laseMelika kwi-Intanethi okanye ngokwenza umnxeba wasimahla. Qiniseka ukuba uyayiqonda indlela ebalwa ngayo ibhalansi ekhoyo ngaphambi kokuba uveze ikhadi lakho ukuhlawula intengiselwano.





Ibhalansi yeKhadi lesipho laseMelika

Xa ufumana ikhadi lesipho laseMelika Express ibhalansi esekhadini iya kuhlawulwa kuqala ngumthengi. Ibhalansi, ebizwa ngokuba 'yiBhalansi ekhoyo' ingaqala nakweliphi na inani ukusuka kwi- $ 25 ukuya kuthi ga kwi-35,000 yeedola kwiinkqubo zenkuthazo yeshishini. Ngokwesiqhelo, uyakufumana ikhadi lesipho kunye nolwazi malunga nendlela yokusebenzisa ikhadi kunye nebhalansi ekhoyo kwikhadi.

Amanqaku afanelekileyo
  • Ezona ndlela zibalaseleyo zokuDibanisa amatyala ekhadi letyala
  • Uyakha njani iMbali yeKhredithi
  • Iinkcukacha zobusela

Ukujonga ibhalansi

Kulula ukujonga isixa semali kwikhadi lakho lesipho laseMelika Express. Konke okufuneka ukwenze kuku:





Nokuba ujonga ibhalansi yakho ngefowuni okanye kwi-Intanethi, kuya kufuneka uqinisekise inombolo yekhadi lakho lesipho kunye neKhowudi yoKhuseleko enamanani ama-3. Ikhowudi yoKhuseleko ishicilelwe ngasemva kwekhadi lesipho kwiphaneli yokutyikitya.

Ibhalansi yakho efumanekayo iya kubandakanya yonke intengiselwano egunyazisiweyo ngabarhwebi.



Ibalwa njani ibhalansi

Ibhalansi ekhoyo kwikhadi lakho lesipho inokuncitshiswa ngeendlela ezimbini:

  • Yenza intengo-Ixabiso elipheleleyo lokuthenga kunye nayiphi na irhafu iya kuncitshiswa kwi-Balance efumanekayo.
  • Umrhwebi uthatha ingcebiso - Abanye abathengisi abanjengeevenkile zokutyela kunye nabanikezeli beenkonzo bahlala befumana izibonelelo ukongeza kwixabiso lentengiselwano. Xa aba bathengisi banikwa ikhadi lesipho ukuhlawulela intengiselwano, banokongeza isibonelelo esiqikelelweyo kwisixa sokuthenga xa ujonga ibhalansi ekhoyo. Ukuba intengiselwano yamkelwe, ibhalansi ekhoyo iya kuncitshiswa sisixa sentengo kunye nesisa esiqikelelweyo. Kwiintsuku kamva, xa eyona ntengiselwano ithunyelwe ngumrhwebi, nakuphi na ukwahluka phakathi kwemali exhuzulweyo xa umrhwebi ejonge ibhalansi kunye nelona xabiso lentengiselwano liya kuncitshiswa kwimali eseleyo yekhadi lesipho.

Umzekelo, ukuba unika ikhadi lakho lesipho kwivenkile yokutyela ukuhlawula ityala, umrhwebi unokongeza incam (enje ngeepesenti ezingama-20) kwimali oyilwayo xa ujonga ibhalansi ekhoyo kwikhadi lesipho. Ukuba intengiselwano ivunyiwe kwaye ushiya kuphela iipesenti ezili-15, iipesenti ezi-5 ziya kubuyiselwa kwikhadi lakho lesipho xa intengiselwano ithunyelwe ngumrhwebi. Ihlala ithatha malunga neentsuku ezintathu zeshishini ukuba intengiselwano ithunyelwe kwaye ibonakaliswe ngokuchanekileyo kwiBhalansi ekhoyo.

Imihla yokuphelelwa

Ibhalansi efumanekayo kwikhadi lesipho ayiphelelwa; nangona kunjalo, ikhadi yenza unomhla 'oSebenzayo' kumphambili wekhadi lesipho. Lo mhla uQinisekisiweyo weTru usetyenziswa ngabarhwebi abo iinkqubo zabo zifuna ukuba babonelele ngomhla wokuphelelwa ngamakhadi asetyenziswe ngexesha lokuthengiselana. Awunakho ukusebenzisa ikhadi lesipho emva komhla 'osemthethweni' kodwa ungacela ikhadi lokufaka endaweni yalo ngaphandle kwentlawulo ukuba ngaba 'usuku olusebenzayo' luphela ngaphambi kokuba uchithe ibhalansi ekhoyo.



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