Amakhadi ezipho zeVisa sisipho esifanelekileyo kuwo nawuphi na umsitho. Zingasetyenziswa kuye nawuphi na umthengisi owamkela amakhadi etyala eVisa. Ukugcina umkhondo webhalansi yekhadi kulula ngeendlela ezingaphezulu kwesinye.
Ukujonga ibhalansi yekhadi lakho lesipho seVisa
Kukho iindlela ezahlukeneyo zokufumana kwakhona ibhalansi ekhoyo, kuxhomekeke kumnikezeli wekhadi.
Amanqaku afanelekileyo- Ezona ndlela zibalaseleyo zokuDibanisa amatyala ekhadi letyala
- Uyakha njani iMbali yeKhredithi
- Iinkcukacha zobusela
Uqala Phi
Imiva yamakhadi ezipho eVisa ihlala inemiyalelo yokujonga iibhalansi, kubandakanya inombolo yasimahla yabathengi, kunye nedilesi yewebhu (ukuba ikhona).
Inkqubo yokuNgqinisisa
Ukufumana ibhalansi ekhoyo nangayiphi na indlela oyikhethayo, kuya kufuneka unikeze i-PIN eyayifakwe kwikhadi lesipho kunye nenombolo yeakhawunti ehambelana nayo. Olu lwazi luqokelelwa ngenjongo yokhuseleko. Ukuba awunayo i-PIN kwifayile, tsalela umnini wekhadi lesipho uncedo olungaphezulu.
Nceda uqaphele ukuba i-PIN ayinakusetyenziselwa ukufumana imvume yokuthengiselana kunye nokukhethwa kwetyala kwindawo yokuthengisa. Endaweni yokuba zonke izinto ezithengiweyo kufuneka zenziwe njengekhredithi ngaphandle kokuba kuchazwe ngenye indlela kuba eli nani lisetyenziswa kuphela kwimibuzo eseleyo.
Ibhalansi yokuThengisa yokuThengisa
Khetha abathengisi banakho ukubonelela abanini bamakhadi ngolwazi olungeleleneyo ngenkqubo yokuthengisa esevenkileni. Aba bathengisi zezi:
- IAbercrombie kunye neFitch
- UBarnes kunye noNoble
- Iimpahla ezinkulu zeMidlalo ezi-5
- I-Boscov
- Dillard
- Kmart
- Kohl's
- Marshall
- I-Nordstrom
- KwiOfisi kaMax
- Ivenkile yaseRoss
- Ithagethi
- Igama loqhagamshelwano TJ. Maxx
- Iinto zokudlala R Us
Amakhadi eZipho eziVisa aDumileyo
Nangona zininzi iimveliso zekhadi lesipho seVisa iyafumaneka Nazi ezinye zezona zidumileyo kunye newebhusayithi kunye nenombolo yefowuni yokujonga ibhalansi.
Umkhuphi | Ukufumaneka | Iphinda ilayishwe kwakhona | Umnxeba | Ukukhuselwa kobuqhetseba |
Ikhadi lesipho seVanilla Visa | Iindawo zoThengiso | Hayi | 1-800-571-1376 | Hayi |
IVisa Simon Giftcard | Kwi-Intanethi kwaye Iindawo zeSimon Mall | Hayi | 1-866-300-9401 | Hayi |
Visa yeVenkile yekhadi lesipho | Kwi-Intanethi | Hayi | 1-866-397-9763 | Hayi |
Ikhadi lesipho leWal-Mart Visa | Iivenkile zikaWal-Mart nakwi-Intanethi | Hayi | 1-866-633-9096 | Ewe |
Ukuqwalaselwa okhethekileyo
Kwimeko apho ibhalansi ekhoyo ingonelanga ukuhlawula ukuthenga kwakho, yazisa umphathi-mali ukuba uza kube uhlawula kancinci ukuphepha intengiselwano eyaliwe. Xa ibhalansi iphelile, iimali ezongezelelweyo azinakongezwa ukuba ikhadi lesipho aliphinde lilayishwe.
Iintengo zokuzonwabisa
Ngamanye amaxesha, abathengisi abaqokelela iingcebiso banokugunyazisa kwangaphambili isixa esongezelelweyo ukuya kuthi ga kwiipesenti ezingama-20 zetsheki yakho. Nangona esi sixa-mali singatshintsha nje ukuba kwenziwe intengiselwano yokugqibela, qiniseka ukuba imali eseleyo ekhoyo yanele ukugubungela ibhalansi ngencam eqikelelweyo.
Imihla yokuphelelwa
Nje ukuba ikhadi lakho lesipho seVisa liphelelwe lixesha, iimali azisayi kufumaneka ukuba zisetyenziswe kwelo khadi. Nangona kunjalo, abanye abaniki zinokukuvumela ukuba udlulisele nayiphi na imali eseleyo engasetyenziswanga kwikhadi elitsha lesipho.
Ukurhoxiswa kunye nokubuyiselwa imali
Intengiselwano erhoxisiweyo kunye nokuthengwa okubuyisiweyo akunakubonakaliswa kwangoko kwityala. Vumela iintsuku ezintathu ukuya kwezixhenxe ukuqhubekeka kwekhredithi.
Imirhumo yokulala
Amakhadi ezipho angasetyenziswanga ixesha elongeziweyo anokufumana iifizi zokulala ezinokunciphisa ibhalansi yakho. Jonga umnikeli wakho malunga nalo mgaqo-nkqubo.
Ukufuna uNcedo
Ukuba awukwazi ukufumana ibhalansi ekhoyo usebenzisa enye yezi ndlela, jonga ngononophelo ulwazi oluze nekhadi okanye uqhakamshelane nommeli weenkonzo zabathengi ukuze ufumane ingcaciso.