Ndingalufumana Njani Uqhawulo-mtshato Ngaphandle Kwemali?

Amagama Aphezulu Ebantwaneni

Isicelo soqhawulo mtshato

Xa wena neqabane lakho nifikile kwisigqibo esibuhlungu sokuqhawula umtshato, ukuba nemali encinci okanye ukungabikho kwaleyo yokwenza le nkqubo kunokwenza ukuba imeko ibenzima nangakumbi. Nangona kunjalo, zininzi iindlela ezikhoyo zokonga imali kwinkqubo yoqhawulo-mtshato kwaye iyenze ibe mbi imali.





Ngaba abazali bam banokubiza amapolisa ukuba ndihamba nge-17

Hlala Ulwalamano Nomlingane Wakho

Ngoku ka UDavid Reischer , Esq., Umphathi omkhulu weLegalAdvice.com, ukugcina ubudlelwane bakho kunye nomntu oza kuba liqabane lakho kungekudala kwaye unobambiswano kwaye inokuba yeyona ndlela ilungileyo yokuqinisekisa ukuba uqhawulo-mtshato luhlala lunexabiso eliphantsi. Xa la maqela mabini engavumelani, oku kukhokelela kuqhawulo mtshato oluchaseneyo oko kuthetha iimali ezingaphezulu zomthetho. Ukuba amaqabane angavumelana kwinto yonke kwangaphambi kwexesha, oku kubizwa ngokuba luqhawulo-mtshato olungaphikiswayo. UReischer ucebisa ukuba uqhawulo-mtshato olungenakuphikiswa 'lubiza ixabiso eliphantsi' njengoko ungazukufuna igqwetha ukuze usebenze ngayo nayiphi na into ekuphikiswana ngayo. Ukusebenza kunye, nangona kunokuba nzima, ekugqibeleni kuya kugcina iindleko zoqhawulo mtshato ziphantsi.

Amanqaku afanelekileyo
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  • Izibalo zoqhawulo mtshato: Ngaba ukuhlala kunye kukhokelela kuqhawulo mtshato?

Sebenzisa Amagqwetha Ngobulumko

Imirhumo yamagqwetha inokubiza kakhulu kodwa ungazinciphisa kwimirhumo ngokusebenzisa amagqwetha kuphela kwimicimbi ethile yoqhawulo mtshato. Uqhawulo mtshato USonia Frontera ikholelwa ekubeni 'ukungazi okanye ukungabonakalisi nto ngeinkqubo yoqhawulo-mtshatokuyingozi. Ubuncinci ndincoma ukubonisana negqwetha ukuze uqonde umthetho kulawulo lwakho kunye nendlela esebenza ngayo kwimeko yakho. Ukuhlawula umrhumo wokubonisana ngelixa usenza amaphepha ngenye indlela kunokuba ngexabiso eliphantsi.



Cela isaphulelo okanye isicwangciso sezavenge

Olunye ukhetho kukucela igqwetha ukuba likulungele na ukunciphisa umrhumo wabo ngokujonga iimeko zakho zezezimali. Ngelixa abangawo onke amagqwetha aya kukwenza oku, unokuhlala ubuza kwaye unokumangaliswa kukufumanisa ukuba bayavuma ukunciphisa. Amanye amagqwetha anokukuvumela ukuba uhlawule umrhumo ngezavenge kunokuba uhlawule kube kanye. Oku kukunika ithuba lokuhlawula iifizi njengoko uzinze kubomi bakho obutsha kwaye ngethemba lokuba unemali ezayo emva koqhawulo mtshato.

Nxibelelana noNcedo lwezoMthetho kunye neeNkonzo eziNgenzi nzuzo

UFrontera ukwacebisa ukuba abathengi abafumana imivuzo ephantsi 'bajonge i-Ofisi yeeNkonzo zezoMthetho yasekuhlaleni.' Ezi ziyafumaneka kwizixeko ezininzi kwaye banokubonelela ngobutyebi bolwazi ngenkqubo yoqhawulo-mtshato kunye neefom oya kuzifuna. LawHelp.org yiwebhusayithi egcina uluhlu loNcedo lwezoMthetho kunye nezinye iinkonzo zomthetho ezinexabiso eliphantsi ngurhulumente. Eyakho Umbutho wabameli bakarhulumente inokukunceda ngolwazi lwengingqi.



AmaQela aNgasebenzi ngeniso asemthethweni

Ukongeza kwiiNkonzo zoMthetho okanye uNcedo lwezoMthetho ezihlala ziiofisi zikarhulumente, jonga ukuba zikhona na eyabucala engenzi nzuzo kwindawo yakho. Ngelixa zingafumaneki kuyo yonke indawo, unokufumana kwezinye iidolophu kunye neebhunga ezingenzi nzuzo ezinamagqwetha amavolontiya anokukunceda ngokubonisana nangamaphepha. UFrontera ukwacebisa ukuba unxibelelane nesikolo sakho sezomthetho ukuba kukho esikufutshane nawe. Ngamanye amaxesha ezi zikolo zigcina iiklinikhi ezisemthethweni zexabiso eliphantsi apho abafundi banokufumana amava okubonelela ngengcebiso kunye nokuthatha iimeko.

Ukuqesha uMlamli

Enye inketho yexabiso eliphantsi kukwenzaqesha umlamliukusebenza ngoqhawulo mtshato kunye neqabane lakho. Ukulamla kusebenza kakuhle ukuba wena neqabane lakho anivumelani ngemiba ethile yoqhawulo-mtshato kodwa aninangxabano zinkulu, ezingenakuchazeka. Umlamli uqeqeshelwe ukunceda nina nobabinisebenza ngale micimbingoxolo kwaye nize kwisigqibo eninokusamkela nobabini. Ukulamla ngoqhawulo-mtshato kusenokuxabisa amawaka ambalwa eedola kuxhomekeke kubunzima betyala lakho, kodwa loo nto inokubonisa ukonga okukhulu xa kuthelekiswa nokuba namagqwetha asebenza kwimiba efanayo. Ungafumana abalamli boqhawulo mtshato ngoku Imikhombandlela kwi-Intanethi kunye nokuthunyelwa kumagqwetha endawo kunye nabacebisi ngemitshato.

Yenza la maphepha ngokwakho

Kuqhubekeka onke amaxwebhungokwakhoIsenokubonakala inzima, kodwa ukuba nobabini niyavumelana ngazo zonke iinkcukacha ezimalunga noqhawulo-mtshato, yeyona ndlela inexabiso eliphantsi. Iindleko ziya kubandakanya kuphela intlawulo yokugcwalisa kwinkundla, nangona ungadinga ukufumana indleko zokuthatha ixesha lokuya emsebenzini ukuya enkundleni ukufaka iifayile, kunye nemirhumo kawonkewonke. Unokufumana zonke iifom eziyimfuneko ngefayile yakho ye- unobhala wengingqi kwaye rhoqo baya kuba newebhusayithi eneefom ezikhoyo kwi-intanethi zokukhuphela. Unokuphinda ubhangqeuzigcwalisangokucela umrhumo kwinkundla eya kuthi inciphise iindleko nangakumbi.



Umfazi olusizi onesihlalo esitratweni kwikhaya elitsha

Uqhawulo-mtshato Olulula

Igqwetha lomtshato waseChicago URussell D. Knight icebisa ukuba 'imimandla emininzi ineenkqubo' zoqhawulo mtshato ezilula 'kubantu abangenazinto, bengenabantwana kwaye bengafanelekanga ukuba bafumane inkxaso-mali.' Kule meko, unokufumana ezinye iifom kunobhala wenkundla kwaye uzigcwalise. Kuya kufuneka uvele phambi kwejaji enika uqhawulo mtshato okanye ngokuxhomekeka kwinkundla unganakho ukuhambisa iphepha lakho kwaye ukwenze oku ngaphandle kokufuna ukuza. U Knight uthi, kuba akukho nto inokuthatha isigqibo ngaphandle koqhawulo mtshato, ilula kakhulu.

Ukuqesha uMboneleli woQhawulo-mtshato kwi-Intanethi

Kukho iinkonzo zamaphepha oqhawulo mtshato ezikwi-Intanethi eziza kukwenzela onke amaphepha ngentlawulo enokuthi ibe ncinane kakhulu kunegqwetha ukuba ufumanisa ukuba ukuzenza ngokwakho kunzima kakhulu okanye awunakuthatha ixesha ungayi emsebenzini . Ezi nkonzo zibiza naphina ukusuka $ 200 ukuya $ 500 kwaye iifizi ziyahluka ngokuxhomekeka ekubeni ufuna ngokukhawuleza kangakanani uqhawulo-mtshato kunye nemirhumo yokugcwalisa inkundla yakho.

Sebenza noMgcini-mthetho oMiselweyo okanye oLungiselela amaXwebhu oMthetho

Ukuba unengxaki ngamaphepha, okanye ufumana ixesha lokuya enkundleni ukuze ufake iifayili, enye indlela onokonga ngayo imali kukuqesha umntu oza kukunceda. Umqeqeshi wezomthetho oqeqeshiweyo, okwabizwa ngokuba ngumlungisi wamaxwebhu asemthethweni, unokugcwalisa amaphepha kwaye akwenzele iifayile kwaye uya kubiza imali encinci kunommeli. Rhoqo xa uqesha igqwetha, ligosa lezomthetho eofisini elenza uxwebhu kunye nokugcwalisa ukuze bazi kakuhle zonke ii-ins kunye nokuphuma kokuphathwa kweenkundla.

Sebenzisa ityala ukuhlawulela uqhawulo-mtshato

Ummeli woqhawulo mtshato uRajeh A. Saadeh icebisa ukuba izibini ekufuneka zisebenzisane negqwetha ngenxa 'yemicimbi ebalulekileyo yokujongana nokugcinwa komntwana okanye ukwahlulwa kwepropathi ebalulekileyo okanye inkxaso yomntwana okanye yomlingane' banokuhlawula iifizi zomthetho ngetyala. 'Amagqwetha ahlala ethatha amakhadi etyala ukongeza kwimali eziinkozo.' Ucebisa ukuba ukuthatha imali-mboleko kubahlobo, kusapho okanye ebhankini, okanye ukuzama 'ukunyusa imali kwi-intanethi' nazo zinokukhetha. Igqwetha uRussell Knight uyaphawula, nangona kunjalo, ukuba imali ebolekwe ukuhlawulela uqhawulo-mtshato 'iya kuthathwa njengeityala lomtshatoekuya kuthi ekugqibeleni kwahlulwe phakathi kwamaqela. '

Cela umrhumo weNtlawulo

Uninzi lweenkundla zosapho zinenkqubo yokurhoxisa umrhumo endaweni eya kuthi irhoxise umrhumo wokugcwalisa ukuba ulihlwempu ngokwenene. Nxibelelana nonobhala wenqila wakho okanye inkonzo yoNcedo lwezoMthetho ukuze ufumane ulwazi malunga neendlela ezithile zokurhoxa kukarhulumente. Ukurhoxiswa kwentlawulo kulungelelaniswa ngokwenqanaba lomvuzo kwaye kuyakufuneka ukwazi ukubonisa ubungqina bengeniso yakho enkundleni. Gcina ukhumbula ukuba ngenxa yokuba uza kugcwalisa uxwebhu lwezikhalazo malunga nokurhoxisa umrhumo kwinkundla, ukumela into engeyiyo ulwazi lwakho lwezemali kuya kuthathwa njengobuxoki.

Yiba neqabane lakho lihlawule amatyala asemthethweni

U Knight ucebisa ukuba kwimeko apho elinye iqabane linomda okanye lingenamali kwaye elinye linendlela zemali, 'onke amagunya avumela abo bangathathi ntweni ukuba bacele inkundla ukuba iqabane labo lihlawule umrhumo wamagqwetha abo ngexesha nasemva koqhawulo mtshato.' Isibonelelo esinye sokusebenza negqwetha kukuba banokukucebisa ngezi ndlela zomthetho kwaye basebenze ukuqinisekisa ukuba iqabane lakho liyawahlawula amatyala ukuba awukwazi ukuwafumana.

Ukufumana Uqhawulo-mtshato Xa Ungenamali

Uqhawulo-mtshato sesinye seziganeko ezixinzelelekileyo ebomini bomntu kwaye oku kunokwenziwa mandundu ngakumbi ukuba awukwazi ukuhlawula iindleko. Kububulumko ukwenza uphando lwakho ukufumanisa ukuba zeziphi iinkonzo ezikhoyo kwindawo ohlala kuyo. Musa ukoyika ukunxibelelana nombutho wabameli belizwe kunye nonobhala welizwe lakho ubuze imibuzo. Zininzi iindlela zokukhetha ukunceda abantu abamkela imivuzo ephantsi kwaye ngelixa amagqwetha enokubiza, abanye bakulungele ukwenza pro-bono okanye umsebenzi onesaphulelo ukunceda abantu abasweleyo ngesi siganeko sobomi.

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