Uvavanyo lubonisa ixabiso lemali yento ngexesha elithile (ixabiso lomntu linokuxabiseka, kodwa loo nto ayichukumisi i-IRS).
Uvavanyo lwexabiso lokulindelweyo
Xa ugunyazisa uvavanyo, uhlawulela ulwazi lovavanyo, amava kwinqanaba lokuhamba. Uvavanyo alubizi, kwaye awunakufumana uvavanyo oluhle simahla. Lindela ukuhlawula amakhulu amawaka eedola kumawaka eedola kuvavanyo olupheleleyo lweeantiki eziza kuma kwi-IRS okanye enkundleni. Qaphela ukuba abanye babavavanyi bahlawulisa umrhumo wokubonisana ukuze bajonge izinto zakho nokuba abathathi kuvavanyo.
- Umrhumo weyure: Uninzi lwabavavanyi lubiza iyure. Izinga leyure lihluka ngokubanzi ukusuka kwi- $ 80 ukuya kwi-300 okanye ngaphezulu, kuxhomekeke kwi-appraiser, izakhono zakhe kunye nendawo. Umvavanyi unokukunika uqikelelo lweeyure, kodwa kuphela kwento yonke - uqikelelo.
- Olunye ukhetho: Endaweni yokuhlawulisa ngeyure, abanye abavavanyi bahlawulisa ngento leyo (njengokuvavanya amaqhekeza amathathu esilivere enqabileyo yaseGeorgia) okanye ngentlawulo ethe tyaba (njengokufaka ingqokelela yeeposikhadi zamandulo).
- Iindleko zoVavanyo lobucwebe: Oko Ufanele Ukwazi
- Uba njani uMvavanyi weAntique
- Ukufumana phi uVavanyo lweeAntique zasimahla kwi-Intanethi
Ukuba umvavanyi unikezela ukuhlawulisa ngokusekwe kwipesenti yexabiso elipheleleyo lezinto ezivavanyiweyo, sukuyithathela ingqalelo. Olu ngquzulwano lomdla kwinxalenye yomvavanyi, kwaye inokukuhlawula ekuhambeni kwexesha.
Izinto eziChaphazela amaxabiso
Kunzima ukwazi ukuba uvavanyo luza kuthatha ixesha elingakanani, njengoko izinto ezininzi eziguquguqukayo zichaphazela ukuba kuya kuthatha ixesha elingakanani umphandi eze nexabiso elichanekileyo. Njengokuba uDeborah Thompson, ilungu eliqinisekisiweyo le-International Appraisers Association, eye wavavanya ubugcisa obuhle iminyaka, esitsho, 'Ndingachitha iiveki ezininzi kuphando kumzobo omnye okanye iiyure ezintathu. Yonke into yahlukile. '
UThompson ubonelela ngeengcebiso zokukunceda ucwangcise uvavanyo lwakho ukuze luhambe kakuhle nangokukhawuleza. Ucebisa:
- 'Thatha isigqibo sokuba ufuna ukuvavanywa kwaye wenze kube lula ukuba umvavanyi ajonge ngokusondeleyo.'
- 'Yazi ukuba kutheni uvavanyelwa ipropathi yakho. Umvavanyi ukhona ukuze akunike ixabiso olifunayo ngeenjongo ezithile ezifana neinshurensi, umnikelo, ukuthengisa ngokutsha okanye ukuhanjiswa ngokulinganayo. '
- Hlanganisa onke amaphepha, njengeerisithi kunye neeleta, ezinxulumene nepropathi ovavanyiweyo. Zonke ezi zinto ziya kunceda umvavanyi aphuhlise ixabiso ngokukhawuleza kwaye kube lula. Kuba uninzi lwabavavanyi lubiza ngeyure, ukuzilungiselela kuguqulela ukonga wena. '
Izizathu zoVavanyo
Kukho iimeko apho uvavanyo lwentando lunqweneleka okanye lufunekayo ukuze kuqinisekiswe ixabiso lento enye okanye ezingaphezulu. Ezona zizathu zibalulekileyo zibandakanya oku kulandelayo.
Ukuseka ixabiso elifanelekileyo lemarike
Ixabiso elifanelekileyo lemarike (FMV) lokuvavanya ukujonga ukuba yintoni into exabisekileyo xa umthengi ozimiseleyo kunye nomthengisi evuma ukuthengisa ngexesha elifanelekileyo.
- Ixabiso lokuthenga ngokutsha libala ixabiso lendleko yokutshintsha into. Ke, ngelixa iglasi evaliweyo evela e-Iowa State Fair inokuxabisa i-200 yeedola endaweni ye-Mount Pleasant, IA, i-50 yeedola isenokuba lixabiso lokuya eNew York City.
- Uvandlakanyo lokuphelisa ixabiso lubeka ixabiso lezinto ukuba bekufuneka uzithengise kwangoko, njengoqhawulo mtshato okanye ukubhengezwa njengongenamali.
Fezekisa iimfuno zomthetho
Kukho amaxesha apho ukuvavanywa kufunwa ngumthetho okanye iinkampani zeinshurensi.
- Umzekelo, i I-IRS ifuna uvavanyo olubhaliweyo, olusesikweni xa unikela ngento exabisa ngaphezulu kwe- $ 5,000.
- Inkampani yakho yeinshurensi inokucela ukuvavanywa xa ufuna ukhuselo olongezelelekileyo (umkhweli) wengqokelela yetyuwa kunye nepepper shaker.
- Ngexesha loqhawulo-mtshato, kungafuneka ubeke ixabiso lale mizobo yakudala yokuhlala.
Yintoni oyihlawulayo
Xa u-odola uvavanyo olupheleleyo, kuya kufuneka ulindele ingxelo eneenkcukacha ebandakanya isizathu sovavanyo kunye neendlela kunye nokuqiqa okusetyenzisiweyo ukumisela ixabiso lezinto. Umvavanyi ofanelekileyo uya kulandela Imigangatho engafaniyo yokuziQhelanisa noPhononongo (USPAP).
Umvavanyi wakho kufuneka athathe ixesha lokuchaza ukuba wenza njani kwaye kutheni eyenzile. Xa umvavanyi esayina kumgca ochokoziweyo, umi emva komsebenzi wakhe. Kungenxa yoko le nto ibonisa okanye izehlo ezinje Umboniso wendlela yakudala unganiki ii-apreyizali, kodwa endaweni yoko, nika ukulinganisa ngomlomo kwexabiso, okumnandi ukukuva, kodwa abanakuma kumngeni osemthethweni.
Ukukhetha uMvavanyi
Abavavanyi bepropathi yobuqu (ii-antiques appraisers) akufuneki banikwe ilayisensi. Nangona abanye babo befumana isatifikethi kwimibutho yobungcali ngokuya kwiklasi kunye nokuthatha iimvavanyo, abanye bafundile emsebenzini kwaye ziingcali kwicandelo labo.
Ukufumana i-appraiser kuthatha uphando. Abanye zii-generalists ezivavanya ingqokelela ngokubanzi okanye izinto zasekhaya. Abanye ziingcali ezivavanya kuphela kumacandelo athile anjengeencwadi okanye ubucwebe. Ukuqala, ungacela umphathi wakho webhanki, igqwetha, okanye umgcini zincwadi zemali ukuba akucebise. Buza abalawuli bemyuziyam okanye oononcwadi ukuba babone ukuba basebenzisa bani. Ungajonga kwi-Intanethi kwi Umbutho wabavavanyi baseMelika lewebhu okanye Umbutho wamazwe aphesheya wabavavanyi (ASA) apho unokukhangela khona ngendawo kunye nezinto ezikhethekileyo.
Nje ukuba unamagama, tsalela umnxeba kwaye ucele ukubona ukuphinda uvavanye okanye izikhombisi. Nje ukuba uyenze loo nto, dibana ukuze umvavanyi akwazi ukubona izinto kunye nokuseka ixesha lomsebenzi.
Uvavanyo luTyalo mali olubalulekileyo
Xa ufuna uvavanyo lwakudala, kufanelekile ukuba uchithe ixesha lokufumana umvavanyi oza nezalathiso namava. Ixabiso elinjalo njengoko zinjalo, ii-apreyizali zingangolona tyalo-mali ulwenzileyo xa kufikwa kwizinto zakudala.
