Imithetho ekhusela abaThengi abathenga iimoto ezisetyenzisiweyo

Amagama Aphezulu Ebantwaneni

Ilamuni kwindawo yeemoto

Ukuthenga inqwelo-mafutha esele isetyenzisiwe kunokushiya ungabikho kukhuseleko olonwabileyo ngabantu abathenga iimoto ezintsha. Nangona kunjalo, kumzamo wokuphendula kwimizamo yokukhusela abathengi, amazwe angaphezulu nangakumbi ngoku anikezela ngohlobo oluthile lokhuseleko olusemthethweni kubathengi bemoto abasetyenzisiweyo abagqibela nge-clunker.





iya kuthunyelwa ngeposi ngorhatya lwekrisimesi

Umthetho osetyenzisiweyo waseburhulumenteni

Abathengi abathenga iimoto ezisetyenzisiweyo bonwabela ukhuseleko lomthetho. Umthetho waseburhulumenteni usebenza kunoma yimuphi umthengisi weemoto okanye umthengisi othengisa iimoto ezingaphezulu kwesithandathu ngonyaka. Iimoto ezisetyenzisiweyo zezo ziqhutywa ngaphezulu kwe-mileage encinci ukushenxisa imoto kwindawo enye ukuya kwenye, okanye eyongezwe ngexesha lokuqhutywa kovavanyo lwabathengi. I-Wisconsin neMaine kuphela kwamazwe akhululweyo kumthetho womanyano, kuba abonelela abahlali ngokhuseleko lokuthenga iimoto. Abathengisi abangayithobeliyo imithetho yomanyano baphantsi kwetyala loluntu. Oku kulandelayo ziimfuno zomthetho kuyo nayiphi na imoto esetyenzisiweyo ethengiswe ngaphakathi eU.S.

Amanqaku afanelekileyo
  • Iingcebiso kubafazi abathenga iimoto ezisetyenzisiweyo
  • Imbali yeZithuthi zeFord
  • Yila imoto eyiyo

Isikhokelo somthengi

Isikhokelo somthengi kufuneka siboniswe kuyo yonke imoto esetyenzisiweyo kwifestile esecaleni. Esi sikhokelo siqulathe naluphi na ulwazi lwewaranti ebonelelwa ngurhulumente, ukongeza kulo naluphi na ukhuseleko umthengi analo phantsi komthetho womanyano. Abathengi mabaqaphele ukuba okubandakanyiweyo kwisikhokelo somthengi, kungaphezulu kwayo nayiphi na ikhontrakthi yentengiso, kwaye kufuneka bafumane isikhokelo esifanayo somthengi esiboniswe kwisithuthi abasithengayo. Izikhokelo zomthengi kufuneka zihlangabezane nezi mfuno zilandelayo:



Ukuxela okunyanzelekileyo

Isikhokelo somthengi kufuneka sibandakanye ezi zinto zilandelayo zichaziweyo:



  • Iinkqubo ezili-14 eziphambili zemoto kunye neziphene ezinokubakho nganye nganye
  • Isiphakamiso kumthengi malunga nokubuza kumthengisi ukuba ngaba ukuhlolwa kwangaphambi kokuthenga kuvunyelwe
  • Isilumkiso sokuba umthengi akanakuthembela nakweziphi na izithembiso zomthengisi ezingaqinisekiswanga ngokubhaliweyo

Ifomathi esemgangathweni

Isikhokelo kufuneka sibandakanye isithuthi, ukwenza, imodeli, unyaka eyenziwe ngayo imoto, kunye neVIN okanye inombolo yesazisi yesithuthi.

Ulwazi lwewaranti



Naluphina ulwazi lwewaranti kufuneka luboniswe kwisikhokelo somthengi, kubandakanya nayiphi na iwaranti enivumelana ngayo nomthengisi ngexesha lothethathethwano. Ukuba imoto esetyenzisiweyo isephantsi kwewaranti yomenzi isikhokelo somthengi kufuneka sibonise oku ngokunjalo. Ukongeza, isikhokelo somthengi kufuneka sibandakanye ezi nkcukacha zilandelayo:

  • Nokuba iwaranti igcwele okanye ilinganiselwe
  • Ipesenti yexabiso umthengisi aya kulihlawula phantsi kwewaranti
  • Inkqubo ethile egutyungelwe iwaranti
  • Ubude bewaranti
  • Igama, idilesi, kunye nenombolo yomnxeba yomntu ophethe iwaranti yomthengisi.
  • Ulwimi olwazisa umthengi ukuba banokuba namalungelo angaboniswanga kwiwaranti

Imithetho esetyenziswayo kaRhulumente

Enye indlela yokubonelela ngokukhusela abathengi kukwenza umthetho ukuba zeziphi iintlobo zeziqinisekiso ezikhoyo kubathengi bemoto abasetyenzisiweyo. Ukuba urhulumente uvumela umthengisi ukuba athengise imoto esele isetyenzisiwe ngaphandle kwewaranti, abathengi bezithuthi ezisetyenzisiweyo abanakuze bakhuseleke ukuba isithuthi abasithengayo siyayeka ukusebenza. Amanye amazwe afuna abathengisi bemoto abasetyenzisiweyo ukubonelela abathengi ngewaranti ethile ebeka umda wexesha / wemayile kwiwaranti. Kukho iindidi ezine eziphambili zeziqinisekiso kubandakanya:

'Njenge'

Olu hlobo lwewaranti lufumaneka kuphela kumazwe kungekho mithetho isetyenzisiweyo yokukhusela abathengi (imithetho yelamuni). Ngokwenyani, oku kulingana nokungabinayo iwaranti kwaphela. Emva kokuba uxwebhu lusayinwe, imoto yakho inokuyeka ukusebenza, kwaye akuyi kuba nanto unokuyenza. Kukho inani lamazwe athe ayikhuphela ngaphandle 'Njengokuba kunjalo' ukuthengiswa kweemoto ngokupheleleyo, ngenxa yokuxhatshazwa kwabathengi. Kumazwe avumela ukuthengisa kweemoto 'Njengokuba kunjalo,' umthengisi kufuneka akunike amaxwebhu okuxela echaza ukungabikho kwewaranti enikezwe nesithuthi.

Iwaranti ekhethekileyo

Iiwaranti ezithile zinokugcwala okanye zingaphelelanga. Kuzo zombini iindidi, iwaranti kufuneka ibeke ixesha lewaranti. Ulwimi oluqhelekileyo lwewaranti luyibeka kwinani leemayile okanye kwinani leentsuku, nokuba yeyiphi na eyenzeka kuqala. Iziqinisekiso ezithile ziya kubandakanya iinkqubo ezithile kwisithuthi kwaye zikhulule ezinye. Iwaranti epheleleyo igubungela yonke into, kodwa kuya kufuneka uqiniseke ukuba ufunda olona lwimi ukuze ube nolwazi olupheleleyo malunga nokugubungela ngaphambi kokuba uvale isivumelwano. Abathengi abahlala kumazwe afuna iwaranti ezithile baya kukhuselwa neziqinisekiso ezichaziweyo.

Iwaranti echongiweyo

Iiwaranti ezithile, nokuba ziphelele okanye azinantlukwano, nazo ziya kwenza iiwaranti ezibekiweyo ezinikezela abathengi ukhuseleko olongezelelweyo. Ngaba iwaranti yokurhweba kwaye uqinisekisa ukufaneleka kwinjongo ethile:

  • Iwaranti yoRhwebo -Isi siqinisekiso sithetha nje ukuba umthengisi uthembisa ukuba imveliso ethengiswayo iya kwenza le nto imele ukuyenza. Umzekelo, ukuba imoto ethengiweyo iya kusebenza. Ukuze usebenzise le waranti, kufuneka ube nakho ukungqina ukuba imoto ibineziphene xa ithengiwe.
  • Iwaranti yokuQiniseka kweNjongo ekhethekileyo -Isi siqinisekiso sithetha ukuba umthengisi uya kuqinisekisa ukuba imoto ilungele ukusetyenziswa kwayo. Umzekelo, umthengisi othengisa imoto esithi uyakwazi ukuburhuqa ubunzima obuthile, kufuneka aqinisekise ukuba izithuthi ziyakwazi ukukhupha ubunzima.

Imithetho ethile yokuKhusela abaThengi kaRhulumente

Ngelishwa, ukukhuselwa kwabathengi phantsi komthetho welizwe kuyahluka ukusuka kurhulumente ukuya kurhulumente kunye namanqanaba okusuka kububanzi ukuya kubuncinane.

Amazwe angavumeli 'njengoko kunjalo' ngokuThengiswa kweemoto

La mazwe alandelayo akazukuvumela 'njengoko kunjalo' ukuthengiswa kweemoto kwaye unemithetho efuna umthengisi ukuba abonelele ngohlobo oluthile lwewaranti:

  • Unxibelelwano
  • IHawaii
  • EKansas
  • Maine
  • EMaryland
  • EMassachusetts
  • IMinnesota
  • Nguyen
  • IRhode Island
  • Enew Jersey
  • ENew Mexico
  • Inew York
  • IVermont
  • ENtshona Virginia
  • D.C.

Amazwe aneMithetho yeMalam

Imithetho yelamuni ihlala isebenza kwiimoto ezintsha; Nangona kunjalo, amazwe athile amisele imithetho yelamuni ngokukodwa kwiimoto ezisetyenzisiweyo. Imithetho yeelamuni ifuna ukuba umthengisi abonelele ngohlobo oluthile lwewaranti (okt iminyaka emi-2, amawaka eemayile ezingama-20 000), kodwa ikwabekwa umda kwinani lamaxesha umthengisi anokusebenza kwimoto phantsi kwewaranti phambi kokuba umthengi abe nelungelo lokuvula car kwaye ukhethe enye, okanye ufune omabini amaqela ukuba aye kulamlo ukufumanisa esona sisombululo sisiso kulungiso lwemoto oluphosakeleyo. Ngamafutshane, le mithetho ibonelela ngokusonjululwa kwempikiswano, ilungelo lokubuyisa imoto, kwaye ihlala ibonelela ngokugubungela zonke iinkqubo ezinkulu emotweni. Amazwe anemithetho yelamuni afaka:

  • EMassachusetts
  • Unxibelelwano
  • IMinnesota
  • Enew Jersey
  • ENew Mexico
  • Inew York

Jonga uluhlu olupheleleyo lwe chaza imithetho yelamuni Ukuthengwa kweemoto esele zisetyenzisiwe, ke unokumisela ukuba yeyiphi na imeko urhulumente wakho anayo kwiincwadi.

Ukhuseleko lwabathengi olongezelelweyo

Ukuba ngesizathu esithile uthenga imoto kwaye ungene ezingxakini, ungaqhagamshelana ne IBusiness Business Bureau (BBB) ​​ukukunceda ekusombululeni nayiphi na imiba yenkonzo yabathengi. Ikwangumbono olungileyo ukudibana nesiza sabo ukumisela ukuba umthengisi weemoto osetyenzisiweyo ukhe wanayo na imicimbi ngaphambili. Ukongeza kwi-BBB, kukho ezinye iiarhente ezinokukunceda xa kuvela iingxaki.

Iiarhente zabaThengi bakaRhulumente

Kwakhona, kukho Uluhlu lweearhente zabaThengi bakaRhulumente naRhulumente waseKhaya , Equlathe amakhonkco kwii-arhente ezifanelekileyo zikarhulumente wakho ukufaka isikhalazo ukuba uziva ukuba umthengisi wemoto wakho owusebenzisileyo akazange awuthobele umthetho wombuso okanye wobumbano ngexesha lokuthengiselana.

Iingozi zangaphambili

Kukho izixhobo ezikhoyo zokuqinisekisa ukuba umthengi wemoto osetyenzisiweyo akayifumani imoto eye yonakala kakhulu okanye enesihloko / imiba yobunini. Inkqubo ye- Ulawulo kuZwelonke kuLawulo loKhuseleko eziNdleleni kwaye i INkqubo yeSizwe yeeNkcukacha zeZithuthi ziindawo ezimbini ezinjalo.

Ukukhuselwa koLwaphulo-mthetho kwi-Inshurensi

Ukongeza, abathengi abanokubakho banokubonisana ne- IQumrhu le-Inshurensi yeSizwe kwaye unikezele ngenombolo ye-VIN ukulandelela nayiphi na imbali engeyiyo kwimoto.

Ubuqhetseba obuqhelekileyo boMoto

Ngelishwa, kukho abo baziphilisa ngokukhohlisa abanye abantu. Ezona zibini zezona zinto zixhaphakileyo ezisetyenziselwa ukuqhekeza iimoto abathengi ekufuneka bazi ngazo kukuthintela ukuxulutywa kwamatye kunye nokuhlanjwa kwesihloko.

isampula ileta yokukhuthaza umfundi

Ukunqanda ngamatye

Oku kwenzeka xa umthengisi wemoto enika umthengisi imoto engezantsi okanye eyonakeleyo ukuba ayithengise njengomntu wabucala. Ungayiphepha le nto ngokuqinisekisa ukuba igama lomthengisi ikwaligama elibonisiweyo kwitayitile. Ukongeza, lumka kutshintsho lwetayitile lwamva nje. Ukuba unemibuzo malunga nesihloko semoto, qiniseka ukuthatha ixesha lokwenza uphando olululo usebenzisa iiarhente ezifanelekileyo.

Ukuhlamba Itayitile

Umthengisi ozama ukuthengisa isithuthi esindisa ngokufihla umonakalo wangaphambili uyasebenza, ukuhlamba isihloko. Oku kwenziwa ngokuhambisa isithuthi ngenani lamazwe, ngeenjongo zokuhlamba isihloko. Ukuwa kwexhoba kobu buqhetseba kunokuthintelwa ngokuqinisekisa ukuthenga iimoto esele zisebenzile kubathengisi kuphela, okanye ukuba ujongene nomthengisi wabucala, qiniseka ukufumana isiqinisekiso setayitile ngokubhaliweyo.

Imithetho yokuBiza

Ukuqwalaselwa kokugqibela xa uthenga imoto esetyenzisiweyo linqanaba lenzala ohlawuliswayo. Urhulumente ngamnye uya kuba nemida yakhe yenzala. Imida yenzala lelona xabiso liphezulu lenzala elinokuhlawulwa yinkampani yezemali kwimali mboleko. Ukuqinisekisa ukuba unolwazi oluthembekileyo, jonga eyakho Imithetho yokubolekisa yelizwe , iimeko ezahlukeneyo ezichaphazelekayo emthethweni, kunye nezohlwayo zokophula umthetho. Ukuba uziva ngathi uhlawula inzala ngenqanaba eliphezulu kunesiqhelo, kuya kufuneka unxibelelane ne Gqwetha Jikelele ofisi kwilizwe lakho.

Phanda ngentengo yakho

Ungoyena ukhuseleko lwakho. Ukuthatha ixesha lokuphanda nasiphi na isithuthi ofuna ukusithenga kungakongela ixesha kunye nemali eninzi endleleni. Nanga amanyathelo afanelekileyo okuthenga kwangaphambili xa usenza nakweyiphi na into esele ithengiwe:

  • Fikelela kuluhlu lokuhlola lwemoto olusetyenzisiweyo kwaye unamathele kulo
  • Zama ukuvavanya ukuqhuba imoto ngaphezulu kwesinye
  • Qinisekisa ukukhuphela imbali yemoto ngenombolo yeVIN
  • Ngaba imoto ihlolwe ngumatshini
  • Unyaka wophando, ukwenza, kunye nemodeli yemoto kwizikhokelo zabathengi ukubona ukuba akukho ngxaki okanye iziphene

Ukuba unokungabaza okanye imibuzo malunga nemoto ocinga ukuyithenga, khumbula kulungile ukuhamba.

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