Ukuba uceliwe ukuba ubonelele ubungqina bencwadi yeinshurensi, kufuneka ukuba ivela kwinkampani yeinshurensi yakho, okanye kwimeko yeqela leinshurensi yezempilo, inokuvela kumqeshi wakho. Iileta zesampulu ezingezantsi zibonelela ngengqondo yento ihlala ifakiwe. Cofa nje ileta efanelekileyo ukufikelela kwiPDF. Ibhekisele kuesi sikhokelo siprintwayoukuba iyafuneka.
ukufa kwentombi amazwi entuthuzelo
Umzekelo wobungqina beleta yeinshurensi yemoto
Zininzi iimeko apho unokucelwa ukuba ubonelele ileta evela kwiinkampani yeinshurensi yemotoUkurekhoda ukuba unalo ngxelo. Umzekelo, ukuba uthatha umsebenzi obandakanya ukuqhuba kwaye umqeshi wakho ufuna ukuba uphathe inqanaba elithile le-inshurensi yemoto, kuyakufuneka ubonelele ngolu hlobo lwamaxwebhu. Kuya kufuneka unikezele ngolu hlobo lweeleta kwiSebe leZithuthi okanye kwelinye iarhente karhulumente ukuba uhlala kwilizwe apho kufuneka i-inshurensi yemoto.
Amanqaku afanelekileyo- Ileta yesampulu yokususa imoto kwi-inshurensi
- Ileta yokuCinywa kwe-Inshurensi
- Isampula yeleta yokubhena yoncedo ngezimali
Ubungqina bomshuwalense wemoto
Gcina ukhumbula ukuba ukuchaneka kolu hlobo lweleta kunokuqinisekiswa ngokulula. Ubuxoki obuxokayo nge-inshurensi kungakhokelela kwiziphumo ezibi ezinje ngokohlwaywa, ukumiswa kwelayisensi yakho yokuqhuba okanye nokubanjwa. Ukungenisa amaxwebhu obuxoki kumqeshi wakho kunokubangela ukuba ulahlekelwe ngumsebenzi.
Umzekelo wobungqina beleta yeinshurensi yezempilo
Kukho iimeko ezimbalwa apho unokucelwa ukuba unikezele ngeleta esebenza njengobungqina bokuba wena (okanye elinye ilungu losapho) unayo i-inshurensi yezempilo.
Umzekelo, Irediyo yoLuntu kaZwelonke (NPR) iingxelo zokuba uninzi lweekholeji zeminyaka emine zifuna abafundi ababhalisileyo ukuba babonelele ngobungqina bokuba banayo i-inshurensi yezempilo. Ukongeza, abanye abaqeshi banikezela ngentlawulo yemali kubaqeshwa abakhetha isicwangciso sempilo yeqela lenkampani ukuze bafune ukugubungela kwenye indawo. Kwimeko enjalo, kusenokwenzeka ukuba umqeshwa kuya kufuneka angenise ubungqina bokuba i-inshurensi yezempilo ikulungele ukuhlawulwa. Ukongeza, ukuba ukhuselwe njengomntu oxhomekekileyo kumgaqo-nkqubo weinshurensi yezempilo yomnye umntu, umqeshi wakho unokukucela ukuba ubonelele ngamaxwebhu aloo xa usala ingxelo abayinikezelayo.
Ubungqina bomshuwalense wezempilo
Njengayo nayiphi na ileta engeniswe kumqeshi wakho, esikolweni okanye komnye umthombo osemthethweni, ukubonelela ngamaxwebhu obuxoki okugubungela kunokuba nemiphumo emibi, kubandakanya ukuphulukana nomsebenzi okanye ukugxothwa (kuxhomekeke kwinkampani okanye kumgaqo-nkqubo wesikolo).
Qaphela: Kuyimfuneko ukuba ungenise ubungqina bokhuseleko lweinshurensi yezempilo xa ufaka irhafu yengeniso ukuze ubhale ukuthotyelwa kwe igunya lomntu ngamnye woKhuselo lweMonde kunye noMthetho woKhathalelo ongenakufikeleleka (PPACA). Nangona kunjalo, ileta enje ayonelanga kule njongo. Njengoko Ixabiso lePenguin iingxelo, kuxhomekeke kwindlela oyi-inshurensi ngayo, uya kufumana i-1095-A, 1095-B, okanye ifom ye-1095-C evela kumqeshi wakho okanye kwinkampani yeinshurensi yezempilo. Iqela elikhuphayo liya kuthi lifayilishe ezi fom kunye neNkonzo yangaphakathi yeNgeniso (IRS), ke ukujonga okunqamlezayo kwenzeka njengoko kusenziwa irhafu.
Ukufuna amaXwebhu asemthethweni
Ukuba uceliwe ukuba ubonelele ileta njengobungqina beinshurensi, kuya kufuneka unxibelelane nenkampani yeinshurensi yakho (okanye umqeshi, ukuba ikhona) ngqo kwaye ucele olo xwebhu. Makungaze naphantsi kwazo naziphi na iimeko ungenise ileta evela kuwo nawuphi na umthombo. Kwangokunjalo, awusoze ungenise ileta ebanga ubuxoki bokuba une-inshurensi xa ungenayo.
Ukuba uneakhawunti ekwi-intanethi nenkampani yakho yeinshurensi, unokukwazi ukungena kwiprofayili yakho kwaye ukhuphele olu hlobo lweleta. Ukuba akunjalo, ummeli weenkonzo zabathengi kunye nomnikezeli okanye iarhente yakho yeinshurensi kufuneka akwazi ukuyila enye ukuze ikuthumele. Kungenzeka kwakhona ukuba unikeze ikopi yekhadi lakho le-inshurensi kunokuba unike ileta eyiyo. Ukuba oku kunokuba lula kuwe, cela iqela elicelayo ukuba olu hlobo lwamaxwebhu lwanele.
