I-inshurensi yeRV yokuGubungela ukonakaliswa kwaManzi

Amagama Aphezulu Ebantwaneni

Cinga ukongeza uNcedo lweNdlela kwiSicwangciso sakho se-Inshurensi yeRV.

Cinga ukongeza uNcedo lweNdlela kwiSicwangciso sakho se-Inshurensi yeRV





Ukufumana i-inshurensi yeRV efikelelekayo yokugubungela ukonakaliswa kwamanzi yinto ebalulekileyo kwabo babomi babo kunye nolonwabo lubotshelelwe kwikhaya labo leemoto okanye kwiyunithi enokushenxiswa. Amawakawaka abantu baseMelika minyaka le baya kwindlela kwii-RVs, ezibavumela ukuba bonwabele intuthuzelo kunye nemfihlo yendawo yabo yokuhlala neyokulala ngelixa bonwabela ubomi kwindlela evulekileyo.

Kutheni i-Inshurensi yeRV yokuGubungela ukonakaliswa kwaManzi

'I-RVing' iye yaba yinto yomdlalo wesizwe kwaye ivumela abantu ukuba bahambe kwilizwe lonke ngesitayile. Njengazo zonke iintlobo zezithuthi, iingozi ziyenzeka kwii-RVs, kodwa xa zisenzeka, umonakalo unokubanzima nangakumbi emalini.





Amanqaku afanelekileyo
  • Isikhokelo kwi-RV Insurance
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Eyona nto inobuqhophololo kunokungqubana okuncinci, umonakalo wamanzi unokutshabalalisa ikhaya lemoto kwanaphantsi kogcino lwabanini beRV. Nazi iinyani ezimbalwa malunga ne-inshurensi ye-RV yokugubungela ukonakaliswa kwamanzi okuya kuba luncedo xa unokuzifumana ukwimeko engenakuguqulwa yomnini we-RV owonakeleyo.

I-inshurensi ye-RV yokugubungela ukonakaliswa kwamanzi ayifunwa ngumthetho; Nangona kunjalo, intshabalalo ebangelwe kukuvuza ihlala yanele ukuba abantu bakhethe ukugubungela okongezelelweyo. Ukuvuza kwamanzi kuhlala kwenzeka ngokuhamba kwexesha kwaye kukhokelela ekukhuleni komngundo kunye nokukhula, okunokubiza amawaka ukulungisa, ngamanye amaxesha kukhokelela ekubeni i-RV iphelele. Ngelishwa, umonakalo wamanzi ungenzeka ungabonakali. Amanzi angena kwi-RV ngophahla olungatywinwanga kakuhle, imizimba yomzimba, ukuphuma, kunye nokuphuma kwesilayidi. Ukuvulwa njengamanzi kunye nokuhanjiswa kwemigca yokuhambisa amanzi amdaka kunokubakho nakwindawo ezivuzayo.



Ngelixa ukubekeka esweni kunokwenza umahluko, i-inshurensi inokugubungela umonakalo wamanzi ongafumanekiyo. Ukulahleka ngokupheleleyo, ukubuyiselwa kwepropathi eyonakeleyo, kunye nenkcitho yexesha likaxakeka ukuba iRV ihamba kakuhle kude nalapho uhlala khona, inokukwazi ukukusindisa kwilahleko enzima oza kuyifumana xa kubhaqwe umonakalo wamanzi kwisithuthi sakho. Eyona nto ibaluleke kakhulu, umboneleli wakho we-inshurensi unokukwazi ukwenza ngokwezifiso umgaqo-nkqubo wakho ukubandakanya ukonakaliswa kwamanzi ngokungabizi.

I-inshurensi efumanekayo

I-inshurensi ngokuchasene nomonakalo wamanzi ihlala isongelwa kumgaqo-nkqubo olungele iimfuno zakho njengomnini weRV. Ii-RVs zexesha elipheleleyo ziya kufuna ukogquma okungakumbi kunaleyo ishiya i-RV yayo kugcino lwazo zonke kodwa iiveki ezimbalwa ngaphandle konyaka. Kulabo basebenzisa iyunithi yeRV ngokufanayo nendlela abanye abasebenzisa ngayo ikhaya, abahlala kulo ixesha elininzi, ukugubungela okufanayo ne-inshurensi yomninikhaya kungathengwa. I-inshurensi yetyala elipheleleyo eligubungela ngokubanzi naluphi na uhlobo lomonakalo, ukusuka kumonakalo wamanzi ukungqubana kunye nomlilo.

Ukugubungela uxanduva oluphezulu kubonisiwe kwelinye icala lesiphelo ngokunqumamisa ukugubungela ukungqubana, okunika ukhuseleko olusisiseko kwiRV kuphela xa isetyenziswa. Abanye baba bantu baphela bekhohliswa, nangona kunjalo, xa ukhuseleko 'olupheleleyo' olunikezelwa yinkampani yeinshurensi yabo ingeyiyo 'i-timer epheleleyo', kwaye ibango labo lomonakalo wamanzi liyaliwa. Kubaluleke kakhulu ukuqinisekisa ukuba uyagutyungelwa ngumonakalo wamanzi nokuba ungaluhlobo luni lomgaqo-nkqubo.



Fumana i-Inshurensi

Ababoneleli ngeinshurensi yeeRVs kulula ukuyifumana, kodwa ukufumana eyiyo ngumba wokumisela ukuba zeziphi iimfuno zakho njengomnini weRV. Ubudala, ukwenziwa, kunye nemodeli ye-RV yakho iya kutshintsha imali oza kuhlawula ngayo ukhuseleko lomonakalo wamanzi; Ii-RVs ezindala zisengozini yokuvuza.

Njengoko kukhankanyiwe apha ngasentla, ngamanye amaxesha iinkampani ziqengqa ukonakaliswa kwamanzi kumgaqo-nkqubo omkhulu. Ngamanye amaxesha, kuya kufuneka ucele ngokukodwa i-inshurensi yokugubungela umonakalo wamanzi. Ulungile uSam , Ukuqhubela phambili , kunye RV Melika Zonke zibonelela ngeinshurensi esemgangathweni, kubandakanya nokugubungela ukonakaliswa kwamanzi kwiRV yakho. Ukhetho, ewe, luxhomekeke kuwe.

Ukuba awuqinisekanga malunga nohlobo luni lokonakaliswa kwamanzi olulandelayo, kwaye luyakuchaphazela njani indleko zomgaqo-nkqubo wakho xa uwonke, kuya kufuneka unxibelelane nearhente yeinshurensi kwaye uthethe malunga nokukhetha kwakho.

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