Yonwaba xa ufundisa abantwana ukubala imali nokuba ubala iinkozo zemali ngabaqalayo okanye wenze utshintsho nabantwana abadala. Ukufunda ukubala iimali eziinkozo kunye neebhili zeedola kunokuba ngumceli mngeni, kodwa iindlela ezilula kunye nokubala okunomdla kwimisebenzi yemali kunokwenza ukuba wonwabele wonke umntu.
Iindlela zokuYila zokuFundisa iZakhono zokuBala iMali
Ukubalaizicwangciso zezifundo zemaliyabantwana abancinci, abafundi bezemfundo ezizodwa, kunye nabafundi be-ESL bonke baqala ngeziseko kwaye bayakhana. Gcina ukhumbula ulwazi lwangaphambili lomntwana kunye nobuchule bezibalo xa ulungelelanisa imali yokubala izifundo kwizidingo zabo.
- Abantwana abasafunda kunye nabangaphambi kokufunda esikolweni bangasebenzisa iimilo ezahlukeneyo kunye nemibala yeemali ukubachonga.
- Abaqalayo, njengabantwana abancinci, banokuchonga amagama eemali kwaye badibanise nexabiso labo.
- Abantwana abakwibanga loku-1 nelesi-2 banokubala utshintsho kwaye benze izixa ezichaziweyo kusetyenziswa iintlobo ezahlukeneyo zemali.
- Iintsomi zasekhaya
- Izimvo zokubhala amanqaku ekhaya
- Yintoni ukungafundi
Ukutshatisa imali
Uhlobo ngalunye lwemali bubungakanani obahluke kancinane kubo bonke abanye. Fundisa abantwana indlela yokuchonga iingqekembe ngobungakanani bazo besebenzisa umsebenzi olula wokulandela umkhondo.
- Landelela ingqekembe nganye amaxesha ambalwa kwiphepha elinye kwaye umntwana abeke iingqekembe zokwenene kulwandlalo oludibanayo.
- Yenza umfanekiso ngokukhangela iinkozo zemali ezahlukileyo ukwenza umfanekiso obonakalayo, emva koko abantwana babeke iinkozo zokwenene kwiindawo ezichanekileyo ukugqiba umfanekiso.
- Cwangcisa umdlalo oqhelekileyo wenkumbulo ngokudlala amakhadi, kuphela Fihla iinkozo zemali phantsi kwekhadi ngalinye kwaye utshatise iinkozo zemali endaweni yamakhadi.
Iipateni Zemali
Yenza iipateni ngaphandle kweengqekembe ezibonisa ukuba ingqekembe nganye yongeza njani elandelayo. Nje ukuba wenze iphethini, cela abantwana abancinci ukuba bakope ipateni yakho, emva koko nixoxe ngokuba kutheni iyipateni. Kubantwana abadala, ungashiya iimali ezininzi ngaphandle kwepateni kwaye ubacele ukuba bazalise iindawo ezingenanto. Umzekelo, ukuba ubeka iipeni ezintlanu ngokulandelelana emva koko enye i-nickel ibe yindawo engenanto kunye ne-dime, abantwana baya kufuna ukongeza i-nickel kwindawo engenanto. Umzekelo kukuba iipeni ezintlanu zilingana nenickel, emva koko ii-nickel ezimbini zilingana nedime enye.
Izinto zokubala imali
Njengoko abantwana beqala ukufunda ukongeza okuyisiseko kunye nokuthabatha, sebenzisa iimali zemali njengezinto zokubala endaweni yezinto ezinje ngeebhloko ezilishumi okanye izinto zokubala ezizodwa. Iipennies zibala njengazo kunye nedime zibalwa njengamashumi eziqala. Ungasebenzisa ii-dimes njengazo kunye neebhili zeedola ezili-1 njengamashumi amashumi abantwana abaphambili abaqondayo ukuba i-dime ixabisa iisenti ezili-10, kodwa idime enye sisishumi sedola.
Abagxeki bemali
Ukwenza abagxeki bemali baziva ngathi yiprojekthi yoyilo lobugcisa, kodwa iya kunceda abantwana baqale ukuqonda ukuba iimali zihambelana njani. Nika abantwana inkululeko yokuyila naluphi na uhlobo lwesidalwa kwiphepha elingenanto usebenzisa imali neengqekembe kuphela. Unokubonisa amanqaku malunga nengqekembe nganye ngokwenza imifanekiso yakho ukubonisa abantwana. Umzekelo, unokwenza ipeni enye yehagu ngokwenza ubume behagu ebusweni ngaphandle kweepeni. Inye kuphela ihagu, kwaye idenariyo ixabisa isenti enye. Ukuba wenze umfanekiso we-nickel, unokwenza ii-nickel nits ezintlanu.
Yakha iidola ngeeNgqekembe
Abantwana bathanda ukwakha iinqaba kunye neebhulorho, ke mabayenze ngemali ngendlela enentsingiselo. Nje ukuba abantwana baqonde isixa esisiseko semali nganye kufanelekile, banokuqala ukwakha iinqaba zemali ezixhasa imali eyilwayo. Nika umntwana iintlobo ngeentlobo zemali kwaye ubacele ukuba bakhe ibhulorho yedola okanye inqaba basebenzise indibaniselwano yemali eyahlukeneyo. Umgaqo kuphela kukuba iimali zemali kufuneka zongeze kwixabiso lemali, njenge- $ 1 okanye i- $ 5, kwaye uxhase ibhilidi yeedola imizuzwana elishumi.
- Gcina i-5 yeebhiliyoni ngokwenza i-tower ezine ezahlukileyo, nganye nganye kufuneka ibe luhlobo olunye lwemali kwaye udibanise ukuya kuthi ga kwi-1.25.
- Yenza ibhulorho eyi- $ 1 usebenzisa iikota ezine kuphela.
- Sebenzisa nayiphi na indibaniselwano yeemali ukubamba i-1 yeedola.
Faka endaweni yeMidlalo yeBhodi imali kunye neMali yokwenyani
Buyisela imali engeyiyo kwimidlalo yebhodi oyithandayo ngemali yokwenene. Ngaphambi kokuba woyike, awunyanzelekanga ukuba ube ngusozigidigidi ukwenza oku. Sebenzisa nayiphi naUmdlalo webhodi owenzelwe abantwana obonisa imaliezinje ngeMonopoly Junior okanye uLife Junior. Guqula imali yomdlalo wobuxoki ibe yingqekembe yokwenene kunye nezixa-mali ezincinci zedola. Guqula Monopoly $ 1, $ 5, $ 10, $ 20, $ 50, $ 100 to penny, nickels, dimes, quarters, 50-cent pieces, and dollar coins or $ 1 bill.
Iindlela ezilula zokufundisa ukubala imali
Xa kufikwa ekubaleni imali, ukuziqhelanisa kwenza ugqibelele. Eyona ndlela yokufundisa ukubala imali kwaye uyenze ibe mnandi kukuyifaka kwimisebenzi yemihla ngemihla kunye nemisebenzi ekhethekileyo.
- Thenga iIsipaji sabantwana ukufundisa ulawulo lwemali. Qinisekisa ukuba imali yomntwana wakho yokuzalwa okanye enye imali abanokuba nayo isesipaji kwaye ubakhuthaze ukuba bayisebenzise ezivenkileni.
- Kuhambo lwendlela, cela abantwana bakho ukuba bafumane utshintsho oluchanekileyo lokuhlawula kwindawo yokurhafisa ezayo.
- Phrinta simahlaiphepha lokusebenzela elinemalikwaye uziguqule ngeendlela ezimnandi njengokuvumela abantwana ukuba basebenzise imitya yeelekese okanye imitya yentlama yokudlala ukuze itshatise ingqekembe kunye negama layo.
- Dlala kamnandiimidlalo yemali yabantwanaezibandakanya ukubalwa kwemali.
- Ziqhelise ukubala njengoko ubeka imali kwibhanki yeehagu kwaye ugcine irekhodi lokuba kungena okanye kuphuma malini.
Yonwaba Ngemali
Ngelixa usebenzisaImali yokudlala eprintiweyokunokuba mnandi ngakumbi kubantwana besebenzisa ukucinga kwabo, kungcono ukusebenzisa imali yokwenyani xa ufundisa umntwana ukubala imali. Abantwana baya kuba nexesha elilula lokuqonda imali yokwenyani xa beqhelene nendlela ejongeka ngayo kunye nendlela abavakalelwa ngayo, kwaye abantwana baziva bekhulile xa befumana ukuphatha imali yokwenyani. Ngobuchule obuncinci, imali inokonwabisa abantwana kunye nabantu abadala.
