Amakhadi ebhanki ahlawulwa kwangaphambili afumaneka ngokubanzi kwiivenkile ezahlukeneyo, ukusuka kubathengisi beebhokisi ezinkulu nakwiivenkile zeziyobisi ukuya kwizikhululo zegesi kunye nakwiivenkile zedola. Banokuthengwa kwezinye iibhanki, kunye nakubathengisi abakwi-Intanethi.
Izikhululo zegesi
Ngamana izikhululo zegesi zingathengisa amakhadi ebhanki ahlawulelwa kwangaphambili. Imizekelo ibandakanya:
-
Igobolondo : Ikhadi eligcwaliswayo leShell
-
Isantya : Ikhadi leMali eliKhawulezayo leMali, iKhadi leNetSpend, iKhadi le-MyVanilla, iKhadi leVisa elihlawulelwa ngokutsha elihlawulelweyo, iKhadi lePayPal elihlawulelwa kwangaphambili
-
7-elinanye : Amachaphaza aViweyo ahlawulelweyo aViweyo okanye i-MasterCard, iNetSpend, ikhadi le-myVanilla
- Ezona ndlela zibalaseleyo zokuDibanisa amatyala ekhadi letyala
- Iindlela ezintlanu zokufumana amanqaku amahle okuthenga ngetyala
- Ukuqonda iNqaku leNgxelo yeTyala
Abathengisi bebhokisi enkulu
Abathengisi abakhulu beebhokisi ezinkulu ezibonelela ngamakhadi okuhlawulwa kwangaphambili aquka:
izinto zokushiya bethuna
-
Walmart Ikhadi leMali leWalmart, iVisa yeViVilla yokuhlawulwa kwangaphambili okanye iMasterCard
-
Kmart : I-MasterCard ehlawulwe kwangaphambili yeGreen Green, IHalogen iphinde ilayishwe kwakhona i-MasterCard
-
Ixabiso ICardco Cash Card (iyafumaneka kumalungu eCostco kwaye inokusetyenziswa kuphela kwiindawo ezithatha inxaxheba kwiCostco)
Ivenkile yeziyobisi
Iivenkile ezithengisa iziyobisi eziphethe amakhadi etyala abhatalwa kwangaphambili kubandakanya:
-
IiCVS : Ikhadi le-Netspend Visa Prepaid Card, i-Green Dot Cards Prepaid Cards (MasterCard okanye i-Visa), i-MyVanilla Prepaid Visa okanye i-MasterCard
-
IiWalgreens Amakhadi okuTsala ahlawulwa ngaphambi kokuba uhlawulwe, iAmerican Express ihlawula iiAkhawunti ezihlawulwa ngaphambi kwexesha, iKhadi leVisa elihlawulelwa kwangaphambili leVisa
ukuba ngumqhubi weteksi njani
-
RiteAid Amakhadi okuTsala ahlawulwa ngaphambi kwexesha (i-MasterCard okanye iVisa)
Ivenkile yeeDola
Ivenkile ezigcina iidola UMyVanilla I-Visa ehlawulwa kwangaphambili okanye amakhadi etyala e-MasterCard abandakanya:
-
Idola ngokubanzi
-
Idola yosapho
-
Idola enkulu kaFred
Iibhanki
Iibhanki ezithengisa amakhadi ebhanki ahlawulelwayo zibandakanya:
-
Ibhanki ye-BB & T Ikhadi lokuTsala elihlawulelwayo le-BB & T
-
Ikhampasi yeBBVA : Ikhampasi ye-BBVA Cacisa ukuchitha iVisa
-
Ibhanki yezoRhwebo : Ikhadi yezoRhwebo mySpending Card
-
I-PNC yeBhanki : Ikhadi leVisa elihlawulelwa kwangaphambili le-PNC SmartAccess
-
IMetaBank : IKhadi leKhadi elihlawulelwa ukuhlawulelwa kwangaphambili leMetablue Visa
-
Imimandla yeBhanki : Ikhadi leMimandla ngoku
-
ISouth Carolina yeFederal Union : IKhadi leVisa elihlawulelwa kwangaphambili elinokuhlawulwa kwakhona eSouth Carolina
-
I-TD yeBhanki : Qhagamshela iKhadi leVisa elihlawulelwa ngokutsha
Olunye ukhetho
Umthengisi okwi-Intanethi kunye nokujonga ivenkile yemali ethengisa amakhadi etyala abhatalwa kwangaphambili:
yintoni isibonakaliso sam sokubala sejuno
-
IAmazon : Ikhadi leVisa elihlawulelwa ukuhlawulelwa kwakhona leNascar, iGreen Dot enokuphinda ihlawulelwe i-MasterCard
-
I-Ace Cash Express : Ikhadi lebhanki ehlawulwa ngaphambi kwexesha ye-Ace Elite Visa
Iingcebiso malunga nokufumana iiKhadi ezihlawulwa ngaphambi kwexesha
Amakhadi ebhanki ahlawulelwa ngokulula afumaneka lula. Into oyifunayo yimali ukuze uhlangabezane nobuncinci bemfuno yomthwalo. Ukuba uthatha isigqibo sokuthenga ikhadi lebhanki ehlawulelwa kwangaphambili, gcina ezi ngcebiso engqondweni:
-
Khangela ikhadi elikunika izibonelelo ezininzi kunye nokukhetha. Imizekelo ibandakanya ukukwazi ukufumana iidipozithi ngqo, ukuphinda ulayishe imali kwiakhawunti yakho yebhanki kwaye wenze notsalo lweATM.
-
Buza malunga nemirhumo. Ezinye iinkampani ziya kukuhlawulisa ukuze usebenze ngekhadi, umrhumo wokusebenzisa ikhadi, umrhumo wenyanga, kunye nemirhumo ye-ATM. Ezi ntlawulo zitsaliwe kwibhalansi yakho. Umzekelo ukuba ufumana ikhadi leVISA elihlawulelwa kwangaphambili le- $ 250 kwaye unentlawulo yokuvula eyi- $ 10, ibhalansi yakho ekhoyo iya kuncitshiswa ibe yi-240
-
Jonga nge IBusiness Business Bureau Ukuqinisekisa ukuba umniki wekhadi uyaziwa. Khumbula, ivenkile ethengisa ikhadi elihlawulelweyo ayinguye okhupha ikhadi. Uya kulifumana igama leziko elinikezela ngemali ekhadini ngokwalo.
Ukuthenga iKhadi leMboleko ohlawulelwa kuqala
Phambi kokuba uthenge ikhadi lebhanki ehlawulelwa kwangaphambili, jonga ngononophelo imigaqo kunye neemeko ukuze uqiniseke ukuba ukhetha elungele iimfuno zakho. Qiniseka ukuba uyiqonda ngokupheleleyo yonke imirhumo, kunye neempawu kunye nokusikelwa umda okunxulunyaniswa neakhawunti.