Uthethathethwano sisihlandlo esivuyisayo, kodwa iindleko zeringi zinokubeka umqobo kulonwabo lwakho. Nangona wonke umthengisi ebambelela kwimigaqo-nkqubo eyahlukeneyo, zininzi iivenkile ezinikezela ngezicwangciso zokulahla ubucwebe, kubandakanya izindandatho zokuzibandakanya.
Indlela eLayaway ejongeka ngayo
Imirhumo kunye neenkqubo zezicwangciso apho uhlawula khona ngokuhamba kwexesha ziyahluka ukusuka kwivenkile ukuyokugcina. Kwisicwangciso sokulahla ivenkile ihlala ibambe iringi oyikhethileyo ngelixa usenza intlawulo rhoqo kwiindleko zokugqibela. Nje ukuba uyihlawule iringi, uyigodusa.
Amanqaku afanelekileyo- Iindlela ezili-10 ezizezinye zokubandakanya iiRings xa usenza isindululo
- Ungawurhoxisa njani umtshato
- Ngaba Ufanele Uyihlawule Indlu Yakho?
Inkqubo yokuLayaway
Ngokubanzi, umsesane wokuzibandakanya Isicwangciso sokulahla ijongeka ngoluhlobo:
- Khetha umsesane ongathanda ukuwuthenga.
- Ngqina ukuba ubuncinci uneminyaka eli-18 ubudala. Ngokwesiqhelo akukho luhlu lwamatyala lufunekayo.
- Vumelana nemigaqo yokulahla kwaye wenze intlawulo yakho esezantsi, enokuthi ifike kwiipesenti ezingama-25 zexabiso lentengo.
- Landela ishedyuli yentlawulo echaziweyo.
- Thatha iringi yakho xa ihlawulwe ngokupheleleyo.
Imirhumo yokulahla
Ngelixa ungayi kuhlawula inzala ngezicwangciso ezininzi zokulahla, ungahlawula iifizi ezithile kumthengisi ngamnye. Imirhumo yeenkonzo isukela kwi- $ 5- $ 10 kwaye yeyona ntlawulo ixhaphakileyo enxulumene nezi zicwangciso. Ukuba awukwazi ukugcwalisa isicwangciso sakho sokulahla nangasiphi na isizathu, uninzi lweevenkile zithatha umrhumo wokurhoxisa okanye umrhumo wokubuyisela kwakhona unike yonke imali yakho uyibuyise ngemali ezinkozo okanye njengekhredithi yevenkile.
Okuhle nokubi
Izicwangciso zokulahla zenza ukuba abantu bakwazi ukuhlawula amakhonkco othethathethwano abiza ixesha elingaphezulu. Isicwangciso sokulahla sinokuba lukhetho olufanelekileyo kuwe ukuba:
- Unetyala elibi
- Inzala yakho yemali mboleko iphezulu
- Awunamali uyigcinileyo
- Iringi oyifunayo ikwimfuno ephezulu okanye yohlobo olunye
Iziphumo zokungaphumeleli kwisicwangciso sokulahla asinzima kangako kunokuba ungasileli kwiintlawulo zekhadi letyala. Ngelixa uza kuhlawula ngaphezulu iringi yokulahla indlela enkosi kwimirhumo, yeyona ndlela ibhetele kunokwenza intlawulo enkulu yenzala okanye ukungakwazi ukuhlawula ityala eliphezulu lekhadi letyala. Ukuba uhlahlo lwabiwo-mali luyinkxalabo, isicwangciso sokubandakanya isicwangciso sokulahla sinokukhetha.
Ivenkile kunye neziCwangciso zoLungiso lweeNdlela
Iivenkile ezininzi zezitena kunye nodaka zivelisa izicwangciso zokuhamba njengenkonzo kubathengi. Imigaqo-nkqubo inokuhluka ngokwendawo, ke kusoloko kulunge ukubuza umphathi wevenkile iinkcukacha.
Kay amatye anqabileyo
Izicwangciso zeLayaway eKay Jewellers zenzelwe ukuthenga ivenkile kuphela. Abathengi babeka iipesenti ezingama-20 ezantsi emva koko benze intlawulo rhoqo ngenyanga ngokuxhomekeke kwixabiso lokuthenga iringi. Ungasirhoxisa isicwangciso nanini na ukuze ubuyiselwe imali yakho yonke, kubandakanya nentlawulo encinci. Izicwangciso ziyahluka ngevenkile nangendandatho. Ngolwazi oluthe kratya malunga nemigaqo qhagamshelana nendawo UKay ivenkile.
Zales
Indawo Zales ' iivenkile zinika ishumi kwisicwangciso sokulahla ishumi esingafumanekiyo kwintengiso ye-Intanethi. Abathengi babeke phantsi iipesenti ezili-10 zexabiso lokuthenga ekuqaleni. Ukusuka apho uhlawula izavenge ezilishumi ezilinganayo zenyanga yonke indleko. Iinkcukacha ezongezelelweyo zifumaneka kuphela ngokunxibelelana no ivenkile yendawo .
Iidayimani zeHelzberg
I-Helzberg Inkqubo eyahlukileyo yokuLinda iLayway ikuvumela ukuba utshixe indandatho yokubandakanya kwakho ixesha xa ubhalisela isicwangciso. Esi sicwangciso sifumaneka kuphela ezivenkileni, hayi kwi-Intanethi, kwaye sifuna ukuhlawulwa phantsi kweepesenti ezili-10 ngesixa esipheleleyo sentengiso. Ukhetha naliphi na ixesha ukuya kuthi ga kwiinyanga ezilishumi ukuhlawula iringi yakho. Ugqiba isigqibo ngeemali zakho zenyanga zokuhlawula. Xa ihlawulwe ngokupheleleyo uya kuthatha umsesane ekhaya.
Ukwenza intlawulo, uhambisa nganye uye evenkileni apho iringi yakho igcinwe khona. Ukuba ufuna ukurhoxisa ngaso nasiphi na isizathu, banika imbuyekezo epheleleyo. Ukuba uphoswa yintlawulo yenyanga, ivenkile inokuyirhoxisa indlela yakho kodwa baya kukunika imali epheleleyo. Akukho mirhumo yokusebenzisa esi sicwangciso sokulahla.
UJared iGalleria yobucwebe
Ukubonelelwa kukaJared ngesicwangciso esisesitolo kuphela kubathengi. Esi sicwangciso sokulahla sifuna iipesenti ezingama-20 zokuhlawula. Ukusuka apho uhlawula rhoqo ngenyanga ngokweendleko zeringi yakho. Kuba izicwangciso zizodwa kwivenkile nganye kunye nomsesane, kuya kufuneka unxibelelane nendawo yakho UJared gcina iinkcukacha ezingaphezulu. Zonke izicwangciso zokulahla zibonisa ukucima nangaliphi na ixesha apho ufumana imbuyekezo epheleleyo yayo nantoni na oyihlawule kude kube lixesha lokurhoxiswa.
Abathengisi abakwi-Intanethi ngeLayaway
Ezinye iivenkile zezacholo zisebenza kwi-Intanethi kuphela, kungekho zivenkile zithengayo. Ngenxa yokuba aba bathengisi baqhubela phambili ngokwendalo, banokunikezela ngeendlela ezahlukeneyo zokuhlawula.
Amakhonkco am Trio
Umthengisi okwi-Intanethi ubonelela ngesiCwangciso sokuNgahlawulisi mali apho ukhetha phakathi kweveki, kabini ngeveki, okanye ngezicwangciso zokuhlawula zenyanga. Nge Amakhonkco am Trio unakho ukhetho lokuhlawula phantsi i-10, 25, okanye iipesenti ezingama-50. Ukuqala, kufuneka ukhethe umsesane kwi-intanethi emva koko uphume. Ngexesha lokuphuma, kwiCandelo lokuHlawula, ukhetha 'iSicwangciso sokuLaway' kwaye emva koko usete imigaqo ngaphambi kokugqiba intengiselwano.
Esi sicwangciso sentlawulo sinokutshintshwa nangaliphi na ixesha ngexesha lokuhamba kwakho, kodwa asinakudlula ixesha leenyanga ezintandathu. Ikhadi lakho lekhredithi okanye ledebhithi lihlawuliswa ngokuzenzekelayo ngokusekwe kwimigaqo oyikhethileyo. Nje ukuba iringi ihlawulwe, ithumela iintsuku ezimbalwa emva kokuba intlawulo yokugqibela yamkelwe. Ukucinywa komthengi kubangela umrhumo wokurhoxisa, kodwa uyakufumana imali eseleyo ibuyiswe.
indlela yokwelula umnqwazi we-flexfit
25karats.com
Umthengisi okwi-Intanethi 25karats.com inikeza isicwangciso esilula sokulahla kwiindandatho zabo zokubandakanya zaseMelika. Qala isicwangciso sakho nge-15 yepesenti yokuhlawula, emva koko wenze iintlawulo zenyanga ezilinganayo iinyanga ezintandathu ngeerandi ezingaphantsi kwe- $ 2500 okanye iinyanga ezilishumi kwiiringi ngaphezulu kwelo xabiso. Ukurhoxiswa okwenziwe kwiintsuku ezingama-30 akunasohlwayo, kodwa ukurhoxiswa emva kweentsuku ezingama-30 zokuqala kukhokelela kumrhumo weepesenti ezili-15. Emva kokuba befumene intlawulo yokugqibela, iringi ithumela kuwe.
Amakhonkco omtshato eDepho
Udinga iakhawunti ye-Paypal ukuze uyisebenzise Idepho yomtshato ukhetho layaway. Uhlawula i-6.5 yepesenti yokuhlawulwa kwemali engacwangciswanga emva koko ukhethe isicwangciso sokuhlawula ukuya kuthi ga kwiinyanga ezintandathu. Iintlawulo zarhoqo ngenyanga zihanjiswa ngokulinganayo kwixesha olikhethileyo. Ii-invoice zithunyelwa kwiakhawunti yakho ye-Paypal emva koko wenze intlawulo ukusuka apho. Nje ukuba uyihlawule iringi, ihamba ngenqanawa ngaphakathi kweeyure ezingama-48 zokuhlawulwa kokugqibela. Ungarhoxisa isicwangciso sakho nangaliphi na ixesha ukuze ubuyiselwe imali, ususe umrhumo wokuqhubekeka.
Ukususela ngo-1910
Ngokungafaniyo nezinye izicwangciso zokulahla Ukususela ngo-1910 inikezela kuphela ngokulahla ukuthengwa ngaphezulu kwe- $ 1,000. Emva kokuba wenze i-25 yepesenti yedipozithi, isicwangciso sakho siya kusetwa kunye nexesha elimiselweyo leenyanga ezintandathu ukuze ulihlawule ngokupheleleyo. Ungasebenzisa ikhadi lebhanki, ikhadi letyala, iakhawunti kaGoogle, okanye iPaypal ukuphuma kunye nokwenza intlawulo. Ngenxa yokuba la makhonkco enziwe ngesiko okanye enziwe ukuba u-odole awunakho ukurhoxisa isicwangciso sokulahla, kodwa umthengisi uya kusebenza nabathengi kumntu ngamnye ukubona ukuba akukho ezinye iindlela onokukhetha kuzo.
Yenza Amaphupha Akho abe Yinyani
Iringi yokuzibandakanya isebenza njengophawu lothando lwakho kunye nolwalamano lwakho oluya kuhlala ixesha lakho kunye. Izinketho ezinje ngesicwangciso sokulahla zibonelela wonke umntu, ngaphandle kwengeniso, ithuba lokuthenga isangqa samaphupha abo.
