Isixa semali osinika isibini emtshatweni sisigqibo somntu. Ufuna ukuhlala kuhlahlo-lwabiwo mali kodwa unike ngesisa. Landela izikhokelo ezimbalwa ukukunceda ubone ukuba yintoni oza kuyinika.
Iimali zeZipho eziCetyiswayo
Iingcali ziya kucebisa amanani ahlukeneyo ngokusekwe kwinani lezinto, kwaye uphando lunokukunceda ufumane isiphatho kwinto eqhele ukunikwa. Ukujonga iindidi ezahlukeneyo zezi ngcebiso kunokukunceda ufumane inani elisisiseko oza kusebenza nalo xa usenza isigqibo ngesipho sakho semali. Ixabiso eliqhelekileyo libandakanya:
- Ubuncinci be- $ 100 ukuya ngaphezulu kwe-150 yeedola- ingcali yomtshato u-Anja Winikka ukuya ISICWANGCISO
- I-avareji yesizwe yeedola ezili-160 ngezixa ezisukela kwi- $ 70 ukuya phantse kwi-250 yeedola zikarhulumente- Siza Kubane Ingxelo yeXesha lomtshato ka-2016 (ngoqhekeko ngurhulumente)
- Umyinge wama- $ 50 ukuya kwi- $ 150, kuxhomekeke kubudlelwane nesibini- Hlanu amashumi amathathu anesibhozo uphando ngo-2016
- Uluhlu phakathi kwe- $ 65 ukuya kuthi ga kwi-180 yeedola ngokusekwe kubudlelwane- I-American Express ngo-2013
- Izipho eziMnandi zoMtshato
- Iingcamango zeNkqubo yoMtshato
- Imibono Yomtshato Omtsha yoNyaka oMtsha
Iingcali ngokubanzi ziyaqaphela ukuba ngelixa zixatyiswa zizibini ezitshatileyo, imali engaphantsi kweedola ezingama-50 kufuneka ithintelwe. Kwimeko apho, jonga isipho esihle phantsi kwe- $ 50 enexabiso elingakumbi kuye.
Ukwenza Ingqondo ngeNgcebiso
Ukuba uthatha ubuncinci kunye nezona ziphezulu kuwo onke la macebiso angentla, uya kuthi yiza nomndilili ngaphezulu kwe- $ 125. Inkqubo ye- Inani eliphakathi iya kuba malunga ne-125 yeedola (ukungahoyi i-avareji ye- $ 160 ukusuka kwiTendr).
Gcina ukhumbula, nangona kunjalo, ukuba i-avareji kunye ne-median yile nto; iindwendwe ezininzi zinika ngaphezulu okanye ngaphantsi ngokusekelwe kwezinye izinto ezahlukeneyo.
Ngaba Ufanele Ukugqibe Isidlo Sakho?
Kwixesha elidlulileyo, bekukho 'umthetho wesithupha' ongabhalwanga wokuba iindwendwe mazizame ukunika isixa semali esigubungela oko kuchithwa sisibini kwisidlo. Esi senzo, ngelixa silandelwa kwezinye izangqa, sizifumana zombini iingcali zomtshato kwaye abacwangcisi bomtshato ngokufanayo ukukhupha. Ke ngoko, kuya kufuneka uthathe ezinye izinto kwisigqibo sakho.
Ukuqwalaselwa kokumisela isixa oza kunika
Inani lezinto ngaphandle kwemiyinge kunye neengcebiso zeengcali kufuneka zingene kwisipho sakho semali.
- Ulwalamano -Ubudlelwane onabo nomntu osebenza naye uhlala ungaphantsi komntakwenu okanye umhlobo wakho osenyongweni. Ukunika ngakumbi ngokusekwe kubudlelwane obusondeleyo kuyinto eqhelekileyo, nangona uya kufuna ukugcina ezinye izinto engqondweni, nazo.
- Isangqa sentlalo kunye / okanye ummandla -Uhlala phi kwaye isangqa sentlalo obaleka kuyo senza umahluko yimalini ukunika emtshatweni. Abantu abahlala kwiidolophu ezincinci eMidwest abanakulindeleka ukuba banike kakhulu njengakwizixeko eziselunxwemeni. Nokuba uhlala phi, ngekhe kube yinto eqhelekileyo kwisangqa sakho ekuhlaleni ukunika imali encinci (okanye enkulu) yemali.
- Izinto ezikunikwe sesi sibini - Zama ukuhlala ngaphakathi kuluhlu olufanelekileyo into oyifumene emtshatweni wakho ukusuka kwisibini okanye umtshakazi / umyeni.
- Uhlahlo-lwabiwo mali lonke lomtshato -Ukuba uye waya kwishower yomtshato (okanye emibini) okanye iqela lothethathethwano, unokufuna ukunika into encinci ukugcina eyakho Uhlahlo-lwabiwo mali lokunika izipho itshekhi. Kwangokunjalo, ukuba ukwiqela labatshatileyo kwaye wenze inkcitho eninzi, okanye uneendleko zokuhamba, unokufuna ukuqwalasela kwakhona isixa osinikayo.
- Imeko yobuqu -Gcina imeko yakho yobuqu engqondweni xa usenza isigqibo ngexabiso elifanelekileyo lemali oza kunika emtshatweni. Umzekelo, ukuba utyebile, nika ngaphezulu; ukuba uneengxaki zemali, nika kancinci.
- Ukuzimasa -Iindwendwe ezizimeleyo kufuneka ziqwalasele oko kufanelekileyo ngokwazo njengomntu omnye. Nangona kunjalo, ukuba uzisa undwendwe okanye uzimase nosapho olukhulu, unokufuna ukunika okungaphezulu.
Uhlahlo lwabiwo-mali loMyeni noMyeni
Ngaphambi kokuba u-RSVP 'ewe' kwisimemo somtshato, uya kufuna ukuqonda ukuba ukuhamba kuhlahlo lwabiwo-mali. Gcina ukhumbula ukuba ukunika isipho esifanelekileyo yinxalenye yohlahlo-lwabiwo mali kunye nesicwangciso soku ukuze ungabanjwa xa usuku olukhulu lufika.
