'Luchitha malini ulutsha lwaseMelika kwimpahla?' Lo ngumbuzo abazali abaninzi, ootatomkhulu noomakhulu kunye nabantu abadala ngokubanzi abangathanda ukuwuphendula. Ukujonga indlela abakwishumi elivisayo abayichitha ngayo imali abayifumana kubazali babo nakwimisebenzi yabo, kunokunceda ekuchazeni ukuba abantwana bathenga ntoni ngemali yabo.
Bachitha malini ulutsha kwiingubo?
Ukufumana iinkcukacha-manani zokuba ulutsha lusebenzisa imali phi kunokuba nzima, kodwa kukho imibutho eliqela ethatha uphando kulutsha oluthengayo ngemali yalo.
- Ngokwe- Ngo-2016 uPiper Jaffray.com Ingxelo, ukuchitha imikhwa kulutsha kubandakanya ukusebenzisa iipesenti ezingama-38 zengeniso yabo kwimpahla, kunye neepesenti ezingama-22 ekutyeni. Umculo, iimuvi kunye nemidlalo yevidiyo zizinto ezithandwayo kulutsha zokuchitha imali yazo.
- Abakwishumi elivisayo, ngokophando olwenziwe yiTeenage Research Unlimited kwaye yapapashwa ngu UMbutho weSizwe wabathengi , Chitha i-104 yeedola ngeveki iyonke. Oku kongeza ukuya kuthi ga kwiipesenti ezingama-5408 zeedola.
- Ngo-2004, abakwishumi elivisayo abaphakathi kweminyaka eli-12 neli-19 bachitha ngaphezulu kwe-172 yezigidigidi zeedola, eyi-30 yezigidigidi zeedola ngaphezulu kweTexas ka-2006 nango-2007 biennium budget.
- Igalari yaBafana yaBafikisayo kwiZimbo zeFashoni
- Ubomi njengoLutsha
- Iifashoni ze2011 zeGalari yaBafikisayo
Ngokunikwa loo manani, umntu unokulinganisa i-2050 yeedola ngonyaka kwimpahla okanye malunga ne-40 yeedola ngeveki kulutsha ngalunye.
Oko Kuthengwa Lulutsha
Wonke umntu ofikisayo wahlukile ngoko ke akukho manani abekiweyo ukuba umlingisi ophakathi waseMelika uchitha malini kwimpahla, konke kuxhomekeke kwindleko yolutsha kwaye nokuba abazali bakhe bamthengela iimpahla ezininzi okanye hayi. Abanye abazali abazithengi iimpahla ezininzi kulutsha lwabo, okanye banokuthenga iimpahla ekuqaleni konyaka wesikolo. Abakwishumi elivisayo abanabazali ngolu hlobo bahlala bezithenga iimpahla zabo kunye neempahla abazithengelweyo. Ukuchitha imikhwa kulutsha kuxhomekeke kwisini sabo. Amakhwenkwe adla ngokuchitha imali encinci kwinkangeleko yawo kunamantombazana, kwaye amantombazana akahlali echitha imali engako kulonwabo. Kuba abakwishumi elivisayo bahluke kakhulu kwaye bonke baneendlela ezingafaniyo zokuchitha, kunzima ukufumanisa ngqo ukuba ingakanani imali yolutsha echitha kwimpahla. Ukuba umzali ufuna ukwazi ukuba umntwana wakhe uchitha malini kwimpahla, kunokuba ngumbono olungileyo ukuba uhlale phantsi nomntwana afike kwiirisithi zonyaka ophelileyo.
