Ngaba uwile ngasemva kubambiso lwakho? Ukuba awucingi ukuba uza kubanjwa phantsi kwemiqathango ekhoyo ngoku yobambiso lwakho, kodwa uzimisele kwaye uyakwazi ukwenza iintlawulo, unokufuna ukuqwalasela ukucela uhlengahlengiso kwimali mboleko yakho. Ukuba kunjalo, kuyakufuneka ubhale kwaye uthumele ileta enobunzima ebonelela ngolwazi malunga neemeko ezikhokelele kwimeko yakho yangoku yezemali ebhangqwe nesicelo sokuthathela ingqalelo imigaqo-mboleko eyahlukeneyo. Nazi iisampulu ezintathu zoonobumba, nganye nganye isekwe kwimeko eyahlukileyo yemali, onokuyikhuphela kwaye uyihlele ukuze wenze ileta enobunzima eyenzelwe iimfuno zakho.
Iitemplate zeeleta ezintathu zobunzima
Nazi iisampulu ezintathu zeeleta ezinobunzima ezinokusetyenziswa njengendawo yokuqala yamaxwebhu onxibelelwano obolekisi bakho. Khetha itemplate ehambelana kakhulu nemeko yakho, emva koko uyenze ngokwezifiso imeko yakho ethile. Cofa nje umfanekiso weleta ofuna ukuyisebenzisa ukufikelela kuxwebhu lwePDI onokuluhlela, uligcine kwaye uliprinte. Ukuba ufuna uncedo lokukhuphela iitemplate, jonga eziiingcebiso eziluncedo.
Amanqaku afanelekileyo- Usebenza njani ukuGuqulwa kweMali mboleko
- Ileta yobunzima bokuBambisa
- Indlela yokujonga ubuqhetseba bokuGcina iMali mboleko
Isicelo sobunzima ngenxa yokungaphangeli
Ukuba unengxaki yokugcina intlawulo yobambiso ngenxa yokuphulukana nomsebenzi, ukufaka isicelo sokulungiswa kwembuyekezo kunokuba yeyona nto ibalulekileyo kuwe. Le leta yesampulu inikezela ngesicelo sokulungiswa ngokusekwe kwilahleko yomvuzo ngenxa yokungaqeshwa.
Khuphela iTemplate yeeleta yokuNqaba koMsebenzi
Isicelo sobunzima ngenxa yoqhawulo mtshato
Ukuba uqhawulo-mtshato lwakho lwenze ukuba kube nzima ukugcina intlawulo yakho yobambiso, le leta yeyona template ilungileyo onokuyisebenzisa.
Khuphela iTemplate yoBunzima boQhawulo-mtshato
Isicelo sobunzima ngenxa yokugula kakhulu
Isigulo esibi - nokuba sesakho okanye selungu losapho - ngokuqinisekileyo sinokubangela ubunzima emalini. Ukuba imali mboleko yakho idlulile ngenxa yokujongana nesifo esibi, le leta ingezantsi inokubonelela ngesiqalo esihle sokuba wenze esakho isicelo sobunzima.
Khuphela ileta enxulumene nesifo
Iwebhusayithi karhulumente Ukwenza Ikhaya lifikeleleke.gov ibonelela abaninimzi ngolwazi oluneenkcukacha malunga neenkqubo zoLawulo luka-Obama ukunceda abaninimzi ngohlengahlengiso lwemali mboleko kunye nokubuyiselwa kwemali. Sebenzisa izixhobo zokuzihlola simahla kunye nezixhobo zokubala. Nxibelelana nezixhobo zokufumana iingcebiso simahla okanye ufumane imicimbi yabanini makhaya kwindawo ohlala kuyo.
Kukho ubutyebi bolwazi olukhoyo lokunceda abaninimzi abasemngciphekweni wokuxelwa. Inkqubo yokwenza ukuba ikhaya lifikeleleke yaqaliswa ngokukodwa ukunceda abantu abajamelene nokuthinjwa kunye nokuvuselela ishishini lezindlu. Kukwakho ukuze kulungelwe wena.
Ezinye izizathu ezinokubakho zezicelo zobunzima
Zininzi izizathu ngaphandle kokungaqeshwa, uqhawulo-mtshato kunye nokugula kakhulu okunokukhokelela ekubeni umninikhaya afune ukucela utshintsho kwimali mboleko. Usenokusebenzisa enye yeeleta zesampulu ezinikezwe kweli nqaku njengesikhokelo sokubhala ileta eya kumbolekisi wakho. Landa ngokulula ileta ehambelana kakhulu nemeko yakho kwaye uhlele isicatshulwa ukuze uchaze ngokuchanekileyo iimeko zakho.
Izizathu ezimbalwa kwezininzi ezinokusetyenziselwa ukucela ukuguqulwa kwemboleko zibandakanya:
- Ukuhlengahlengiswa kwereyithi yokubambisa kwakhona (iintlawulo ngoku ziphezulu kakhulu)
- Ukonakaliswa kwepropathi (nokuba kungokwemvelo okanye ngendalo)
- Ukusweleka kweqabane okanye umntu obolekane naye
- Ushishino olungaphumeleli
- Ukuvalelwa
- Ukufuduswa kwemisebenzi
- Ukwahlukana komtshato
- Amatyala ezonyango
- Umsebenzi wezomkhosi
- Ukunciphisa umvuzo
Ingcebiso zokuCelwa ukuLungiswa kweMali mboleko
Isitshixo sokucela ngempumelelo uhlengahlengiso lwemali mboleko kuqala ngokuchaza ngokucacileyo izizathu (zakho) zokuba ubushiye ngasemva kwintlawulo yakho yobambiso. Kukwabalulekile ukuba ubonakalise umnqweno onyanisekileyo wokulungisa imeko kwaye ucele ngokucacileyo ukuqwalaselwa kotshintsho. Yenze icace into yokuba ufuna ukuya phambili kwaye uzimisele ukwenza konke okusemandleni akho 'ukulungisa izinto.' Ngelixa kungekho siqinisekiso sokuba isicelo sakho siyakunikwa, ababolekisi bahlala bekulungele ukusebenza nababoleki abazimiseleyo ukufuna uhlengahlengiso endaweni yokuvumela iimali mboleko ezingekahlawulwa ukuba zishiyeke ngasemva kwaye ziye ekuthinjweni. Ungafumanisa (njengakubaninzi) ukuba umnini-bhanki uzimisele ukusebenza nawe ukugcina ikhaya lakho.
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