I-EFC imele iGalelo loSapho elilindelekileyo. Inombolo yekhowudi ye-EFC oyifumanayo emva kokuba ugcwalise i-FAFSA (Isicelo seSisa soNcedo lwezeMali) lixabiso kulindeleke ukuba usapho lwakho lube negalelo lonyaka omnye (unyaka wesikolo apho i-FAFSA isebenza khona). Ngelixa iSebe leMfundo lomdibaniso lisebenzisa i-EFC yakho ukumisela uPell kunye nokufaneleka kokufumana imali mboleko, iikholeji ziyahluka kakhulu kwindlela abanokuyisebenzisa ngayo inombolo yakho ye-EFC.
Iyichaphazela njani i-EFC yakho iFederal Aid
Ngelixa iikholeji zihlala zisebenzisa i-EFC yakho ukunceda ekumiseleni izibonelelo zokufunda kunye nemali mboleko, ukumisela ukuba i-EFC yakho inokuluchaphazela njani ukhetho lwakho lomdibaniso kulula kuba iSebe leMfundo linezikhokelo ezicacileyo nezingafaniyo malunga nemali onokuyifumana ngokusekwe kwi-EFC yakho.
Amanqaku afanelekileyo- Iingcebiso zeKholeji yokuSebenzisa
- Imali yasimahla yeFederal kwiKholeji
- Iindlela ezizezinye zokuhlawula ikholeji
Uncedo lwaseburhulumenteni olusekwe kwi-EFC
| 2016-2017 Ikhowudi ye-EFC | UPell Grant | Imali mboleko exhaswa ngemali | Imali mboleko engabhaliswanga |
| I-EFC 00000 | $ 5,815 | $ 3,500 | $ 2,000 |
| I-EFC 01401 | $ 4,365 | $ 3,500 | $ 2,000 |
| I-EFC 02426 | $ 3,365 | $ 3,500 | $ 2,000 |
| I-EFC 03401 | $ 2,365 yeedola | $ 3,500 | $ 2,000 |
| EFC 04105 | $ 1,665 | $ 3,500 | $ 2,000 |
| I-EFC 05235 * | $ 0 | $ 3,500 | $ 2,000 |
| I-EFC 08326 | $ 0 | $ 3,500 | $ 2,000 |
| I-EFC 10000 | $ 0 | $ 3,500 | $ 2,000 |
| I-EFC 15000 | $ 0 | $ 3,500 | $ 2,000 |
| I-EFC 20000 | $ 0 | $ 0 | $ 5,500 |
* I-EFC yama-5235 kukusikwa kwesibonelelo sePell.
Isibonelelo sikaRhulumente Pell
Iinkqubo zoncedo zikaRhulumente, ezinje ngePell Grant, ziyaxelwa kwangaphambili. Nyaka ngamnye iSebe leMfundo likhupha Itshathi yesibonelelo se-EFC Pell Uluhlu oludwelise ngokucacileyo ukuba yeyiphi imali yesibonelelo sikaPell oyakuyifumana ngokusekwe kwikhowudi yakho ye-EFC.
Gcina ukhumbula ukuba imeko yobhaliso yomfundi, enje ngesiqingatha sexesha okanye ngokusisigxina, iyalitshintsha inani lePell apho umfundi elungele khona. (Ukuya esikolweni isiqingatha sexesha ufumana isiqingatha semali yePell yesibonelelo.)
Imali mboleko ngqo kwiFederal
Kukarhulumente wobumbano Inkqubo ngqo yeMali mboleko , abafundi banokufumana iimali mboleko ngezixa ezibekwe kwangaphambili ngurhulumente. Zimbini iintlobo zeMali mboleko ngqo: Uncediso-mali kwaye awuxhaswanga. Unyaka wokuqala abafundi abaxhomekekileyo bane-cap ye-5,500 yeedola kwityala mali mboleko ngokuthe ngqo (bobabini baxhaswa kwaye abangaxhaswa). Kubalulekile ukuba uqaphele:
- Bonke abafundi, ngaphandle kwe-EFC, banakho ukufumana isiQinisekiso semali mboleko esingabhaliswanga. 'Ukungaxhaswa' kuthetha ukuba urhulumente akahlawuli inzala eyongezelelekileyo yomfundi ngelixa esesikolweni. Kungenxa yoko le nto iMali mboleko engaxhaswanga inezixa ezifanayo ebhodini kwimizekelo engentla.
- Ayingabo bonke abafundi, nangona kunjalo, abaya kufaneleka ukufumana iMali mboleko ngqo. 'Ukuxhaswa' kuthetha ukuba urhulumente uhlawula nayiphi na inzala xa umfundi esesikolweni ukuze umfundi angabinatyala xa ephumelele
Indlela i-EFC yakho enokuChaphazela ngayo iGranti yeSikolo
Amaziko asebenzisa i-EFC yomfundi njenge-barometer yesidingo semali somfundi. Inkqubo ye- ifomula yemfuno yezemali lixabiso lesikolo lokuHamba (i-COA) thabatha i-EFC yomfundi. Ngaphakathi NE , ukubala kwezikolo:
- Isifundo kunye nemirhumo
- Iincwadi kunye nezinto ezikhoyo
- Ezothutho kunye neendleko zobuqu
- Igumbi kunye nebhodi
- Imirhumo yemali mboleko
- Iindleko ezahlukeneyo ezihambelana nokufunda kwakho njengokufunda phesheya, intlawulo yokuthatha inxaxheba, njl.
Ukuchonga ukufaneleka
Amaziko anikezela ngezibonelelo ngamanye amaxesha asebenzisa itshathi yesibonelelo sePell okanye asebenzise inkqubo yetshathi efanayo ye-EFC ukumisela ukufaneleka kwezibonelelo ezithile zesikolo, kodwa ezi zinto ziyahluka kwisikolo ngasinye.
Isiqhelo esiqhelekileyo, nangona kunjalo, kukunika isixa esicaba kumfundi ngamnye onesidingo esaneleyo semali ukuze afanelekele isibonelelo esisekwe kwiimfuno zabo. Le ilandelayo yimizekelo embalwa yokuba isikolo singayisebenzisa njani i-EFC yakho ukufumanisa ibhaso lakho elipheleleyo loncedo lwezezimali.
Amabhaso eMerit
Kubalulekile ukuba uqaphele ukuba ikhowudi yakho ye-EFC ngokubanzi ayichaphazeli amabhaso afanelekileyo. Amabhaso eMerit anikezelwa ngokusekwe kwitalente kwezobugcisa, iimbaleki okanye izifundiswa. Nangona kunjalo, amabhaso afanelekileyo anokufakwa kwiiphakheji zoncedo-mali zabafundi. Ukongeza, kuxhomekeke kumabhaso okugqwesa afumanekayo, isikolo sinokuthi siqhubeke nesibonelelo esisekwe kwiimfuno ngenxa yemfundo esekwe kumgangatho ophakamileyo. Nangona kunjalo, oku ngekhe kuchaphazele umgca osezantsi, ngumcimbi nje wokutsala imali kwizibonelelo ezahlukeneyo.
IMizekelo yoNcedo lwezeMali
Le mizekelo ingezantsi ibonisa ukuba isikolo singajonga njani kwi-EFC yakho ukuze ugcwalise iphakheji yakho yezemali. Le mizekelo icinga ukuba umfundi uxhomekeke kwaye uya esikolweni ngokusisigxina.
Le mizekelo ilandelayo icinga ukuba abafundi baxhomekeke kwabo banonyaka wokuqala wokuya esikolweni ngokusisigxina. Bacinga ukuba ifomyula esetyenziswa sisikolo ukumisela izibonelelo ezisekwe kumaziko ziyafana nePell itshathi yesibonelelo kwaye nabani na olungeleyo ukufumana uyakufumana.
$ 20,000 ngonyaka i-COA kunye nezixhobo ezimbalwa
Ngelixa ukufundisisa kwesi sikolo kungaphakamanga, isikolo sinemithombo embalwa yokunika abafundi ukufaneleka okanye izibonelelo ezisekwe esikolweni. Le mizekelo ilandelayo yindlela isikolo esingayisebenzisa ngayo iKhowudi ye-EFC yomfundi.
Umfundi one-EFC 00000
Kubalulekile ukuba uqonde ukuba ngenxa yokuba ikhowudi yakho ye-EFC iyi- $ 0, oko akuthethi ukuba ikholeji iya kukunika uncedo olupheleleyo lwezezimali. Umzekelo, lo mfundi ulungele:
- Pell isibonelelo se- $ 5,815
- Imali mboleko exhaswe ngurhulumente eyi- $ 3,500
- Imali mboleko engafumanekiyo e-Federal eyi- $ 2,000
Ikholeji ibeka isibonelelo esisekwe kwiimfuno kwaye isebenzisa uncedo olufanelekileyo lomfundi ukongeza enye i-7,000 yeedola kwiphakheji yomfundi. (Qaphela: La manani ayaphikisana nokukunika umbono wokuba ikholeji ingalunika njani uncedo lwezemali.)
Isidlali cd semoto asizukuthatha i-cd
Iindleko zokuhamba zi- $ 20,000 kwaye iyonke iphakheji yoncedo lwezezimali, kubandakanya nemali mboleko, isibonelelo sikaRhulumente Pell kunye nezibonelelo zeziko yi- $ 18,315. Ke ngoko, usapho lwabafundi kufuneka luze nenye i- $ 1,685. Banokukwenza oku ngaphandle kweepokotho (iikholeji ezininzi zinezicwangciso zokuhlawula), zisebenzisa izifundiswa zangaphandle okanye ngokuthatha imali mboleko.
Umfundi one-EFC ka-03644
Umfundi ophethe i-EFC kwikholeji enye usakulungelwa ukufumana uncedo lwezemali kurhulumente womanyano:
- Pell isibonelelo se- $ 2,165
- Imali mboleko exhaswe ngurhulumente eyi- $ 3,500
- Imali mboleko engafumanekiyo e-Federal eyi- $ 2,000
Isikolo sinika isibonelelo esisekwe kwiimfuno kuye wonke umntu ofanelekileyo ukuba afumane inkxaso-mali yezemali. Ukongeza, isikolo songeza uncedo lokufaneleka kwiphakheji yomfundi. Uncedo lokufaneleka kunye nesibonelelo esisekwe kwimfuno esilinganayo nesongezo se- $ 7,000 kwibhaso loncedo lwezemali lomfundi. (Qaphela: La manani ayaphikisana nokukunika umbono wokuba ikholeji ingalunika njani uncedo lwezemali.)
Iidola ezingama-30,000 ngonyaka ze-COA kunye nezixhobo eziphakathi
Ngelixa esi sikolo sinexabiso lesitikha ebiza kakhulu, ezinye iintsapho zinokufumanisa ukuba zitshiphu kunakuya esikolweni esingenazo izixhobo zokunceda abafundi baphume ngokwemali.
Umfundi one-EFC ka-01472
Isikolo esinezixhobo eziphakathi sinakho ukubonelela ngoncedo olufanelekileyo okanye izibonelelo ezisekwe kwiimfuno. Umzekelo, lo mfundi ulungele:
- Pell isibonelelo se- $ 4,365
- Imali mboleko exhaswe ngurhulumente eyi- $ 3,500
- Imali mboleko engafumanekiyo e-Federal eyi- $ 2,000
Ikholeji ibeka isibonelelo esisekwe kwiimfuno ze- $ 11,000 ngonyaka kunye noncedo olufanelekileyo lwe- $ 5,000. (Qaphela: La manani ayaphikisana nokukunika umbono wokuba ikholeji ingalunika njani uncedo lwezemali.)
Iindleko zokuhamba zi- $ 20,000 kwaye iyonke iphakheji yoncedo lwezezimali, kubandakanya iimali mboleko, isibonelelo sikaPell, kunye nezibonelelo zeziko yi- $ 18,315. Ke ngoko, usapho lwabafundi kufuneka luze nenye i- $ 1,685. Banokukwenza oku ngaphandle kweepokotho (iikholeji ezininzi zinezicwangciso zokuhlawula), zisebenzisa izifundiswa zangaphandle okanye ngokuthatha imali mboleko.
Umfundi one-EFC 08932
Kwenzeka ntoni xa i-EFC yomfundi iphezulu kakhulu ukuba ingafumana isibonelelo sePell? Ngelixa iintsapho zinokulindela ukuhlawula ngaphezulu epokothweni, isikolo esinezixhobo ezilingeneyo sisenokukwazi ukuhlawula ezinye zeendleko zokuhamba isikolo. Umzekelo, le phakheji yenkxaso mali yomfundi inokubonakala ngoluhlobo:
- Imali mboleko kaRhulumente ye-3,500
- Imali mboleko engafakwanga kwi-Federal eyi-2,000
Ngenani lilonke lemali mboleko ekhutshiweyo, umfundi kunye nosapho kuya kufuneka bahlawule i-24,500 yeedola. Isikolo siyaqonda ukuba nangona usapho lune-EFC ephezulu, i-24,000 yeedola ngonyaka ngexabiso lentengo lisenokuba linyukile. Ke bongeza kwiphakheji yomfundi isibonelelo se- $ 11,000 kwaye bafumana isibonelelo esongezelelekileyo se- $ 1,000 yesebe, esizisa iitotali zomfundi kwi $ 10,500. Eli lixabiso elinokuhlawulwa lusapho lwakhe epokothweni. (Qaphela: La manani ayaphikisana nokukunika umbono wokuba ikholeji ingalunika njani uncedo lwezemali.)
Qaphela: njengoko i-EFC inyuka, uhlobo lokuqala loncedo lokunyamalala yiPell Grant, ilandelwe yiMali mboleko exhaswa ngemali, ilandelwe yiyo nayiphi na inkxaso-mali okanye imboleko-mali enikezelwa sisikolo. Le patheni ixhaphakileyo, nangona onke amabhaso oncedo lwezezimali eya kwahluka.
$ 40,000 I-COA Enesibonelelo Esikhulu
Kule meko, isikolo sinohlahlo-lwabiwo mali lokunika isibonelelo esikhulu esisekwe kwiimfuno, imali mboleko kunye nesibonelelo esikhulu esisekwe kwimfundo. Ukongeza, banemali yokutsala abafundi abaphezulu kwiindawo ezahlukeneyo ukunceda ukujikeleza ikhampasi. Ngenxa yoko, bathathela ingqalelo ngaphezulu kwe-EFC ngelixa bethatha isigqibo ngamabhaso, kwaye benze inqaku lokubonelela ngezibonelelo ezisekwe kulungelo lokufunda kubafundi abafanelekileyo.
Umfundi one-EFC ka-01401
Lo mfundi ufaneleke ukuba afumane uncedo oluncedisayo:
- Pell Isibonelelo $ 4,365
- Imali mboleko kaRhulumente ye-3,500
- Imali mboleko engafakwanga kwi-Federal eyi-2,000
Emva koncedo olwabelweyo, indleko yokubakho isese- $ 30,135. Ngenxa yoko, isikolo songeza:
- Isibonelelo esisekwe ekholejini se- $ 17,000
- Imali mboleko esekwe kwiikholeji eyi- $ 5,200
- I-Merit-based scholarship ye- $ 6,500
Oku kuzisa iindleko zomfundi zokuhamba ukuya kuthi ga kwi-1,435 yeedola. (Qaphela: La manani ayaphikisana nokukunika umbono wokuba ikholeji ingalunika njani uncedo lwezemali.)
Merit Umfundi nge-EFC yama-20000
Amaxesha amaninzi, abafundi kunye neentsapho bakholelwa ukuba abanako ukufaka isicelo kwisikolo esikwiindawo ezingaphandle kohlahlo-lwabiwo mali kuba bengakulungelanga ukufuna. Nangona kunjalo, izikolo ezinezibonelelo ezikhulu zihlala zinezixhobo zokunceda ukuxhasa ngemali imfundo iphela. Lo mfundi ofanelekileyo akazange alungele nayiphi na imali-mboleko esekwe kwiimfuno okanye izibonelelo. Ngale nto ithethwayo, uphumelele ukhuphiswano lukazwelonke, uyasebenza ekuhlaleni ngokuzithandela, kwaye ubambe izikhundla zobunkokeli kwiiklabhu ezimbini esikolweni. Uncedo lwezezimali lunokujongeka ngoluhlobo:
- Imali mboleko engabanjiswanga yeFederal $ 5,500
- Ibhaso lobuNkokeli elisekwe kwiKholeji $ 8,000
- Inkonzo yoluntu esekwe kwiKholeji eyi- $ 5,000
- Ibhaso leSebe elivela kumfundi ekujolise kuye $ 20,000
Lonke olu ncedo luzisa iindleko eziphuma epokothweni zosapho ukuya kuthi ga kwi-6,500 yeedola. (Qaphela: La manani ayaphikisana nokukunika umbono wokuba ikholeji ingalunika njani uncedo lwezemali.)
isibhengezo sokusweleka kwelungu losapho lomsebenzi
Ukuzikhupha
- Iikhowudi ze-EFC zikhethwe ngokungenamkhethe njengoko iisampulu zisasazeka kuluhlu olubanzi ukunika umfanekiso ngokuthe ngcembe ngokwenzekayo njengoko ikhowudi ye-EFC inyuka. Kwakhona, nceda uqaphele ukuba ezi tshathi azenzelwanga ukuba zibe luluhlu olupheleleyo lwazo zonke iintlobo zoncediso kunye nemali mboleko ekhoyo. Zenzelwe kuphela ukubonisa ukuba i-EFC iluchaphazela njani uncedo lwezemali.
- I-EFC ayinampembelelo kwixabiso lokufunda elisekwe kumgangatho. Iimali zokufunda ezifanelekileyo ezikhethwe kule mizekelo zikhethwe ngokungenalusini ukubonisa imizekelo yezikolo ezinikezela ngeemali ezahlukeneyo ngokusekwe kuhlahlo-lwabiwo mali lwesikolo okanye kwindlela aqhuba ngayo umfundi.
- Izikolo zenza konke okusemandleni ukuhlangabezana neemfuno zezemali zomfundi, kodwa ayizizo zonke izikolo ezinebhajethi yokuhlawulela iipesenti ezili-100 zomenzi-sicelo ngamnye. (Abanye bayenza, nangona kunjalo, kwaye kwiimeko ezinjalo i-EFC ichanekile ngokwenene.)
Yenziwa njani iKhowudi ye-EFC
Isitshixo sokuqonda ngoncedo lwezezimali esekwe kwiimfuno silula: umahluko phakathi kwe-EFC yakho kunye nexabiso lilonke lokuBakho elihambelana nezicwangciso zakho zemfundo ziya kugqiba iimfuno zakho zezemali.
Kubalulekile ukuba uqaphele ukuba iindleko zesikolo zokuBakho zibandakanya ukufundiswa, iifizi zabafundi ezifunekayo, izindlu zabafundi, ibhodi, iincwadi, iincwadi kunye nezinto zokuhamba ukuya nokubuya esikolweni.
Ke ikhowudi ye-EFC yenziwa njani?
- Isicelo seSimahla seFederal Student Aid Aid (FAFSA) siqhele ukusetyenziswa Bala ikhowudi yakho ye-EFC . Eli nani lisekwe kwizinto ezahlukeneyo, kubandakanya umvuzo wekhaya, iiasethi zabafundi kunye nabazali, ubungakanani bosapho lwakho kunye nenani lamalungu osapho abhalise kwikholeji ngaxeshanye.
- Ukuba uthathwa njengomfundi oxhomekeke kuwe, ulwazi oluchaza imeko yezemali yabazali bakho luya kusetyenziswa. Ukuba uzimele, iinkcukacha zakho zezemali ziya kusetyenziswa.
- Ukuba unekhowudi ephezulu ye-EFC, oku akuthethi ukuba awunakufumana ncedo lokuya esikolweni. Kuthetha nje ukuba naluphi na uncedo oluvela kumdibaniso olufumanayo lunokuza ngohlobo lweMali mboleko engaNgqiniswanga.
Kuba nje isikolo siyabiza, sukusicima. Ukuba isikolo sinemithombo emikhulu yemali, ungaphela ubhatala kancinci epokothweni kweso sikolo sibizayo xa kuthelekiswa nesikolo esinexabiso eliphantsi esinezixhobo ezimbalwa zoncedo lwezezimali.
Ukuqonda iikhowudi ze-EFC zamaziko
Ezinye izikolo zibonelela ngenkxaso-mali esekwe kwiimfuno zeziko ezahlukileyo kuncedo lwabafundi. Ikhowudi ye-EFC isetyenziselwa ukumisela ukufaneleka kwezi ntlobo zeenkqubo, kodwa inani libalwa ngokwahlukileyo ngokwahlukileyo.
Kuya kufuneka ugcwalise i-FAFSA kunye nawaphi na amanye amaphepha oncedo lwezezimali afunwa sisikolo sakho ukuze ufumanise ukuba yintoni na i-EFC yakho yeziko, nokuba kuthetha ntoni malunga nokukwazi kwakho ukufumana inkxaso-mali yabucala okanye yeziko.
Ezi nkqubo zizodwa zesikolo zihlala zenzelwe ukunceda abafundi abangafanelekanga kokuninzi, okanye nakuphi na, uncedo lukarhulumente, kodwa basadinga uncedo lokuhlawula isikolo.
Izinto ezimisela uNcedo lwakho
I-EFC yakho ayisiyiyo kuphela into emisela ukuba ungakanani uncedo okanye loluphi uhlobo loncedo olufanelekileyo ukuba ulufumane. Ezinye izinto zinokuchaphazela ubungakanani boncedo olufumanayo, kubandakanya:
- Nokuba uceba ukuya esikolweni ngokusisigxina okanye ngokungesosigxina
- Iindleko ezisisiseko zokufunda kwiziko lakho lemfundo
- Umxube weemveliso kwiphakheji yakho yoncedo
Fumana uqikelelo lwe-EFC yakho
Ngelixa kungenakwenzeka ukuba ufumane inani elichanekileyo lekhowudi yakho ye-EFC ngokwakho, iBhodi yeKholeji ibonelela ngekhaltyhuleyitha ye-EFC ekwi-Intanethi onokuyisebenzisa ukuvelisa uqikelelo. Ndwendwela iphepha lokubala le-EFC KwiKholeji.org ukusebenzisa le khalityhuleyitha. (Kwaye qiniseka ukuba ucacisa ukuba uyafuna na ukubala ubumbano okanye ukubala kweziko.)
Musa ukuzibekel 'amangomso izinto
Nokuba ucinga ukuba uza kuba ne-EFC esezantsi kwaye unelungelo lokufaneleka ngoncedo lwezezimali, ungalibazisi ukugcwalisa i-FAFSA kunye nazo naziphi na ezinye iifom zoncedo lwezezimali esikolweni sakho ezifuna ukugcwalisa iphakheji yakho yokuqala yezemali.
Ezinye iinkqubo zomdibaniso nezamaziko ziza kuqala, zisebenza kuqala, ke ufuna ukufaka isicelo ngelixa imali isekhona. Ngokufanelekileyo, kuya kufuneka ugcwalise i-FAFSA yakho ngoJanuwari, usebenzisa ulwazi oluqikelelweyo lwerhafu xa kukho imfuneko (onokulungisa kamva esikolweni xa ikhaya sele liyigqibile irhafu), emva koko ugcwalise naziphi na iifom zoncedo lwezezimali ezithile.
Gcina ukhumbula, ukuba uqikelela ulwazi lwerhafu yosapho lwakho kwi-FAFSA kwaye uqikelelo lwakho lusekude, xa ulungisa i-FAFSA kamva ukubonisa amanani achanekileyo, oku kungayitshintsha i-EFC yakho kunye nephakeji yakho yebhaso.
