Ukuphela kwentwasahlobo kunye nokuqala kwehlobo kuzisa izidanga kumanqanaba amaninzi. Nokuba umfundi ebomini bakho ugqibezela isikolo esiphakathi, isikolo esiphakamileyo okanye ikholeji, imali sisipho esiqhelekileyo kubafundi abaphumeleleyo. Nangona kunjalo, ubungakanani ekufuneka benike bona buyaxoxwa.
uzothini emntwini olahlekelwe ngubhuti
Izikhokelo zeZipho zoPhuculo lweMali
Ukuba uyazibuza ukuba unganika malini na isipho sokuthweswa isidanga, kuya kufuneka uqale uthathele ingqalelo into onokufikelela kuyo kwaye ubudlelwane bakho nalowo uphumeleleyo. Akukho sixa sichaziweyo sokuyalelwa ukuba kufanelekileisipho sokuthweswa isidanga. Nangona kunjalo, kukho izikhokelo ezivela kwiingcali zokukunceda wenze ukhetho.
Amanqaku afanelekileyo- Igalari yeZipho zokuthweswa izidanga
- Izimvo zasebusuku eziphezulu
- Iimbono zezipho zaMantombazana aBafikisayo
Izipho zesikolo esiphakathi
UKUYAUkuthweswa isidanga kwamabanga aphakathiayisosiganeko esihlala sinehypes eninzi njengesikolo esiphakamileyo okanye isidanga sekholeji. Nangona kunjalo, abanye abafundi baqala ukuthumela izaziso zokwazisa abahlobo kunye nosapho ukuba baya kwinqanaba elilandelayo kwimfundo yabo. Kwimeko apho, kusengqiqweni ukuba abazali noomakhulu nootatomkhulu banike isipho sokuvuma impumelelo.
- Mkhulu! Izikolo.org icebisa ukunika ukupasa kumdlalo bhanyabhanya, iivawutsha ze-spa, izatifikethi zezipho okanye ukunxitywa komoya kwizikolo eziphakathi kunemali.
- Ukuba unika imali, i-10-30 yeedola ilungile.
Yimalini oyinikayo kwisikolo samabanga aphakamileyo?
Ukuthweswa isidanga kwisikolo samabanga aphakamileyosisihlandlo esibalulekileyo. Ngenxa yoko, abantu badla ngokunika okuninzi ngakumbi kolu hlobo lokuthweswa izidanga. Inkqubo ye- Umbutho weSizwe weeNtengiso Ucacisile ukuba ngama-52.8% abantu abaceba ukunika imali. Ixabiso liyahluka ngokusekwe kubakaki beminyaka, kodwa abazali ngabona bantu basebenzisa imali ephezulu. Shutterfly Qaphela ukuba uninzi lwezipho ziwela phakathi kwe- $ 20-100 yeedola. Amanani ayahluka ngokuxhomekeke kubuhlobo bakho, kodwa uluhlu lubandakanya:
- Abahlobo kunye nabantakwabo: $ 20-75
- Abazali: $ 100 okanye nangaphezulu
- Oomakhulu nootatomkhulu: $ 50-100 okanye ngaphezulu
I-Etiquette yeZipho zokuthweswa isidanga kwiKholeji
Ukuthweswa isidanga kwikholeji yinto enkulu eyenza abantu abaninzi bazibuze ukuba ingaba isipho esikhulu semali siyafuneka na. IHubhu eKhanyayo ithi abantu abaninzi banika phakathi kwe- $ 100 kunye ne- $ 500 njenge-isipho sokuthweswa isidanga ekholejini. Ngokwesiqhelo, kwisidanga seminyaka emi-2 ukuya kwemi-4, naphina ukusuka kwi- $ 50-100 kufanelekile kumzali, izidanga eziphambili ziya phezulu malunga ne- $ 100 kwisidanga ngasinye. Ukufikelela kwiNkcubeko Ukophula oku koomakhulu nootatomkhulu kunye nabantakwabo:
- Vala izalamane ezinje ngootatomkhulu noomakhulu, oomakazi, njl.njl. $ 50
- Umhlobo osondeleyo: $ 25
- Ukuqhelana okanye osebenza naye: $ 20
Ukunika isipho semali
Ngelixa ezi zizikhokelo ngokubanzi zokuba unike ntoni, ukupha kusekelwe ngokwenyani yakho. Xa ucinga ngokunikela ngesipho semali, uyakufuna ukuthathela ingqalelo iimali zakho kunye nokuba unganakho kangakanani. Ukuba urhola umvuzo ongaguqukiyo, unganikela kancinci. Kwelinye icala, ukuba unengeniso elahlwayo, unokukhetha ukunika ngaphezulu. Imeko yesidanga nayo ifuna ukuba ingene. Ngaba lo mntu uphumelele ngembasa kuwo nawaphi amanqanaba ahlukeneyo? Oku kungavuzwa ngesipho semali esingaphezulu komndilili.
Ubugcisa bokuNika
Xa unika izipho zemali, ufuna ukuqiniseka ukuba uzenza ngokuchanekileyo. Awufuni nje ukunika isidanga isixa semali esixholiweyo ngelixa sikwi-cap kunye nengubo yabo. Ngaphandle kokuba uyila, uyibeke kwifayile ye-ikhadi elinomyalezo owenzelwe wenayeyona ilungileyo. Ukongeza, kuyadimaza ukunika nantoni na kumsitho ngokwawo. Kungenxa yokuba isidanga singaphulukana naso. Linda ukubanika yona kwivula indluukuba banayo okanye bayifake ngeposi. Ukuba oko akunakwenzeka, linda ude uthethe nabo ngasese kwaye ubanike ikhadi.
Izipho zeMali yokuYila
Ukuba ucinga ngokunika isixa semali esifanelekileyo njengesipho, zama ezi ngcinga zoyilo zokubonisa:
- YenzaIintyatyambo zemali zephephangaphandle kwemali.
- Yenza leyingaphandle kwetyala elinye ledola.
- Vuthela iibhaluni ezinemali ngaphakathi.
- Yenza ifayile ye- umthi wemali isipho.
- Nika ikhalenda ngemali eqhotyoshelweyo kwinyanga nganye.
- Nika ibhanki yehagu ngeebhiliyoni ezingama-20 zeedola ezifakwe ngaphakathi.
- Tuck imali kwi-albhamu yezithombe ezaliswe yimifanekiso ekhokelela ekuphumeleleni.
- Qengqa amatyala edola kwaye uzilungiselele ukwenza ikeyiki egalelweyo, ekhuselweyo ngentambo.
- Tuck imali kwimpahla yesikolo, njengepenisi yokubamba okanye incwadana yokubhalela.
Izipho zeMali ziGqwesile
Izipho zokuthweswa izidanga zezemali yingcamango ebalaseleyo enezinto ezininzi ezinokubakho. Yenza into eyahlukileyo ngesipho sakho semali kwaye wenze umboniso into oza kuyikhumbula. Umfundi wakho ophumeleleyo uya kusixabisa isenzo, nokuba ungamnika malini.
