Ukuba wena neqabane lakho aninathemba lokuphinda niphinde nibe nokungavisisani, uqhawulo-mtshato lusenokuba kuphela kwendlela onokuthi ukhethe ngayo. Ngaphambi kokufaka uqhawulo mtshato eAlabama ubuncinci iqabane elinye kufuneka lihlale eAlabama iinyanga ezintandathu .
Izizathu zoqhawulo mtshato
Umlingane ogcwalisayo kufuneka akhethe nesizathu (umhlaba) woqhawulo mtshato. IAlabama ivumela zombini ukungabi nasiphoso kunye noqhawulo mtshato olusekwe kwisiphoso.
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No-Fault Uqhawulo-mtshato
Ukuba ufuna ukufaka uqhawulo mtshato olungenasiphoso, unokukhetha esinye sezizathu ezithathu:
- Ukungangqinelani
- Umtshato 'uqhawulwe ngokungenakuphikiswa'
- Iqabane lakho likushiye ngokuzithandela ubuncinci unyaka, kwaye awuzange usondelelane ngelo xesha
Uqhawulo-mtshato Olunetyala
Ngenye indlela, izizathu ezisisiseko seAlabama zibandakanya:
- Ukungakwazi komzimba ngokwasemzimbeni okanye ngokwasemzimbeni ngexesha lomtshato
- Ukukrexeza
- Ukuvalelwa iminyaka emibini ubuncinci isigwebo seminyaka esixhenxe ubuncinci
- 'Ulwaphulo-mthetho ngokuchasene nendalo,' olunokwenzeka ngaphambi okanye emva komtshato
- Iziyobisi okanye iziyobisi
- Ukuvalelwa kwiziko labagula ngengqondo iminyaka emihlanu ubuncinci
- Ukukhulelwa komfazi ngexesha lomtshato engazi umyeni ukuba umntwana ngowomnye umntu
- Udlama lasekhaya
- Ukwahlukana iminyaka emibini ubuncinci apho umfazi engakhange afumane nkxaso-mali kumyeni
Uqala njani
Ukugcwalisa uqhawulo mtshato eAlabama kufuna amanyathelo aliqela. Kuxhomekeka kwisithili sakho, kuya kufuneka ufake iifayile ezongezelelweyo. Ukuba unempahla yenkundla eyahlulahlula abantwana abancinci, kuya kufuneka uqeshe igqwetha. Ukuqala uqhawulo-mtshato eAlabama kufuneka:
- Faka ifayile yoqhawulo mtshato Isikhalazo kwaye Ubungqina bommangali kwindawo efanelekileyo inkundla yesekethe . Kwezi fom kuya kufuneka uqinisekise ukuba awunabo abantwana abancinci kwaye wena neqabane lakho nivumelene ngendlela eniza kwahlula ngayo ii-asethi zenu.
- Ummangali emva koko uya kunikezela ngeSikhalazo kummangalelwa (angafayilthi) iqabane. Ngokwesiqhelo, isherifu okanye ipolisa kwibala ohlala kulo liyakumnceda ummangalelwa. Unokuqesha inkqubo yabucala yokuhambisa isikhalazo kwiqabane lakho.
- Umlingane omangalelweyo uneentsuku ezingama-30 zokuphendula kwiSikhalazo ngoqhawulo-mtshato. Olu xwebhu lubizwa ngokuba yi Phendula. Lithuba lommangalelwa ukuba axelele elakhe icala kwaye acele nantoni na eyahlulahlula ipropathi okanye inkxaso ayinqwenelayo.
- Ukuba ummangalelwa uyasilela ukuphendula kwiSikhalazo, ummangali angacela inkundla ukuba ikhuphe isigwebo esingagqibekanga , enika iqabane lokugcwalisa yonke into eceliweyo kwiSikhalazo. Okwangoku, inkundla ayiqwalaseli naziphi na izichaso ezivela kumlingane ophendulayo. Endaweni yokuba ijaji isekele isigqibo sayo kuphela kubungqina nakubungqina obuziswe liqabane eligciniweyo.
- Kukho ixesha lokulinda leentsuku ezingama-30. Emva kwexesha lokulinda, yakuba ijaji ifikelele kwisigqibo, utyikitye isigqibo sokugqibela soqhawulo-mtshato, esiphelisa ngokusemthethweni umtshato kunye neenkqubo zoqhawulo mtshato.
Ukwahlula iPropati
IAlabama yindawo yokuhambisa ngokulinganayo. Phantsi komthetho weAlabama, iinkundla zisasaza ipropathi ngokwe-a Uluhlu lokuqwalaselwa , ezibandakanya kodwa azikhawulelwanga:
- Isakhono seqabane ngalinye lokufumana emva koqhawulo mtshato
- Igalelo lomlingane ngamnye lenze imali emtshatweni
- Nokuba elinye iqabane lihleli ekhaya njengomenzi wekhaya (ukukhathalela abantwana, njl.
- Nokuba elinye iqabane lafunyanwa lichitha imali ngexesha lomtshato
- Ukuba ipati kufuneka iqhubeke nokukhathalela abantwana
- Ukuba elinye iqabane laqhatha kwelinye okanye lalinokuhlukumeza
- Ubudala, impilo kunye nokubanako kwamaqabane ukuzenzela izinto ngokuzimeleyo
Iinkundla ziya kuthi zibonakalise ukuba umtshato uthathe ixesha elingakanani. Ngokubanzi, okukhona utshatile ixesha elide, kokukhona kunokwenzeka ukuba ipropathi izokwabiwa ama-50/50.
Umanyano
E-Alabama, naliphi na iqabane linokucela isondlo. Inkundla inganikezela ngesondlo xa kuqhawulwe umtshato, kodwa iya kuqwalasela kuphela isondlo , okanye 'isibonelelo senkxaso', ukuba elinye iqabane linesidingo kwaye elinye linakho ukuhlawula. Ukufumanisa ukuba inkxaso yomlingane ilungile, kwaye kufuneka ihlale ixesha elingakanani, iinkundla zaseAlabama zisebenzisa izinto ezifanayo abazenzayo xa bethatha isigqibo malunga nokwahlulwa kwepropathi, kubandakanya kodwa kungaphelelanga apho:
- Ixesha elingakanani isibini sitshatile
- Inqanaba lemfundo kunye namandla okufumana iqabane elenza imali encinci
- Umahluko wengeniso phakathi kwababini abatshatileyo
- Nakuphi na ukungaziphathi kakuhle okanye impazamo emtshatweni ekhokelele kuqhawulo mtshato
- Indlela yokuphila eyayigcinwa ngexesha lomtshato
Ukongeza, inkundla inokuthi ithathele ingqalelo ukunika elinye iqabane inxenye yesibonelelo seqabane lomhlala phantsi, ukuba isibini sitshatile ngaphezulu kweminyaka elishumi.
Ukugcina abantwana
Kuwo nawuphi na uqhawulo-mtshato, kubalulekile ukuba inkundla iqwalasele ngononophelo iimfuno zabantwana.
Ukugcinwa Komntwana
Iinkundla zaseAlabama zikhetha ukunika abazali bobabini ilungelo lokugcina kunye, bobabini abazali badlala indima ebalulekileyo ekukhuliseni abantwana. Ukumisela ukuba ilungelo lokuhlala kunye lidibene lilungile, iinkundla zijonga izinto ezininzi, kubandakanya:
- Nokuba umzali ngamnye uyavuma na kwilungelo lokugcina umntwana nelinye
- Nayiphi na imbali yokuphathwa gadalala kwabantwana, okanye nayiphi na into enokubakho yokuphathwa gadalala, ukungahoywa okanye ukuxhwilwa
- Basondele kangakanani abazali omnye komnye
- Ukukwazi kwabazali ukusebenzisana kunye ekwabelaneni ngabantwana
Inkxaso yomntwana
Ngaphantsi komthetho weAlabama, umzali ngamnye unembopheleleko yokubonelela ngenkxaso yemali kubantwana bakhe abancinci.
Ukuya phambili
Ukuqhubela phambili noqhawulo mtshato sisigqibo esikhulu. Kuxhomekeka kwimeko yakho, unokuba uqokelele iiasethi ezibalulekileyo ekufuneka zixatyisiwe zahlulwe. Ukuba unabantwana, unokukhathazeka malunga nokubancothula kwikhaya losapho. Ukufunda ngenkqubo yoqhawulo-mtshato eAlabama kunokukunika uxolo lwengqondo njengoko ulungiselela ukuphelisa umtshato wakho kunye nokulungisa ubomi bakho. Ukuba ityala lakho libandakanya imiba enzima ngakumbi, kuya kufuneka ufune uncedo lwegqwetha.
Indoda ye-aquarius ithi iyakuthanda
