Ngaba iziCwangciso zoKhuseleko lweMoto zixabisa iMali?

Amagama Aphezulu Ebantwaneni

Umfazi ojonga amaxwebhu okuthengisa iimoto

Nokuba uthenga isithuthi esitsha okanye esele sisebenzile, amathuba okuba umthengisi akunike isicwangciso sokukhusela imoto ngexesha lentengiso. Esi sicwangciso, sikwabizwa njengewaranti eyandisiweyo, siyilelwe ukugubungela ukulungiswa kwemoto yakho emva kokuba ixesha lewaranti yomenzi liphelile. Nangona oku kunokuvakala ngathi ngumbono olungileyo, zininzi izinto ekufuneka ziqwalaselwe ngaphambi kokuba ubhalisele le nkonzo.





Iindleko kunye nexabiso leeWaranti ezongezelelweyo

Ngaphambi kokuba uthathe isigqibo sokuba ngaba isicwangciso sokhuselo lwemoto sikulungele na, kubalulekile ukuqonda iindleko eziqhelekileyo zolu hlobo lwewaranti kunye nendlela ethelekiswa neendleko zokulungisa iimoto. Yonke imeko yahlukile, kodwa ukwazi iziseko kunokukunceda wenze isigqibo.

Amanqaku afanelekileyo
  • Iwaranti eyongezelelweyo kwi-Intanethi
  • IiHarry Odyssey iiWaranti ezongezelelweyo
  • I-Inshurensi yokuQeshisa ngemoto yeHlabathi

I-avareji yexabiso lesiCwangciso soKhuseleko lweMoto

Ngoku ka Unyamezelo Inkampani ebonelela ngezi ziqinisekiso, indleko eziphakathi zesicwangciso sokukhusela isithuthi ukusuka kwi-300 ukuya kwi-700 yeedola ngonyaka. Kukho inani lezinto eziguquguqukayo ezinokuthi zenze isicwangciso sibe ngaphezulu okanye kungabizi kakhulu, kubandakanya ixabiso lesithuthi, ubudala bemoto, kunye nokusetyenziswa kwemoto. Uhlobo lwesicwangciso osikhethayo nalo luyinto, njengendawo okuyo.



Umndilili weendleko zoNyaka zoLungiso lweMoto ngokobudala beZithuthi

IiNgxelo zabaThengi uqokelele idatha eninzi kwiindleko zobunini bemoto, kubandakanya nendleko zokuyilungisa. Ungayisebenzisa itshathi ukufumanisa ukuba kubiza malini ukuba nesithuthi sakho ekuhambeni kwexesha kunye nokuba ungalindela ukuchitha malini kulondolozo kunye nolungiso.

Ngokwedatha yeNgxelo zabaThengi yeendleko zeemoto eziphakathi zonyaka ezingama- $ 9,100, ungalindela ukuhlawula umndilili woluhlu lwamatyala:



Ubudala beSithuthi I-avareji yeendleko zoLondolozo kunye noLungiso
Unyaka omnye Ngaphantsi kwama- $ 900
Iminyaka emithathu Malunga ne- $ 1,900
Iminyaka emihlanu Malunga ne- $ 3,800
Iminyaka esibhozo Malunga ne- $ 5,400

Ukubonelela ngeWaranti

Nangona ukuthelekisa umndilili weendleko zokulungisa kunye nokulungisa kunye nexabiso lonyaka eliqinisekileyo lewaranti eyandisiweyo kubonisa ukuba ezi zicwangciso zinokubonelela ngendleko zokonga, kubalulekile ukuba uqwalasele ukuba yintoni na kwaye ayifakwanga phantsi kwewaranti. Ngoku ka DMV.org , ezi zinto zilandelayo ngokubanzi azigutyungelwanga ziwaranti ezandisiweyo:

  • Amavili
  • Iziqhoboshi
  • Ipeyinti
  • Iinkqubo zokukhupha
  • Ukutshintsha iibhalbhu zokukhanya
  • Iibhetri zezithuthi
  • Umothuko

Ukongeza, uninzi lweewaranti azizibandakanyi iinxalenye ezigugileyo kwaye zandisa kuphela ukugubungela kula malungu aqhekezayo.

Oku kuthetha ukuba inxenye enkulu yeendleko zokulungiswa kunye nokugcinwa kwesithuthi sakho ayizukugutyungelwa sisicwangciso sokhuselo.



Ukulinganisa uKhetho lwakho

Nokuba iwaranti eyandisiweyo iyayixabisa imali ixhomekeke kwimeko yakho. Ezi zicwangciso zinezibonelelo kunye nezinto ezingalunganga ezinokuthi okanye zingasebenzi kuwe.

Izinto eziluncedo zeeWaranti ezongezelelweyo

Ngoku ka JD Amandla kunye nabaNxulumene , unokufuna ukuqaphela isicwangciso sokukhusela imoto ngezi zizathu zilandelayo:

  • Kwezinye izithuthi, olu hlobo lwesicwangciso lungakongela imali ebalulekileyo kulungiso. Ezi ziqinisekiso zigubungela uninzi lolungiso olubiza kakhulu, kwaye ukuba ezo zinto zenzeka kuwe, ungagcina imali phambili.
  • Uya kuba noxolo lwengqondo usazi ukuba ukulungiswa kugutyungelwe. Ukuba ukhathazekile ngokulungiswa kwemoto, oku kunokuba luncedo.
  • Unokwenza isicwangciso sokhuselo sihambelane neemfuno zakho, kuba zininzi iindlela onokukhetha kuzo.
  • Ukuba uthenga iwaranti kumthengisi, awuzukuba naxhala lokwenza iintlawulo zenyanga kuyo okanye ukuphatha nayiphi na into ebhaliweyo.

Ukungancedi kweeWaranti ezongezelelweyo

Kukwakho nezizathu ezininzi zokuba isicwangciso sokhuselo lweemoto singangabi lukhetho oluluncedo

  • Iwaranti ayigubungeli yonke into, ke maninzi amathuba okuba uqhubeke nokuhlawula ulungiso oluninzi.
  • Kuya kufuneka ulungiswe ngumboneleli ngenkonzo okhethwe yinkampani yewaranti. Oku kunokuba okanye kungakulungeli.
  • Uya kufuneka uhlawule iwaranti, nokuba ingaba imoto yakho iphela ifuna ukulungiswa okulungiselelwe.

Iimeko apho isiQinisekiso sinokwenza iSense

Yonke imeko yobunini bemoto yahlukile, kwaye zininzi iiwaranti ezahlukeneyo onokukhetha kuzo. Nangona kunjalo, ukuba enye yeemeko ngokubanzi isebenza kuwe, kunokuba kufanelekile ukuyothenga isicwangciso sokhuselo esandisiweyo kwisithuthi sakho:

  • Unemoto enembali yokungathembeki. Ukuba ungumnikazi wemodeli yezithuthi ethanda ukophuka, ngakumbi ezo zibandakanya ukulungiswa kwewaranti ziya kugubungela, emva koko iwaranti inokuba licebo elihle kuwe.
  • Uceba ukuba nemoto yakho iminyaka emininzi kwaye uza kuyiqhuba ngaphezulu kweekhilomitha ezingama-20 000 ngonyaka. Ukuba uqhuba kakhulu kwaye ugcina iimoto zakho zide zingabi nakulungiswa, iwaranti inokugcina ikongela imali. Ivenkile enye isekwe kubudala besithuthi, endaweni yokuhamba ngemayile.
  • Unemoto eneenkqubo ezininzi zobuchwephesha ezinokuthi zisilele. Iimoto zanamhlanje zihambele phambili kwezobuchwephesha, kwaye ezinye iimodeli zinazo zonke iindlela zobuchwephesha ezikhoyo. Ezi nkqubo ziluncedo, kodwa zikwabonisa ithuba lokuba into ihambe gwenxa. Iiwaranti ezininzi zigubungela olu hlobo lolungiso.

Xa isiCwangciso sokuKhuselwa kweMoto ayisiyiNtetho entle

Kukwakho neemeko apho ukuthenga isicwangciso sokukhusela imoto ngokulula kungafanelekanga ngemali. Oku kunokuba njalo ukuba oku kulandelayo kuyasebenza kuwe:

  • Unemoto eyaziwayo ngokuthembeka kwayo. Ezi moto azifane zenzeke, oko kuthetha ukuba ngekhe usebenzise iwaranti.
  • Awuyiqhubi rhoqo imoto yakho. Ukuba uqhuba isithuthi sakho rhoqo, ubeka uxinzelelo kwiinkqubo zayo kwaye akunakufane kwenzeke ukuba ulungiswe.

Indlela Yokugqiba

Xa kuziwa ekuthatheni isigqibo malunga nokuba ungayithenga na iwaranti eyandisiweyo kwisithuthi sakho, landela la manyathelo ukwenza isigqibo sakho:

  1. Fumana ukuba iwaranti eyandisiweyo iya kubiza malini kwisithuthi sakho. Thetha kumthengisi nakubanikezeli abazimeleyo abazimeleyo ukufumana uqikelelo. Yazi ngokuchanekileyo ukuba iwaranti iya kugubungela.
  2. Funda malunga nokuthembeka kwemoto yakho. Ungajonga imoto yakho phezulu IiNgxelo zabaThengi ukubona indlela iinkqubo zayo eziye zaqhubeka ngokuhamba kwexesha. Oku kunokukunika ingqiqo yokuba ngaba uya kufuna ukulungisa ngexesha lakho isithuthi.
  3. Ngokusekwe kwinto oyifumanayo malunga nokuthembeka kwemoto, qikelela ukuba uza kuchitha malini kulungiswa kweemoto kubomi bemoto yakho. Thelekisa eli nani neengcaphuno ozifumene kwisicwangciso sokhuselo lwemoto.

Kuxhomekeke kwimeko yakho

Nokuba isicwangciso sokukhusela imoto asixabisi mali ixhomekeke kwimeko yakho ethile. Thatha iminyaka kunye nokuthembeka kwemoto yakho, kunye neendlela oqhuba ngazo, xa usenza isigqibo malunga nokuba uluthenge na olu hlobo lwesicwangciso.

Iclaloria Calculator