Ngaba ujonge ulwazi malunga neenkqubo zesibonelelo ezinokuthi zincede ekuhlawuleni imali mboleko? Ngokusebenzisa ISebe lezeZindlu noPhuhliso lweeDolophu (HUD), urhulumente womanyano ubonelela ngoncedo lokuhlawula ngokubambisa kuluntu. Amazwe kunye neearhente ezingenzi nzuzo zilandele ukukhokelwa ngurhulumente womanyano kwaye zikwabonelela ngezibonelelo zokuhlawula imali mboleko. Ngelixa kukhuphiswano, ezi zibonelelo zinokunceda abaninimzi ukuba babuyele kwiinyawo zabo kwaye banqande ukubhengezwa.
Izibonelelo zichaziwe
Isibonelelo liwonga lemali ekungafuneki ukuba lihlawulwe. Izibonelelo zihlala zibonelelwa yimibutho engenzi nzuzo, iiarhente zezindlu, oorhulumente baseburhulumenteni kunye norhulumente. Iimali ezinikezelweyo zisebenziseka kuphela ngenjongo ebezinikezelwe yona kwaye uninzi lweearhente zifuna abamkeli ukuba bangenise uhlaziyo lwamaxesha ngamaxesha lubonisa indlela ezasetyenziswa ngayo iimali ukuqinisekisa ukuba azisetyenziswa gwenxa.
Amanqaku afanelekileyo- Izibonelelo zeZindlu zooMama abaNgenaqabane
- Ufuna Uncedo lwezeMali ukuHlawula iiNtlawulo zeMali mboleko eziNgasemva
- Iinkxaso-mali zokuhlawula abaseTyhini
Ukusilela kwentlawulo kwahlulahlula izibonelelo kwimali mboleko. Iiarhente ezininzi zibonelela ngemali mboleko ephantsi okanye engenayo inzala kubathengi basekhaya bokuqala kunye nabantu abasokolayo ngokuhlawula imali mboleko. Iinkqubo zoncedo lwemali zixhaphake kakhulu, kodwa ziinkqubo ezahlukeneyo.
Izibonelelo zinikezelwa ngenkqubo yokukhuphisana. Izicelo ngokwazo zinzima kakhulu kwaye ukusilela ukuphendula nawuphi na umbuzo kunokubangela ukwaliwa. Iindaba ezimnandi zezokuba kukho izigidi zeedola kwimali yesibonelelo enikwa unyaka nonyaka. Uninzi lwezibonelelo zinikezelwa kuphela kubantu abambalwa okanye kubafaki zicelo abahlangabezana neziqinisekiso ezithile, njengokufumana umvuzo ophantsi. Ezi zithintelo zinciphisa inani lezicelo, oko kuthetha ukuba kuncinci ukhuphiswano lwebhaso. Akukho mda kwinani lamaxesha umfaki-sicelo anokufaka isicelo segranti, nto leyo eyonyusa ngakumbi amathuba okufumana imali ebonelelweyo.
IziBonelelo zeNtlawulo yeMali mboleko ezifumanekayo
Zininzi izibonelelo ezahlukeneyo ezikhoyo; ukufaneleka kwezi zibonelelo kuxhomekeke kwingeniso, ukuhlala, ixabiso lendlu, kunye nemali yokuhlawula imali mboleko. Ukongeza ekwenzeni iintlawulo zobambiso, uninzi lweegranti zibonelela ngoncedo kuthethathethwano ngentlawulo engezantsi yobambiso.
Ukugcina amaQhinga okuFunda oBunini-ndlu noKonga
Yenziwe yiMali yoLawulo lwaMazwe ngaMazwe kunye neeNkonzo zokuCebisa ngeMboleko zabaThengi, esi sibonelelo sinceda abaninimzi abaphose enye okanye ezingaphezulu zokuhlawulwa kwempahla ngokubuyisa ubambiso lwabo. Phantse i-1 yezigidi zeedola zifumaneka kubanini bamakhaya kumazwe athile.
indlela yokujongana namalungu osapho angenanto
Inkqubo yokuThintela ukuBanjiswa kweMboleko
Ukunikezelwa yiTwin Cities Habitat yoLuntu, esi sibonelelo sinika abahlali abajongene noncedo lokuthintela ukuhlawulwa kwemali mboleko. Phantse i-35,000 yeedola kwimali iyafumaneka.
I-Arhente yokuSebenza yoLuntu ye-Erie
Le arhente yoluntu ibonelela ngoncedo kubahlali base-Erie abajongene nokuhluthwa ngenxa yokuhlawulwa kwemali mboleko. Abafakizicelo banokuba kuncinci kwinyanga enye ngasemva kwiintlawulo zabo ukuze bafaneleke. Iarhente ineedola ezingama-41,000 ezifumanekayo zoncedo.
ungayibuyisa imoto emva kokuyithenga?
Udibaniso lwaseKhaya lwaseDallas, iklabhu yabathengi basekhaya
Iqulethwe ngamaziko okubolekisa angenzi nzuzo kunye nabakhi bezindlu, le arhente yenza ukuba izibonelelo zokuhlawula imali mboleko zifumaneke kumalungu. Abamkeli banokufumana kangange- $ 2,500 yeentlawulo zabo zobambiso.
Fumana iSibonelelo sokuNceda ngeNtlawulo yeMali mboleko
Inyathelo lokuqala lokufumana isibonelelo sokunceda kwintlawulo yemboleko kukunxibelelana neofisi yakho ye-HUD yendawo. Ii-satellite zee-HUD zihlala kwizixeko ezikhulu, kodwa iidolophu ezincinci zihlala zinikezela iinkonzo zazo kwimibutho engenzi nzuzo. I-ofisi yakho yengingqi iya kukuxelela malunga neegranti ezikhoyo kwingingqi yakho kunye nendlela yokwenza isicelo sayo.
Nangona kunjalo, kuya kufuneka uphinde uphande ngokwakho. Ngelixa i-ofisi ye-HUD iza kwazi ngezibonelelo ezininzi ezahlukeneyo, akunakulindeleka ukuba bazi ngazo zonke. Inkqubo ye- iwebhusayithi yesibonelelo sikarhulumente , Igunya lezindlu lesixeko, kunye neearhente zezindlu ezingenzi nzuzo zizibonelelo ezilungileyo.
Inyathelo elilandelayo kukuphanda nzulu ngezi zibonelelo ukuze uqiniseke ukuba uyanelisa iikhrayitheriya zokufaneleka kwaye ugcwalise izicelo zabo. Ukuntsokotha kwezicelo zesibonelelo kwenza ukuba kungabinanto ukufaka isicelo seegranti ongafanelekanga kuzo. Gcina ixesha lakho ngokuzalisa kuphela izicelo zezo nkxaso-mali oziva unethuba lokuzifumana. Imibutho engenzi nzuzo yezindlu kunye negunya lendlu yesixeko sakho banokukunceda ngesicelo sakho.
Lungiselela ukuchitha ixesha uhleli ulindile. Isicelo ngasinye siphononongwa kakuhle yi-arhente yokwenza izibonelelo, ngamanye amaxesha ibangela ixesha elide phakathi kokungenisa isicelo sakho naxa wazisiwe ngesigqibo. Okwangoku, musa ukuyeka ukwenza iintlawulo zakho zobambiso, okanye ubuncinci uhlawule kangangoko unako, okanye kunokubonakala ngathi awuyithathi nzulu imbophelelo yakho yobambiso.
