Ingcinga yokuhlawulela ukuhlala kwikhaya labantu abalupheleyo inokuziva yoyika. Abantu abaninzi baqala ukubuza ukuba okanye uza kuhlala ixesha elingakanani kwiMedicare yokuhlala ikhaya labongikazi? NgelixaUnyangoayenzelwanga ukuhlala kumakhaya abantu abalupheleyo, inokugutyungelwa ukuba uhlangabezana neemfuno ezahlukeneyo.
unxibelelana njani kwakhona nomntakwenu ohlukanisiweyo
Zingaphi iintsuku eziza kuhlawulwa nguMedare kwiKhaya labaNesi?
I-Medicare yinkqubo yeinshurensi yezempilo ekhoyoUkhuseleko lweNtlalontleabaneminyaka engama-65 ubudala okanye ngaphezulu, abantu abakhubazekileyo, abo bafumana inqanaba lesine lokusilela kwezintso, okanye abantu abafumeneIziBonelelo zoKhuseleko lweNtlalokwiinyanga ezingama-25 ezidlulileyo okanye ngaphezulu. I-Medicare akufuneki ibhidaniswe nayoUnyango, eyinkqubo kaRhulumente kunye neFederal efumanekayo kubantu abanengeniso encinci kunye neeasethi.
Amanqaku afanelekileyo- Izitayile ezinde zabafazi abaDala
- Iindawo ezili-10 ezingahlawulisi irhafu yomhlala-phantsi
- Imifanekiso yokuHlala kwaBantu abaDala ngokuSebenza
Iintsuku ezili-100 zeMedicare ngokugula
Kulabo bazibuza, 'Iza kuhlala ixesha elingakanani i-Medicare ngokuhlala kwikhaya labantu abalupheleyo?' inyaniso kukuba, ngokuqhelekileyo, i-Medicare ayihlawuli ngononophelo lwexesha elide. Yenzelwe ukunceda ukuhlawula iindleko zononophelo lwezakhono ezifunekayo emva kokuhlala esibhedlele kunye nokugubungela kubandakanya ukuya kuthi ga Iintsuku ezili-100 zeenkonzo ngokugula . 'Unonophelo lwezakhono' ngale ndlela kuthetha ukuba iinkonzo zokonga okanye zokubuyisela kwimeko yesiqhelo ezenziwa ziingcali ezikwaziyo ukulawula nokuvavanya ukhathalelo kunye neemfuno zesigulana. Ukuhlala ixesha elide kumakhaya abalupheleyo kuwela phantsi kodidi olwahlukileyo kwaye akubandakanywa kwizicwangciso zeMedicare.
Ukufunyanwa kweMedare kwiintsuku ezingama-20 zokuqala
Nje ukuba umntu othabathe inxaxheba kwi-Medicare abhalise kwindawo evunyiweyo ye-Medicare, i-Medicare igubungela ezi ndleko zilandelayo kwiintsuku ezingama-20:
- Igumbi labucala labucala
- Ukutya
- Abongikazi abanezakhono kunye neenkonzo zokubuyisela kwimeko yesiqhelo
- Izinto eziyimfuneko zonyango
Ukufunyanwa kweMedicare emva kweentsuku ezingama-20 zokuqala
Emva kweentsuku ezingama-20 zokuqala, abathathi-nxaxheba beMedare baya kuba noxanduva lwemihla ngemihla Ixabiso lecopay le- $ 170.50 (2019) kwiintsuku ezingama-80 eziseleyo zeentsuku ezili-100. Emva komhla we-100, umntu othabatha inxaxheba kwi-Medicare uxanduva lweepesenti ezili-100 zeendleko. Ukuba ngaba i-Medicare ayisabhatali kwaye isigulana asinakho ukuhlawula, ikhaya labongikazi liya kukhupha isaziso esibhaliweyo sokungabhatalwa. Nje ukuba kukhutshwe isaziso, ikhaya labongikazi linokusikhupha isigulana ngosuku olulandelayo.
Isaziso sokungagubungeki kunye nezibheno
Isaziso sokungagubungeli kufuneka sibandakanye inkcazo yendlela yokufaka isibheno esikhawulezileyo kwiQIO (uMbutho woPhuculo loMgangatho). Ngokukhawuleza isibheno senziwe, ngcono. Ngelixa isibheno siqwalaselwa, ukhathalelo luyaqhubeka ngaphandle kweendleko, kodwa ukuba i-QIO iyayikhaba ingxelo, umthathi-nxaxheba kwi-Medicare uya kuba noxanduva lweendleko ezenziweyo okwangoku Ukuba i-QIO iyayikhaba ingxelo, inyathelo elingaphezulu lezomthetho iya kuba kukubhena kwiJaji yoMthetho woLawulo ngoncedo lwegqwetha.
Iimfuno zokuFaneleka kweKhaya labahlengikazi
Ukuze ube nakho ukulungela ukhathalelo lwamakhaya abalupheleyo ngazo zonke okanye ezinye iinkonzo ezihlawulwe yiMedicare, okokuqala umntu kufuneka alungele ukufumana izibonelelo. Ukufaneleka kubandakanya ukuhlala esibhedlele okungenani iintsuku ezintathu phantsi kolawulo lwabasebenzi abaqinisekisiweyo boNyango. Oku kuhlala esibhedlele kufuneka kwenzeke iintsuku ezingama-30 (okanye ezimbalwa) ngaphambi kokufudukela kwikhaya labalupheleyo. Okwesibini, ikhaya labongikazi olikhethileyo kufuneka libe yiMedicare kunye neMedicaid-eqinisekisiweyo yeMedare ukuba ihlawule. Ukufumana indawo yokundwendwela eqinisekisiweyo ye-Medicare kunye neMedicaid Unyango.gov .
Unonophelo lweKhaya labaNesi lilungele iMedicare
Amanqaku aphambili ekufuneka awazi kukuba kufanelekile ukuhlala kwikhaya labongikazi ligutyungelwe yiMedicare, ezi mfuno zilandelayo kufuneka zifezekiswe:
iisampulu zeleta zothando ngqo entliziyweni yakho
- Ikhaya labongikazi kufuneka livunywe lonyango
- Umntu othabatha inxaxheba kwi-Medicare kufuneka angene kwikhaya labongikazi kwiintsuku ezingama-30 zokuhlala esibhedlele iintsuku ezintathu okanye nangaphezulu.
- Umntu othabatha inxaxheba kwezonyango kufuneka afune ukhathalelo lwezakhono.
- Unyango olufunekayo kufuneka lu-odolwe ngugqirha kwaye lwenziwe yi-LPN, RN okanye ngumzimba.
- Ngokubanzi, i-Medicare igubungela ukhathalelo olukhulu, kodwa ayihlawuli iinkonzo ezifunekayo ukunceda kwimisebenzi yemihla ngemihla enjengokunxiba okanye ukuhlamba.
Ukubonelelwa kweKhaya labaNesi abaNyango kuneeMfuno eziQinisekileyo
Ezi mfuno kufuneka zihlangabezane nezigulana ukuze i-Medicare ikhusele ukuhlala kwamakhaya abalupheleyo ingqongqo, kwaye eyona nto ibalulekileyo ekufuneka uyikhumbule kukuba nokuba ezi mfuno zifezekisiwe, i-Medicare iya kuhlawula kuphela ixesha elilinganiselweyo. Ngesi sizathu, kubalulekile ukuba uqwalasele ezinye iindlela zokuhlawula ixesha elide ngaphambi kokufuneka kukhathalelo lwamakhaya abalupheleyo.
