Ngaba uRhulumente uza Kukungcwaba mahala?

Amagama Aphezulu Ebantwaneni

Umama nabantwana ababini emngcwabeni

Ukujongana nokungcwatywa, ukutshiswa komzimba kunye neendleko zomngcwabo kunokuziva uxinzelelo emva kokuba umntu omthandayo eswelekile. Ukuba awukwazi ukubhatalela ukungcwatywa okanye ukutshiswa komzimba, zininzi iinkqubo ezinokukunceda. Zonke iinkqubo ziya kufuna amaxwebhu athile ukuqinisekisa ukuba uyafaneleka na.





Ngaba urhulumente uza kukungcwaba mahala xa upasa?

Ukuba unobungqina bokuba awukwazi ukuza nemali yokungcwaba okanye yokutshisa isidumbu, kwaye uhlangane nemigangatho ethile yenkqubo okanye inkqubo yaseburhulumenteni, urhulumente okanye ilizwe baya kumngcwaba okanye batshise umntu ongasekhoyo ngentlawulo ephantsi okanye simahla.

Amanqaku afanelekileyo
  • Imigaqo nemigaqo yokungcwaba eluhlaza
  • Izinketho zeCasket ezingabizi kwaye ungazifumana phi
  • Amasiko okufa eAfrika

Xela uNcedo ngeNdleko zokuNgcwaba

Amazwe amaninzi anikezela ngenkqubo yokungcwatywa kunye nokutshiswa komzimba ukuba awunakukwazi ukuhlawulela ezi nkonzo. Amazwe angafakwanga ayinayo inkqubo ebanzi kurhulumente, kodwa anikezela ngeenkqubo ezahlukeneyo zommandla. Ukubona ukuba yeyiphi na inkqubo yokuncedisa emngcwabeni, yiya kwiSebe leeNkonzo zoLuntu, iSebe lezeMpilo yoLuntu, okanye iwebhusayithi yeSebe lezeNtlalontle okanye iofisi ukuze ufumane ulwazi oluthe kratya. Amazwe aneenkqubo zikarhulumente ngokubanzi zibandakanya:



Ngubani ofanelekileyo kuNcedo lukaRhulumente kuMngcwabo?

Amabanga emfundo aya kwahluka ngokuxhomekeka kwinkqubo oyifaka kuyo. Ezinye iinkqubo zijolise ekuncedeni amagqala, abasebenzi bezomkhosi, kunye neentsapho zabo, ngelixa abanye bencedisa abo baphantsi komvuzo ochaziweyo. Ezinye iinkqubo zamiselwa ukunceda iintsapho zabo basweleke ngenxa yeentlekele zendalo.

ngowuphi umnwe wokufaka umsesane wesithembiso
Amatye amhlophe eMangcwabeni oMkhosi

Ndingalufumana njani uncedo ngeendleko zomngcwabo?

Ukuba awulungelanga inkqubo ethile, yazi ukuba unazo ezinye iindlela zokunceda kwiindleko zomngcwabo.



Wazi amalungelo akho phantsi koMthetho wokuNgcwaba

Ngaphantsi kwe- umngcwabo , xa usebenza kwikhaya labangcwabi, unelungelo loku:

  • Fumana amaxabiso emnxebeni
  • Fumana ibhili yeempahla kunye neenkonzo ezinikezelweyo
  • Thenga kuphela iinkonzo kunye neempahla onqwenela ukuzithenga
  • Ungahlangani nokumelwa gwenxa kweenkonzo
  • Fumana uluhlu lwamaxabiso ngokubanzi kuye nabani na ocela olunye

Ingxowa-mali yokuNgcwaba engxamisekileyo kunye nemibutho enokuNceda ngeNdleko zokuNgcwaba

Olunye uncedo lokungcwaba lubandakanya:

  • Medicare kunye neMedicaid : Unganakho ukubekela bucala imali yokunceda kwiindleko zomngcwabo phantsi kweakhawunti yokonga yonyango yakho kunye / okanye iqabane lakho.
  • Ukhuseleko lwezeNtlalontle: Inganikezela ngexesha elinyeinzuzo yokufaUkusweleka kothandekayo.
  • Uncedo loMkhosi kunye neVeteran :Amagqala omkhosi anelungelo lokungcwatywa, simahla, emangcwabeni, nangona kunjalo ezinye iindleko zomngcwabo azihlawulwa. Iziza zinokubekelwa bucala ukulungiselela amalungu osapho oligqala ngokunjalo.
  • I-Arhente yoLawulo oluNgxamisekileyo yase-Federal : Uya kunceda ngeendleko zomngcwabo ukuba umfi usweleke ngenxa yentlekele yendalo
  • Umnqamlezo obomvu : Banikezela ngoncedo kubasebenzi basemkhosini nabadla umhlala-phantsi kunye neentsapho zabo ngeendleko zomngcwabo.

KwiOfisi yeCoroner's County

Ukuba ilizwe lakho alinayo inkqubo ebanzi kurhulumente yokuncedisa kwiindleko zomngcwabo, ungatyikitya ukukhululwa kwiofisi yakho yomvavanyi wenqila echaza ukuba awukwazi ukuhlawula umngcwabo okanye ukutshiswa komntu. Amaxwebhu, afana nobungqina bengeniso, isatifikethi sokufa, kunye namanye amaxwebhu kuxhomekeke kwizikhokelo ezithile zommandla wakho, anokufuneka. Unokwazi ukubanga uthuthu, ukuba umntu omthandayo watshiswa, ngentlawulo.

Ithetha ntoni xa uphonsa umntu ku-facebook

Ngubani oHlawulela uMngcwabo ukuba umntu oswelekileyo akanamali?

Abantu ababathandayo bahlawulela umngcwabo ukuba bekungekho mali ibekelwe bucala ngumntu ongasekhoyo ukuhlawula iindleko. Ukuba awukwazi ukuhlawula ukutshiswa okanye ukungcwatywa, ungaqwalasela:

  • Akukho ndleko zokutshiswa komzimba: Oku kwenzeka xa umzimba unikelwa kwinzululwazi kwaye emva koko uyatshiswa.
  • Imingcwabo eluhlazaokanyeiingxelo.
  • Ukuqokelelwa kwenkxaso mali.
  • Ukujonga ubomiipolisi ye-inshorensiukubona ukuba ngaba naziphi na iindleko zinokuhlawulwa.
  • Imingcwabo yezempilo yoluntu, eyayisaziwa ngokuba ngamangcwaba amahlwempu, yenzeka e-United Kingdom xa umntu esweleka engenazo izihlobo okanye usapho ukuba alungiselele ukungcwatywa okanye ukutshiswa komzimba.
Umntu olilayo ubambe umchamo

Kubiza malini ukungcwaba umntu?

Ukungcwaba, ngaphandle kwezinye iinkonzo, kunokuxabisa ukuya kuthi ga kwi-2,000 yeedola.Imingcwabo, kubandakanya nomngcwabo, inokubiza malunga ne- $ 8,000.Ukutshisa izidumbu kunokubizamalunga ne- $ 1,000, kodwa amaxabiso aya kwahluka ngokuxhomekeka kwindawo, kunye nezinye iinkonzo ezikhethiweyo.

Kwenzeka ntoni ukuba awuhlawuli umthetho oyilwayo wokungcwaba?

Ngokusemthethweni, umntu otyikitye isivumelwano kunye nekhaya labangcwabi kufuneka ahlawule ityala. Alikho elinye ilungu losapho okanye umhlobo womntu ongasekhoyo onokuthi anyanzelwe ukuba ahlawule ityala lokungcwaba ukuba khange basayine ikhontrakthi nekhaya labangcwabi. Intlawulo ihlala ifunyanwa kwilifa lomntu ongasekhoyo. Nangona kunjalo, ukuba azikho izinto zexabiso, umabi-lifa onikwe igama okanye obekiweyo ujongene nokujongana nentlawulo yomngcwabo. Ukuba umngcwabo awuhlawulwa kwaye iinkonzo zibonelelwe, banokuthi:

amagama unyaka omnye wokufa
  • Thumela ileta ecela intlawulo
  • Jika ityala kwiarhente yokuqokelela
  • Thatha ityala elo lixoxwe

Ukufumana uNcedo lukaRhulumente loMngcwabo okanye uMngcwabo

Nokuba usebenzisa inkqubo yaseburhulumenteni okanye yommandla, khetha umngcwabo ongabizi mali ingako, ukufumana imali eninzi, okanye ukufaka isicelo soncedo ngomnye umbutho, zininzi iindlela onokukhetha kuzo ukufuna uncedo lomngcwabo. Ukuba ilizwe lakho aliboneleli ngenkqubo ye-state-wide, jonga kwiSebe leeNkonzo zoLuntu, iSebe lezeMpilo yoLuntu, okanye iSebe lezeNtlalontle ukubona ukuba ululungele na uncedo.

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