Ukuba ujonge isipho salo mhlobo okanye ilungu losapho ekunzima ukusithenga, ikhadi lesipho seVisa esihlawulelwa kwangaphambili linokuba lukhetho olukhulu. Abantu abaninzi bayathanda banamakhadi ezipho zeVisa ahlawulelwa kwangaphambili ziyafumaneka xa zihamba okanye zithenga ngokunjalo. Nangona kunjalo, kukho izinto ezilungileyo nezingalunganga ekusebenziseni la makhadi.
Ukunika iiKhadi zeZipho ezihlawulelwa kwangaphambili
Akukho nto ikhathazayo njengokufika kweholide ebalulekileyo kwaye ungazi ukuba uza kuthengela ntoni umhlobo okanye ilungu losapho. Abanye abantu babonakala benayo yonke into abayifunayo. Kwimeko enjalo, kunokuba luncedo ukunika ikhadi lesipho seVisa esihlawulelweyo kwaye ubavumele bakhethe ezabo izipho, nangona kukho iingxaki ezithile.
Amanqaku afanelekileyo- Ezona ndlela zibalaseleyo zokuDibanisa amatyala ekhadi letyala
- Iindlela ezintlanu zokufumana amanqaku amahle okuthenga ngetyala
- Ikhadi leVisa
Izibonelelo
Iinzuzo zokunika amakhadi eVisa ahlawulwa kwangaphambili kubandakanya:
- Awunakukhathazeka malunga nokufumana into efanelekileyo yesiganeko esikhethekileyo. Ufaka ikhadi kwimali, aze umntu ayikhethe into afuna ukuyithenga.
- Amakhadi ezipho nawo kulula ukuwathenga, ukuwasongela, kunye neposi, uwenze ukuba abe ngumbono omkhulu kwabo bahlala kude nawe.
- Abamkeli akufuneki bangxamile ukusebenzisa amakhadi. Umhla wokuphelelwa kwekhadi ubhalwe ngaphambili kwaye uneminyaka emihlanu ukuya kwesixhenxe ukusukela kwixesha lokuthenga. Ukuba kukho imali ekhadini emva kokuba liphelelwe lixesha, inokuthunyelwa ngeposi njengetshekhi, nangona umrhumo wokuqhubekeka ungasebenza.
Iingxaki
Iingxaki zokuthathela ingqalelo xa ucinga ngale ndlela yesipho zibandakanya:
- Amakhadi ezipho ezihlawulelwa kwangaphambili zeVisa akhutshwa yibhanki, hayi ngeVisa ngqo, ke imimmiselo nemiqathango Kwikhadi ngalinye lesipho seVisa esihlawulelwa kwangaphambili linokwahluka. Emva kweenyanga ezilishumi elinesibini zokuqala, kunokubakho ukungasebenzi okanye ukuhlawula iifizi .
- Ukuba umhlobo wakho okanye isalamane sakho sinovakalelo malunga nexabiso lemali lezipho, ikhadi lesipho lisenokungabi lolona khetho. Ikhadi lesipho seVisa elihlawulelwa kwangaphambili lenza ukuba ummkeli azi ngokuthe ngqo ukuba ubhatale malini, nokuba incinci okanye ininzi, kunokuba kungonwabi ukuba isixa siphandle.
- Abanye abantu bayakucaphukela ukuthenga ezivenkileni. Ukuba umhlobo wakho okanye isihlobo sakho asikonwabeli ukuyothenga, nkqu nakwi-Intanethi, ikhadi lesipho elihlawulelwa kwangaphambili leVisa lisenokungabi lolungileyo.
Sebenzisa iKhadi leZipho elihlawulelwa kwangaphambili
Kukho amaxesha apho unokukhetha ukusebenzisa ikhadi lesipho seVisa esihlawulelwa ngokwakho, kunokuba ulinike omnye umntu. Zombini iinzuzo kunye neengozi zokusebenzisa le ndlela yentlawulo, ewe.
Izinto eziluncedo
Izibonelelo zokusebenzisa ikhadi leVisa elihlawulelwa kwangaphambili zibandakanya:
- Ngelixa ikhadi lesipho esihlawulelwa kuqala li ayifani njengekhadi letyala okanye ikhadi lebhanki ehlawulelwa kwangaphambili, yindlela yokuphatha imali ngaphandle kokuthatha ikheshi.
- Ikhadi lesipho seVisa likunika konke ukungahambelani kwekhadi ledebhithi leVisa-ukwamkelwa ngokubanzi, ukusetyenziswa ngokulula, kwaye ngamanye amaxesha ukufikelela kwi-ATM- ngaphandle konxibelelwano kwibhanki eyiyo okanye kwiakhawunti yekhredithi.
- Ukuba ulahlekelwa lolu hlobo lwekhadi, akukho mngcipheko wokuba isela linokubeka esichengeni isazisi sakho okanye ikhredithi. Awuzukukrokrela ukwazisa iibhanki, ababolekisi kunye nokunye. Olo xolo lwengqondo luthetha lukhulu, ngakumbi xa useluhambeni.
Umthengi wokusebenzisa iKhadi leZipho leVisa
Iingxaki zokuqwalaselwa zibandakanya:
- Nje ukuba usebenzise ikhadi lesipho elihlawulelwa kwangaphambili lihambile, kwaye awungekhe wongeze imali. Ukungabikho kokuphinda kusetyenziswe kukhokelela abantu abaninzi amakhadi ahlawulelwa kwangaphambili endaweni yoko.
- Amakhadi esipho esihlawulelwa kwangaphambili seVisa ahlala enexabiso lokuvula, iifizi zeATM, kunye nezinye iindleko. Imali eninzi oyifaka ekhadini inokusetyenziselwa ukuhlawula iifizi zebhanki ngenxa yoko. Ukuba unako, fumana ikhadi elinemali ephantsi kwaye ngaphandle kwemali yokuvula.
Ukhetho lolwakho
Amakhadi ezipho ezihlawulelwa kwangaphambili zeVisa angayinto enkulu ekunikezeleni ngesipho umntu okonwabela ukuzithengela, ahlala kude, okanye kunzima ukukuthengela. Ikhadi leVisa elihlawulelwa kwangaphambili linokuba yindlela eyahlukileyo yokuhlawula izinto ozifunayo ngelixa ukhusela iakhawunti yakho yebhanki kunye nesazisi sakho. Nangona kunjalo, ikhadi aliphinde lilayishwe kwakhona, kwaye zinokubakho iifizi ezininzi ezinxulumene nokusetyenziswa. Ekugqibeleni, kukuwe ukuba uthathe isigqibo sokuba ngaba olu hlobo lwekhadi lokuthenga lunokukulungela.
