Ukuncitshiswa kweRhafu kwiindleko zokuKhangela uYobhi

Amagama Aphezulu Ebantwaneni

iirisithi

Abafuna umsebenzi banokuba neentlobo ezininzi zokuncitshiswa ezikhoyo kwiindleko ezinxulumene nokukhangela kwabo. Ukubanjwa koku kuncitshiswa kukuba bafumaneka kuphela abafuna umsebenzi abafuna umsebenzi womsebenzi kwicandelo labo ngoku kwaye baneendleko ezinxulumene nokudlula ipesenti ezimbini zengeniso yabo.





Imigaqo yokuKhangela imisebenzi ngokubanzi

Abarhafi banokucutha kuphela iindleko ezinxulumene nokukhangelwa kwabo emsebenzini ukuba bafuna umsebenzi kwicandelo abakulo ngoku. Umrhafi akadingi ukuba angaphangeli xa efuna umsebenzi omtsha. Abafuna umsebenzi abafuna umsebenzi kwicandelo elitsha lomsebenzi, bekhangela umsebenzi okokuqala okanye abanekhefu elide phakathi komsebenzi wabo wokugqibela kunye nokukhangela kwabo abanakukuthatha iindleko zabo.

Amanqaku afanelekileyo
  • Iindlela zokonga imali xa uphulukana nomsebenzi
  • Rhoqo Ukuphoswa kweRhafu
  • Ukuncitshiswa kweNdleko zeShishini

Umgaqo wepesenti ezimbini

Inkqubo ye- I-IRS Ukwahlula iindleko zokukhangela umsebenzi njengeendleko ezahlukeneyo. Kananjalo, kufuneka zibhalwe amanqaku kwaye zigqithe kwiipesenti ezimbini zerhafu yengeniso ehlawulelweyo yomrhafi (AGI) ngaphambi kokuba kutsalwe. Nangona kunjalo, kuphela ipesenti engaphezulu kweepesenti ezimbini ubuncinci.



Ukuchonga ukuba ngaba iindleko ziyazanelisa na ezi mfuno, phinda-phinda i-AGI yakho ngeepesenti ezimbini (.02). Iziphumo ubuncinci ekufuneka uhlangane nazo ukunciphisa iindleko zakho zokukhangela umsebenzi. Okulandelayo, dibanisa ndawonye isixa-mali sakho sonke. Ukuba zinkulu kunesixa esincinci esitsalwayo, ungawenza umahluko phakathi kobuncinci kunye neendleko zakho zizonke. Umzekelo, ukuba i-AGI yakho ibiyi- $ 40,000, uya kudinga ngaphezulu kwe- $ 800.00 kwiindleko. Ukuba uchithe iidola ezili-1 000 kwiindleko zokukhangela umsebenzi, unokutsala i-200.00 yeedola.

Ukuncitshiswa kweRhafu kubaFuni beJob

Iphepha lesihlanu Upapasho lwe-IRS 529 , osihloko sithi 'Ukuxhuzulwa kwezinto ngeeMiscellaneous' iqulethe ulwazi malunga neendidi zokutsalwa kwerhafu ezifumanekayo kubantu abafuna umsebenzi. Upapasho lucacisa iimfuno zokutsalwa kokukhangelwa kwemisebenzi ethile kunye nemali ekhoyo yokuncitshiswa.



  • Qalisa kwakhona ukubhala, ukukopa kunye nokuthumela iindleko Iindleko ezinxulunyaniswa nokwenza kunye nokuthumela i-resume kubaqeshi abanokubakho kuncitshisiwe. Oku kuyafumaneka nokuba umhlawuli werhafu uqeshe inkampani yokubhala kwakhona ngomsebenzi. Iphepha, iimvulophu, inki yokuprinta, iindleko zokukopa kunye neendleko zezitampu zifakiwe kolu luhlu. Nangona uPapasho 529 luthe cwaka kulo mba, kucingelwa ukuba i-IRS iya kuthi ivumele abahlawuli berhafu ukuba bathathe iindleko zalo naliphi na iphepha elongeziweyo okanye ukuthunyelwa okufunekayo ukuba kungeniswe kwakhona kuya kuncitshiswa. Ke ngoko, iindleko zokukopa iileta ekubhekiswa kuzo, iiphothifoliyo okanye amanye amaxwebhu afanayo anokuxhuzulwa.
  • Iifowuni : Ukuba usebenzisa isiseko sakho okanye iselfowuni ukukhangela umsebenzi, unokutsala ipesenti yeendleko zokuba nefowuni. Ukwenza njalo, bala ixesha olichitha kwifowuni ukhangela umsebenzi xa kuthelekiswa nexesha elichithwe ngezizathu zakho. Isiphumo sitsaliwe.
  • Imirhumo yeArhente yeNgqesho : Ukuba wena, hayi umqeshi wakho, uhlawula iarhente yengqesho ngokubekwa kwakho, ungalitsala lonke imali yezo ntlawulo. Nangona kunjalo, ukuba kamva ubuyisiwe ngumqeshi wakho, kuya kufuneka ufake imali oyifumanayo njengengeniso.
  • Iindleko zokuhamba nezothutho : Ukuba uhamba nodliwanondlebe nomsebenzi okanye ukufumana umsebenzi kwesinye isixeko, ungacutha iindleko zokuhamba kunye nezinye iindleko ezinxulumene nohambo lwakho. Ezi ndleko, nangona kunjalo, zithathwa kuphela ukuba uhambo lwakho belunenjongo ephambili yokufumana umsebenzi. Ungalidibanisa ishishini kunye nolonwabo, oko kuthetha ukuba ungonwabela indawo ngelixa ujonga indawo. Nangona kunjalo, ixesha olichitha usenza njalo akufuneki lidlule ixesha olichithayo ukhangela umsebenzi. Ukufumanisa ukuba ukulungele na ukuncitshiswa, thelekisa ixesha olichithe kulonwabo kunye nokukhangela umsebenzi ngelixa ungekho ekhaya.
  • Iindleko zokuKhathalela abantwana : Ukuba ungangqina ukuba uqeshe umntu ogcina umntwana okanye uhlawule ezinye iindleko zokukhathalela abantwana ukuze ukwazi ukukhangela umsebenzi, ungazitsala iindleko. Unokuqesha kuphela umhlali ukuze ukwazi ukubandakanyeka ekukhangelo lomsebenzi. Umzekelo, indleko zokuqesha umntu oza kuhlala ukuze ubhale phantsi kwakhona okanye uye kudliwanondlebe zinokutsalwa.

Ukwenza Ibango Lokuncitshiswa Kwakho

Bonke abarhafi kufuneka gcina iirisithi zeendleko zokukhangela umsebenzi ukungqina ubunyani bazo. Ewe kunjalo, ukugcina iirisithi kuyanceda ekubaleni isixa seendleko zakho ekupheleni konyaka. Funa iingcebiso kwiingcali ukuba awuqinisekanga malunga nokuba unelungelo lokutsalwa kwirhafu yokukhangela umsebenzi.

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